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Cleveland, TN Home Values & Insurance Rates

Cleveland, TN Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 519 7.0% $130
$50,000 to $59,999 200 2.0% $269
$60,000 to $69,999 254 3.0% $335
$70,000 to $79,999 250 3.0% $392
$80,000 to $89,999 408 5.0% $441
$90,000 to $99,999 229 3.0% $498
$100,000 to $124,999 1,016 14.0% $572
$125,000 to $149,999 713 10.0% $719
$150,000 to $174,999 857 12.0% $850
$175,000 to $199,999 597 8.0% $981
$200,000 to $249,999 960 13.0% $1186
$250,000 to $299,999 441 6.0% $1447
$300,000 to $399,999 552 7.0% $1840

Top Home Insurance Agents Near Cleveland, TN

Home Insurance Company Near Cleveland, TN Homeowners Insurance Agency Near Cleveland, TN Address
Nationwide Allyson Leah Hannah Agency 3535 Keith St NW, Cleveland, TN, 37312
Liberty Mutual Independent Cornerstone Insurance Group In 6505 LEE HWY, CHATTANOOGA, TN, 37421
Travelers Flegal Insurance Inc 214 ANDREWS ST, ROSSVILLE, GA, 30741
State Farm Keith Michaels 1301 Battlefield Pkwy, Ft Oglethorpe, GA, 30742-4011
Nationwide Ronald A. Travis 6319 E Brainerd Rd, Chattanooga, TN, 37421-3956

Estimated Home Insurance By Street Area Near Cleveland, TN

Cleveland Area Estimated House Insurance
Chambliss Ave NW, 3rd St SW, Canary Dr, Todd Rd SE, Crest Dr, Autumn Dr NE, 14th St SE, Poteet Rd, W Railroad St NE, Fair St SE$772
Holly St NE, Old Federal Rd SE, Jacob St, McClain Dr, State Rte 311, Worth St NE, Wilson Ln, Hilltop Dr NW, Raider Dr, 3rd St SE$772
State Rte 308, Logan Rd, Overhead Bridge Rd NE, Prividence Ln NW, Tanglewood Dr, Hawk St SE, Clairmont Dr, Old Eureka Rd NW, Julian Dr, Pine View Ln$838
Dixie Dr, Woodcrest Cir NW, Mowery Cir, Circle Dr NE, Elkmont Cir, Robin Dr, Powerline Ln NE, Parker Ave SW, Degree Trl, Ocoee St N$824
Eastview Ave, N Mouse Creek Rd NW, King Edward Ave SE, Mountain Cove Pl NW, Stevens St, Frederick Andrew Dr NW, Laurel Dr, S McDonald Rd SW, Cowan St NW, Davis Dr$826
Woodcrest Cir, Navaho Trl, Timber Ct, Mapleton Ct, 18th St NW, Eastview Cir NW, Charterwood Ln NE, Varner Dr SW, Old Bean Rd, Terri Ln$827
Gibson St, Old Union Grove Rd, Tanglewood Trl, 2nd St SW, Marie Cir, 15th St SE, Foxfire Ln NE, Michigan Avenue School Rd, Old N Lee Hwy, Hunt Rd SE$800
Royal Dr NW, Tillie Rd NE, McIntire Ave NE, Scotts Ln SW, Crawford Dr, Stuckey Dr NW, Springhouse Rd NE, Emmyllie Ct NE, Sharpe Rd SW, Bell Crest Dr NW$830
Rogers Dr SE, Woodbine Cir, Bartlett Cir NE, Homestead Cir, Shadowwood Dr, Faulk Ct, Tillie Dr, Falcon Dr, Singletree Dr NW, Old Chattanooga Pike SW$794
Old Eureka Rd, Hughes Ave NW, Peel W, Howard Rd, Linda Way SW, Mansion Hill Ct, 1st St NW, Burnt Hollow Trl SE, Driftwood Trl, East St NE$818

Savings on home insurance for senior occupied homes

PlaceSavings
Cleveland$122 to $125
Bradley County$121
East Cleveland$115
South Cleveland$119

Cleveland, TN Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cleveland, TN5.6%17.0%
Bradley County6.06%20.12%
East Cleveland8.43%27.67%
Hopewell6.0%16.52%

Cleveland Renters Insurance as a Percentage of Rent

Cleveland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 292 3.0% $348
$200 to $299 332 4.0% $798
$300 to $499 1,038 13.0% $1248
$500 to $749 3,547 45.0% $1923
$750 to $999 1,617 20.0% $2673
$1,000 to $1,499 718 9.0% $3798
$1,500 or more 180 2.0% $5448

Cleveland, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Cleveland Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $8,400$7,400
Net Savings to Cleveland Home Owner from High Deductible Plan $1,000

Cleveland, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cleveland, TN Home Replacement Value MORE than Home Value Cleveland, TN Home Replacement Value LESS than Home Value
Replacement Value $80,500 $55,500
Insurance Premium based on Replacement Value $450 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $8,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Cleveland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualErie InsuranceChubb Group of Insurance
Monthly Premium 476461
Year Built 201419771990
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$200000-$250000$175000-$200000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Cleveland, TN Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Bradley County, Tennessee $101 $135 $202
East Cleveland CDP, Tennessee $96 $127 $191
Hopewell CDP, Tennessee $102 $135 $203

Sample Home Insurance Rates for Cleveland, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 250,000 Membrane Roof 3,090 4 $500 Deductible 380 4 Stucco siding No
1986 360,000 Wood Shake Roof 3,190 4 $2500-$5000 Deductible 230 2 Vinyl siding No
1978 240,000 Membrane Roof 2,260 4 $5000 to $10,000 Deductible 840 10 Stucco siding yes
2014 440,000 Composition Roof 4,820 5 $500 Deductible 1940 9 Vinyl siding yes
1979 310,000 Asphalt Shingles Roof 3,900 5 $500- $1000 Deductible 170 2 Stone Siding yes
2000 170,000 Shingles Roof 2,190 5 $5000 to $10,000 Deductible 390 9 Brick siding No
1987 305,000 Wood Shake Roof 3,190 4 $1000-$2500 Deductible 1340 10 Fiber-Cement Siding yes
1991 445,000 Tile Roof 4,990 5 $500 Deductible 2700 10 Vinyl siding No
1975 330,000 Membrane Roof 3,860 5 $500 Deductible 1680 12 Wood siding No
1983 150,000 Metal Roof 1,740 3 $2500-$5000 Deductible 70 2 Stone Siding yes
1975 300,000 Asphalt Shingles Roof 3,730 5 $500- $1000 Deductible 1110 10 Wood siding No
1979 225,000 Shingles Roof 2,040 5 $2500-$5000 Deductible 590 9 Stone Siding yes
1993 360,000 Metal Roof 4,240 5 $2500-$5000 Deductible 770 6 Brick siding No
1964 130,000 Composition Roof 1,618 2 $2500-$5000 Deductible 190 4 Stucco siding yes