Cleveland Insurance Rates:

Cleveland, OH homeowners insurance is approximately $576 to $779, about $48-$64/month. Our thorough guide reveals consumers can save upto $271 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

They are friendly and readily available to answer your questions in a timely manner. they have saved almost every person that has contacted them a lot of money.
I am not the one who deals with it so I'm not sure. I'll say 4 because I've never heard of any issues.
I would give our insurance company a 3. We haven't had to use it thankfully, but I am not happy that our rates seem to keep going up for no reason.
State Farm
One thing we like about the state farm insurance company is that the local office is conveniently located to our home.
They have a really merciless late-payment policy. if you're one day late with a payment, they're already prepared to cut off your insurance. they really do not have any tolerance at all for negligence in making payments. strict, but i suppose it's fair.
Our representative is very knowledgeable about our house and all of our needs, he is amazing at getting back to us in a timely manner!
Farmer's Insurance
I like that my claim was settled in a reasonable amount of time and I like that the customer service reps are nice, polite and try to be helpful, despite an obvious lack of knowledge
American Family
When i filed a claim, the company not only provided a low claim value they did not represent me when working on the claim. there was a dispute with a third party for repairs and american family was uncooperative.
State Farm
When I called they went out of their way to help me out and get it all set up properly. I have no complaints on this.
State Farm
The customer service team is so friendly and nice. Whenever I have a question they are more than happy to answer me.
State Farm
They keep us well informed when we need to be by sending us the proper policy information. All of the billing is done through our mortgage company. We did have an issue our first year where there was a miscommunication between the mortgage company and the insurance company in getting the premium paid, but my husband made one phone call and it was taken care of immediately.
American Family
I can give full marks over here as they are really user-friendly and understand our concerns as their concerns.
All state has great coverage at a much lower rate than any other insurer we contacted after buying our house. I rate it a 3 out of 5.
Auto Owners
I really haven't talked to my agent since we bought the policy 18 years ago. We get a Christmas card from him and he occasionally sends reminders of when the payment is due
Cincinnati Insurance
It is a necessary evil and although I would prefer not to pay it it's hardly noticed and required for a mortgage. The couple instances we have had to deal with them have been satisfactory. It’s just one of those things you don't think about very much until you need it.
State Farm
there is absolutely nothing I dislike about this company. it is a great company and I would recommend them to anyone at all.
Cincinnati Insurance
It is a great company with great reviews from people for many past years. They have great coverages and a fantastic website and customer service. My only complaint is the rise in premium.
State Farm
I dislike that they're higher than everyone else for the same product.
Cincinnati Insurance
We have had a very good overall interaction with this insurance company, and feel that they have always treated us above average
State Auto
I do not like that sometimes it takes a lot to answer the flames and the application does not respond is as if the system collapsed and because that is bad should expand its scope
They are an established leader in the insurance game. I've never had any issues with them, whether it is customer service or filing a claim and getting my money.
I have shopped around to a few other service providers but have found that the price I am paying is comparable if not cheaper than other service providers.
State Farm
We recently had some damage to our house because of a storm. Our State Farm agent, Brenda, is the sweetest. She helped get me in touch with the claims people and told me what I could expect when filing.
State Farm
We got a discounted plan for getting all our insurance from the same provider, It was better class of insurance we could get from other companies for the same price.
I would say my limited experience with Geico home owners insurance has been positive. I've only called a handful of time for a quote, to sign up, and then to add additional coverage.
I would recommend them because they have great coverage options and great prices..haven't run into any issues with them yet.
i truly love doing business with geico. they are the ultimate best company ever. best rate and awesome customer service
State Farm
We were loyal to a previous company for years but that company lost focus with its clients. Since switching, this company goes above and beyond.
Cincinnati Insurance
It's been comparable to other companies. They offer quality coverage at competitive prices and I like that they're local to our area.
if your looking for the best rate on your home owner insurance check out progressive they can help. They also have a fix rate , save about $400 a month or cheaper depends on how much insurance.can get affordable rates.
State Farm
If bundled with other offers such as car and life insurance the rates are significantly cheaper. I also have a family discount in which my other family members at other addresses are offered discounts since we all have the same last name.

Cleveland, OH Homeowners Insurance By Home Value

Cleveland, OH Home Value Total Homes % of Total Average Cleveland, OH Homeowners Insurance
Less than $50,000 14,145 18.0% $203
$50,000 to $59,999 7,017 9.0% $433
$60,000 to $69,999 7,725 10.0% $542
$70,000 to $79,999 8,315 11.0% $623
$80,000 to $89,999 9,888 13.0% $711
$90,000 to $99,999 7,332 9.0% $793
$100,000 to $124,999 9,810 12.0% $915
$125,000 to $149,999 4,345 5.0% $1145
$150,000 to $174,999 3,040 4.0% $1356
$175,000 to $199,999 1,398 1.0% $1566
$200,000 to $249,999 1,321 1.0% $1884
$250,000 to $299,999 813 1.0% $2305

Top Home Insurance Agents Near Cleveland, OH

Home Insurance Company Near Cleveland, OH Homeowners Insurance Agency Near Cleveland, OH Address
State Farm Ted Shenosky 2820 W Market St Ste 150, Fairlawn, OH, 44333-4059
NA Gates Foraker Ins Agcy Inc 3276 Cleveland-Massilon Rd, Norton, OH, 44203
Nationwide Cynthia M Thirion 1591 Parkman Rd N.W., Warren, OH, 44485-2160
State Farm Larry Vasil 5634 State Rd, Parma, OH, 44134-2202
Allstate Robert Mckenica 3889 Darrow Rd, Stow, OH, 44224

Cleveland, OH Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Cleveland, OH

Streets in Cleveland Area Homeowners Insurance Cost
Colgate Ct, Chester Pkwy, Hodgson Ave, Gallup Ave, Greenlawn Ave, Laverne Ave, Indiana Ave, Sprague Ave, 2nd Aly, Everett Ave$722
Enoch Ave, Brownell Ct, Glazier Ave, Munn Rd, Wilbur Ave, Metrohealth Dr, Kenmore Ave, Methyl Ave, Gardner Ct, W 95th Pl$624
Griffing Ave, University Rd, Russell Ct, McBride Ave, Stanweld Ave, Detour Ave, Main Ave, Enterprise Ave, Invermere Ave, E 157th St$649
Carlyle Ave, Smith Ct, Wakefield Ave, W 98th St, Fillmore Ave, E 197th St, W 36th Pl, Beacon Ave, Bonniewood Dr, Patton Rd$690
Poe Ave, Woodslee Ct, Sykora Rd, Breton Dr, Williams Ave, Park Heights Rd, W 47th Pl, Hamilton Ave, Stillson Ave, Macauley Ave$660
Chickasaw Ave, E 13th St, E 139th Pl, Shepherd Ct, Garden Ave, Aberdeen Ave, University Ct, Luke Ave, Metta Ave, Barber Ave$690
Bonna Ave, South Blvd, Seville Ave, W 50th Pl, Ottawa Rd, Corlett Ave, E 20th St, Trent Ave, W 27th St, 1st St$671
Lamont Ave, Vandalia Ave, Frankfort Ave, Meyer Ave, Marshall Ave, Spafford Pl, Valentine Ave, E 54th St, Amesbury Ave, Higbee Ave$657
Colonnade Rd, Greenwood Ave, Mitchell Ave, Huss Ave, Drexmore Rd, 3rd St, Fleming Ave, 6th St, Chatfield Ave, Massie Ave$676
Glencoe Ave, Whitman Ct, Kolar Ave, Oxford Ave, W 165th St, W 177th St, W Aspen Ct, McGowan Ave, Elberta Ave, W 13th Pl$713

Cleveland, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cleveland$101 to $103
Newburgh Heights$101
Cuyahoga Heights$106
Brooklyn Heights$109

Cleveland, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newburgh Heights village, Ohio $101 $135 $203
Cuyahoga Heights village, Ohio $106 $141 $212
Brooklyn Heights village, Ohio $109 $145 $218

Cleveland, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cleveland, OH5.2%14.4%
Newburgh Heights5.38%14.68%
Cuyahoga Heights4.33%17.74%
Brooklyn Heights4.05%12.24%

Cleveland Renters Insurance as a Percentage of Rent

Cleveland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 6,709 7.0% $365
$200 to $299 5,526 6.0% $815
$300 to $499 12,370 14.0% $1265
$500 to $749 31,487 35.0% $1940
$750 to $999 20,255 23.0% $2690
$1,000 to $1,499 10,063 11.0% $3815
$1,500 or more 1,526 1.0% $5465

Cleveland, OH Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
44113 $97,200 $700
44119 $94,800 $700
44111 $91,000 $690
44135 $89,100 $690
44114 $88,300 $690
44128 $84,900 $680
44109 $84,600 $690
44102 $78,000 $680
44108 $72,100 $670
44110 $69,300 $670
44103 $68,100 $670
44105 $64,500 $670
44104 $63,900 $680
44127 $39,600 $660
44106 $103,500 $700
44120 $101,900 $700
44115 $101,700 $700

Cleveland, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cleveland, OH Home Replacement Value MORE than Home Value Cleveland, OH Home Replacement Value LESS than Home Value
Replacement Value $ $
Insurance Premium based on Replacement Value $ $
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $ Risk Exposure from Under Insuring Coverage is $
Premium Impact Insurance cheaper by $/year Insurance costlier by $/year

Sample Home Insurance Rates for Cleveland, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1953 140,000 Tile Roof 2,050 4 $1000-$2500 Deductible 410 8 Wood siding yes
1959 80,000 Composition Roof 1,280 2 $500- $1000 Deductible 310 12 Wood siding No
1941 100,000 Membrane Roof 1,770 2 $500- $1000 Deductible 190 6 Stucco siding No
1963 80,000 Membrane Roof 1,410 2 $500 Deductible 120 4 Stucco siding No
1966 75,000 Metal Roof 1,500 3 $2500-$5000 Deductible 160 8 Stucco siding yes
1964 200,000 Composition Roof 2,760 4 $500 Deductible 60 1 Fiber-Cement Siding No
1949 105,000 Slate Shingles Roof 1,580 5 $2500-$5000 Deductible 170 8 Stucco siding No
1950 60,000 Composition Roof 1,020 2 $500- $1000 Deductible 40 2 Wood siding No
1942 115,000 Wood Shake Roof 1,650 3 $500- $1000 Deductible 140 5 Vinyl siding No
1955 125,000 Slate Shingles Roof 2,320 5 $1000-$2500 Deductible 80 3 Vinyl siding No
1946 275,000 Metal Roof 4,650 5 > $10,000 Deductible 230 6 Fiber-Cement Siding yes
1956 80,000 Asphalt Shingles Roof 1,220 2 $2500-$5000 Deductible 170 10 Brick siding yes
1960 85,000 Membrane Roof 1,500 5 $1000-$2500 Deductible 140 9 Wood siding No
1957 165,000 Metal Roof 2,310 5 $500- $1000 Deductible 450 9 Brick siding yes
1959 135,000 Tile Roof 2,010 3 $500- $1000 Deductible 400 12 Brick siding No
1940 120,000 Wood Shake Roof 2,220 4 $2500-$5000 Deductible 90 3 Brick siding No
1948 165,000 Shingles Roof 2,550 4 $500- $1000 Deductible 420 8 Stucco siding yes
1956 135,000 Metal Roof 2,380 3 $1000-$2500 Deductible 120 4 Vinyl siding yes
1946 165,000 Shingles Roof 2,310 3 $500- $1000 Deductible 270 7 Fiber-Cement Siding No
1969 130,000 Slate Shingles Roof 1,850 3 $2500-$5000 Deductible 280 10 Brick siding yes
1958 65,000 Wood Shake Roof 1,330 2 $500- $1000 Deductible 210 10 Stone Siding No
1952 140,000 Shingles Roof 2,810 4 $500- $1000 Deductible 160 5 Stucco siding No
1965 85,000 Asphalt Shingles Roof 1,370 2 $500- $1000 Deductible 280 9 Fiber-Cement Siding No
1946 120,000 Wood Shake Roof 1,630 4 $2500-$5000 Deductible 110 3 Brick siding yes
1949 155,000 Tile Roof 2,210 3 $500- $1000 Deductible 460 7 Vinyl siding No
1952 170,000 Membrane Roof 3,400 4 $1000-$2500 Deductible 110 2 Vinyl siding yes
1968 100,000 Wood Shake Roof 1,740 4 $1000-$2500 Deductible 100 4 Wood siding No
1953 215,000 Wood Shake Roof 2,930 5 $500 Deductible 130 2 Vinyl siding yes
1942 85,000 Composition Roof 1,290 2 $2500-$5000 Deductible 30 2 Vinyl siding yes
1951 90,000 Composition Roof 1,610 4 $500 Deductible 130 4 Brick siding yes
1932 100,000 Wood Shake Roof 1,503 3 $500 Deductible 130 3 Stucco siding yes

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