Cleveland Insurance Rates:

Cleveland, MS homeowners insurance is nearly $788 to $1,082, about $65-$90/month. Our all inclusive guide indicates shoppers can save upto $374 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cleveland, MS Homeowners Insurance By Home Value

Cleveland, MS Home Value Total Homes % of Total Average Cleveland, MS Homeowners Insurance
Less than $50,000 339 16.0% $205
$60,000 to $69,999 36 1.0% $542
$70,000 to $79,999 147 6.0% $635
$80,000 to $89,999 162 7.0% $719
$90,000 to $99,999 249 11.0% $804
$100,000 to $124,999 332 15.0% $925
$125,000 to $149,999 177 8.0% $1159
$150,000 to $174,999 290 13.0% $1374
$175,000 to $199,999 104 4.0% $1589
$200,000 to $249,999 144 6.0% $1907
$250,000 to $299,999 52 2.0% $2337
$300,000 to $399,999 66 3.0% $2963

Top Home Insurance Agents Near Cleveland, MS

Home Insurance Company Near Cleveland, MS Homeowners Insurance Agency Near Cleveland, MS Address
Travelers Van Cleve Insurance Agency 113 HWY 49 W, INDIANOLA, MS, 38751
State Farm Cyndi Chrestman 1015 Lee Dr, Clarksdale, MS, 38614-3698
Nationwide Doug Pyron 301 W Sunflower Rd STE A, Cleveland, MS, 38732
Nationwide Doug Pyron 302 Vorhess St., Rosedale, MS, 38769
Nationwide Larry E Crum & Associates Llc 109 S Sharpe Ave, Cleveland, MS, 38732

Cost Of Homeowners Insurance By Street Near Cleveland, MS

Streets in Cleveland Area Homeowners Insurance Cost
Memorial Dr, Glassco St, Brewer Ave, Newsome St, Dean St, N Illinois Central Ave, Litton Rd, N Leflore Ave, Lampard Rd, S Sharpe Ave$914
Sawmill Rd, Isola St, Jordan Rd, E Cross St, Linn Rd, High Ave, Lucy Seaberry Blvd, W Sunflower Rd, Twin Dr, Brown Dr$923
Airport Terminal Rd, W Rosemary Rd, N Bayou Rd, Cedar Rd, N Bolivar County Line Rd, Hunt Cove, White St, Howard Rd, Countrywood Dr, Pearl Ave$940
Pearman Rd, Reed Dr, N Victoria Ave, Lewis Ave, Delta St, Avery St, Josie Ln, Springer St, Brown Ave, Eberle St$952
McClain Ave, Pinecrest Dr, 1st St, N Bayou Ave, Strawbridge Rd, Wiggins St, Kennedy Cv, Walnut St, Sostes Dr, Maple St$959

Cleveland, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cleveland$139 to $141
Renova$138
Merigold$136
Pace$133

Cleveland, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Renova town, Mississippi $116 $154 $231
Boyle town, Mississippi $115 $153 $230
Merigold town, Mississippi $114 $151 $227

Cleveland, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cleveland, MS7.0%22.7%
Renova6.98%25.41%
Boyle6.2%20.12%
Merigold7.9%21.14%

Cleveland Renters Insurance as a Percentage of Rent

Cleveland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 75 3.0% $803
$300 to $499 262 12.0% $1253
$500 to $749 752 36.0% $1928
$750 to $999 666 32.0% $2678
$1,000 to $1,499 273 13.0% $3803
$1,500 or more 24 1.0% $5453

Cleveland, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Cleveland Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $6,900$5,900
Net Savings to Cleveland Home Owner from High Deductible Plan $1,000

Cleveland, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cleveland, MS Home Replacement Value MORE than Home Value Cleveland, MS Home Replacement Value LESS than Home Value
Replacement Value $128,500 $92,000
Insurance Premium based on Replacement Value $1,700 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $150/year

Example Cleveland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersLiberty Mutual
Monthly Premium 137157294
Year Built 198919651973
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cleveland, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 100,000 Shingles Roof 1,470 3 $2500-$5000 Deductible 570 7 Stone Siding yes
1983 255,000 Membrane Roof 3,870 5 $5000 to $10,000 Deductible 1270 6 Fiber-Cement Siding No
1961 90,000 Shingles Roof 1,310 3 $1000-$2500 Deductible 1000 7 Stucco siding No
1977 185,000 Shingles Roof 2,320 3 $2500-$5000 Deductible 1190 6 Stucco siding yes
1963 215,000 Asphalt Shingles Roof 2,430 4 $500 Deductible 2550 9 Stucco siding yes
1995 235,000 Composition Roof 2,770 5 $1000-$2500 Deductible 470 2 Vinyl siding No
1995 145,000 Wood Shake Roof 2,080 3 $500- $1000 Deductible 1090 7 Fiber-Cement Siding No
1982 90,000 Metal Roof 1,230 3 $500 Deductible 240 2 Wood siding No
1980 100,000 Metal Roof 1,280 3 $500 Deductible 330 3 Stone Siding yes
1992 210,000 Slate Shingles Roof 2,370 3 $500 Deductible 1010 3 Stone Siding yes
1972 225,000 Metal Roof 2,740 4 $5000 to $10,000 Deductible 200 1 Wood siding yes
1961 210,000 Shingles Roof 2,730 4 $5000 to $10,000 Deductible 1190 9 Stone Siding yes
1983 155,000 Tile Roof 2,380 5 $2500-$5000 Deductible 830 6 Wood siding yes
1973 100,000 Shingles Roof 1,390 3 $1000-$2500 Deductible 120 1 Stucco siding yes
1991 295,000 Asphalt Shingles Roof 3,490 5 $1000-$2500 Deductible 2350 9 Stone Siding No
1994 195,000 Metal Roof 2,200 3 $1000-$2500 Deductible 1670 7 Stone Siding yes
1964 165,000 Tile Roof 2,060 4 $500 Deductible 850 4 Stone Siding No
1983 155,000 Slate Shingles Roof 2,360 3 $5000 to $10,000 Deductible 1200 9 Stone Siding yes
1961 140,000 Membrane Roof 2,260 3 $500 Deductible 270 2 Fiber-Cement Siding No
1968 160,000 Asphalt Shingles Roof 2,420 4 $5000 to $10,000 Deductible 480 5 Brick siding No
1968 130,000 Tile Roof 1,520 3 $500 Deductible 1570 10 Brick siding No
1974 135,000 Composition Roof 1,880 5 $500 Deductible 870 5 Fiber-Cement Siding yes
1976 95,000 Asphalt Shingles Roof 1,510 5 $500- $1000 Deductible 680 7 Vinyl siding yes
1961 115,000 Wood Shake Roof 1,490 3 $500- $1000 Deductible 140 1 Brick siding yes
1968 140,000 Wood Shake Roof 2,190 5 $1000-$2500 Deductible 1190 9 Wood siding yes
1967 150,000 Tile Roof 1,680 3 $1000-$2500 Deductible 1490 12 Wood siding No
1970 245,000 Wood Shake Roof 3,060 4 $500 Deductible 1480 5 Brick siding No
1965 110,000 Shingles Roof 1,620 3 $2500-$5000 Deductible 590 7 Vinyl siding No