Cleveland Insurance Rates:

Cleveland, OH homeowners insurance is approximately $576 to $779, about $48-$64/month. Our thorough guide reveals consumers can save upto $271 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
One thing we like about the state farm insurance company is that the local office is conveniently located to our home.
Progressive
They have a really merciless late-payment policy. if you're one day late with a payment, they're already prepared to cut off your insurance. they really do not have any tolerance at all for negligence in making payments. strict, but i suppose it's fair.
All State
Our representative is very knowledgeable about our house and all of our needs, he is amazing at getting back to us in a timely manner!

Cleveland, OH Homeowners Insurance By Home Value

Cleveland, OH Home Value Total Homes % of Total Average Cleveland, OH Homeowners Insurance
Less than $50,000 14,145 18.0% $203
$50,000 to $59,999 7,017 9.0% $433
$60,000 to $69,999 7,725 10.0% $542
$70,000 to $79,999 8,315 11.0% $623
$80,000 to $89,999 9,888 13.0% $711
$90,000 to $99,999 7,332 9.0% $793
$100,000 to $124,999 9,810 12.0% $915
$125,000 to $149,999 4,345 5.0% $1145
$150,000 to $174,999 3,040 4.0% $1356
$175,000 to $199,999 1,398 1.0% $1566
$200,000 to $249,999 1,321 1.0% $1884
$250,000 to $299,999 813 1.0% $2305

Top Home Insurance Agents Near Cleveland, OH

Home Insurance Company Near Cleveland, OH Homeowners Insurance Agency Near Cleveland, OH Address
Allstate Robert Mckenica 3889 Darrow Rd, Stow, OH, 44224
State Farm Ted Shenosky 2820 W Market St Ste 150, Fairlawn, OH, 44333-4059
NA Gates Foraker Ins Agcy Inc 3276 Cleveland-Massilon Rd, Norton, OH, 44203
Nationwide Cynthia M Thirion 1591 Parkman Rd N.W., Warren, OH, 44485-2160
State Farm Larry Vasil 5634 State Rd, Parma, OH, 44134-2202

Cost Of Homeowners Insurance By Street Near Cleveland, OH

Streets in Cleveland Area Homeowners Insurance Cost
Colgate Ct, Chester Pkwy, Hodgson Ave, Gallup Ave, Greenlawn Ave, Laverne Ave, Indiana Ave, Sprague Ave, 2nd Aly, Everett Ave$722
Enoch Ave, Brownell Ct, Glazier Ave, Munn Rd, Wilbur Ave, Metrohealth Dr, Kenmore Ave, Methyl Ave, Gardner Ct, W 95th Pl$624
Griffing Ave, University Rd, Russell Ct, McBride Ave, Stanweld Ave, Detour Ave, Main Ave, Enterprise Ave, Invermere Ave, E 157th St$649
Carlyle Ave, Smith Ct, Wakefield Ave, W 98th St, Fillmore Ave, E 197th St, W 36th Pl, Beacon Ave, Bonniewood Dr, Patton Rd$690
Poe Ave, Woodslee Ct, Sykora Rd, Breton Dr, Williams Ave, Park Heights Rd, W 47th Pl, Hamilton Ave, Stillson Ave, Macauley Ave$660
Chickasaw Ave, E 13th St, E 139th Pl, Shepherd Ct, Garden Ave, Aberdeen Ave, University Ct, Luke Ave, Metta Ave, Barber Ave$690
Bonna Ave, South Blvd, Seville Ave, W 50th Pl, Ottawa Rd, Corlett Ave, E 20th St, Trent Ave, W 27th St, 1st St$671
Lamont Ave, Vandalia Ave, Frankfort Ave, Meyer Ave, Marshall Ave, Spafford Pl, Valentine Ave, E 54th St, Amesbury Ave, Higbee Ave$657
Colonnade Rd, Greenwood Ave, Mitchell Ave, Huss Ave, Drexmore Rd, 3rd St, Fleming Ave, 6th St, Chatfield Ave, Massie Ave$676
Glencoe Ave, Whitman Ct, Kolar Ave, Oxford Ave, W 165th St, W 177th St, W Aspen Ct, McGowan Ave, Elberta Ave, W 13th Pl$713

Cleveland, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cleveland$101 to $103
Newburgh Heights$101
Cuyahoga Heights$106
Brooklyn Heights$109

Cleveland, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newburgh Heights village, Ohio $101 $135 $203
Cuyahoga Heights village, Ohio $106 $141 $212
Brooklyn Heights village, Ohio $109 $145 $218

Cleveland, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cleveland, OH5.2%14.4%
Newburgh Heights5.38%14.68%
Cuyahoga Heights4.33%17.74%
Brooklyn Heights4.05%12.24%

Cleveland Renters Insurance as a Percentage of Rent

Cleveland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 6,709 7.0% $365
$200 to $299 5,526 6.0% $815
$300 to $499 12,370 14.0% $1265
$500 to $749 31,487 35.0% $1940
$750 to $999 20,255 23.0% $2690
$1,000 to $1,499 10,063 11.0% $3815
$1,500 or more 1,526 1.0% $5465

Cleveland, OH Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
44113 $97,200 $700
44119 $94,800 $700
44111 $91,000 $690
44135 $89,100 $690
44114 $88,300 $690
44128 $84,900 $680
44109 $84,600 $690
44102 $78,000 $680
44108 $72,100 $670
44110 $69,300 $670
44103 $68,100 $670
44105 $64,500 $670
44104 $63,900 $680
44127 $39,600 $660
44106 $103,500 $700
44120 $101,900 $700
44115 $101,700 $700

Cleveland, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cleveland, OH Home Replacement Value MORE than Home Value Cleveland, OH Home Replacement Value LESS than Home Value
Replacement Value $ $
Insurance Premium based on Replacement Value $ $
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $ Risk Exposure from Under Insuring Coverage is $
Premium Impact Insurance cheaper by $/year Insurance costlier by $/year

Sample Home Insurance Rates for Cleveland, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1958 65,000 Wood Shake Roof 1,330 2 $500- $1000 Deductible 210 10 Stone Siding No
1952 140,000 Shingles Roof 2,810 4 $500- $1000 Deductible 160 5 Stucco siding No
1965 85,000 Asphalt Shingles Roof 1,370 2 $500- $1000 Deductible 280 9 Fiber-Cement Siding No
1946 120,000 Wood Shake Roof 1,630 4 $2500-$5000 Deductible 110 3 Brick siding yes
1949 155,000 Tile Roof 2,210 3 $500- $1000 Deductible 460 7 Vinyl siding No
1952 170,000 Membrane Roof 3,400 4 $1000-$2500 Deductible 110 2 Vinyl siding yes
1968 100,000 Wood Shake Roof 1,740 4 $1000-$2500 Deductible 100 4 Wood siding No
1953 215,000 Wood Shake Roof 2,930 5 $500 Deductible 130 2 Vinyl siding yes
1942 85,000 Composition Roof 1,290 2 $2500-$5000 Deductible 30 2 Vinyl siding yes
1951 90,000 Composition Roof 1,610 4 $500 Deductible 130 4 Brick siding yes
1932 100,000 Wood Shake Roof 1,503 3 $500 Deductible 130 3 Stucco siding yes