Cleveland, TN homeowners insurance is about $692 to $944, about $57-$78/month. Our exhaustive analysis shows customers can save as much as $327 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cleveland, TN | Homeowners Insurance Agency Near Cleveland, TN | Address |
|---|---|---|
| Nationwide | Allyson Leah Hannah Agency | 3535 Keith St NW, Cleveland, TN, 37312 |
| Liberty Mutual Independent | Cornerstone Insurance Group In | 6505 LEE HWY, CHATTANOOGA, TN, 37421 |
| Travelers | Flegal Insurance Inc | 214 ANDREWS ST, ROSSVILLE, GA, 30741 |
| State Farm | Keith Michaels | 1301 Battlefield Pkwy, Ft Oglethorpe, GA, 30742-4011 |
| Nationwide | Ronald A. Travis | 6319 E Brainerd Rd, Chattanooga, TN, 37421-3956 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Bradley County, Tennessee | $101 | $135 | $202 |
| East Cleveland CDP, Tennessee | $96 | $127 | $191 |
| Hopewell CDP, Tennessee | $102 | $135 | $203 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cleveland, TN | 5.6% | 17.0% |
| Bradley County | 6.06% | 20.12% |
| East Cleveland | 8.43% | 27.67% |
| Hopewell | 6.0% | 16.52% |
| Cleveland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 292 | 3.0% | $348 |
| $200 to $299 | 332 | 4.0% | $798 |
| $300 to $499 | 1,038 | 13.0% | $1248 |
| $500 to $749 | 3,547 | 45.0% | $1923 |
| $750 to $999 | 1,617 | 20.0% | $2673 |
| $1,000 to $1,499 | 718 | 9.0% | $3798 |
| $1,500 or more | 180 | 2.0% | $5448 |
| Streets in Cleveland Area | Homeowners Insurance Cost |
|---|---|
| Chambliss Ave NW, 3rd St SW, Canary Dr, Todd Rd SE, Crest Dr, Autumn Dr NE, 14th St SE, Poteet Rd, W Railroad St NE, Fair St SE | $772 |
| Holly St NE, Old Federal Rd SE, Jacob St, McClain Dr, State Rte 311, Worth St NE, Wilson Ln, Hilltop Dr NW, Raider Dr, 3rd St SE | $772 |
| State Rte 308, Logan Rd, Overhead Bridge Rd NE, Prividence Ln NW, Tanglewood Dr, Hawk St SE, Clairmont Dr, Old Eureka Rd NW, Julian Dr, Pine View Ln | $838 |
| Dixie Dr, Woodcrest Cir NW, Mowery Cir, Circle Dr NE, Elkmont Cir, Robin Dr, Powerline Ln NE, Parker Ave SW, Degree Trl, Ocoee St N | $824 |
| Eastview Ave, N Mouse Creek Rd NW, King Edward Ave SE, Mountain Cove Pl NW, Stevens St, Frederick Andrew Dr NW, Laurel Dr, S McDonald Rd SW, Cowan St NW, Davis Dr | $826 |
| Woodcrest Cir, Navaho Trl, Timber Ct, Mapleton Ct, 18th St NW, Eastview Cir NW, Charterwood Ln NE, Varner Dr SW, Old Bean Rd, Terri Ln | $827 |
| Gibson St, Old Union Grove Rd, Tanglewood Trl, 2nd St SW, Marie Cir, 15th St SE, Foxfire Ln NE, Michigan Avenue School Rd, Old N Lee Hwy, Hunt Rd SE | $800 |
| Royal Dr NW, Tillie Rd NE, McIntire Ave NE, Scotts Ln SW, Crawford Dr, Stuckey Dr NW, Springhouse Rd NE, Emmyllie Ct NE, Sharpe Rd SW, Bell Crest Dr NW | $830 |
| Rogers Dr SE, Woodbine Cir, Bartlett Cir NE, Homestead Cir, Shadowwood Dr, Faulk Ct, Tillie Dr, Falcon Dr, Singletree Dr NW, Old Chattanooga Pike SW | $794 |
| Old Eureka Rd, Hughes Ave NW, Peel W, Howard Rd, Linda Way SW, Mansion Hill Ct, 1st St NW, Burnt Hollow Trl SE, Driftwood Trl, East St NE | $818 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cleveland | $122 to $125 |
| Bradley County | $121 |
| East Cleveland | $115 |
| South Cleveland | $119 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $2,600 |
| Yearly Cleveland Homeowner Insurance Premium Example | $1,300 | $800 |
| Out of Pocket Expense During Claim | $600 | $2,600 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $8,400 | $7,400 |
| Net Savings to Cleveland Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Cleveland, TN Home Replacement Value MORE than Home Value | Cleveland, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $80,500 | $55,500 |
| Insurance Premium based on Replacement Value | $450 | $325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $16,500 | Risk Exposure from Under Insuring Coverage is $8,500 |
| Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $75/year |
| Insurance Company | Liberty Mutual | Erie Insurance | Chubb Group of Insurance |
| Monthly Premium | 47 | 64 | 61 |
| Year Built | 2014 | 1977 | 1990 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $150000-$175000 | $200000-$250000 | $175000-$200000 |
| Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible |