Cleveland Heights Insurance Rates:

Cleveland Heights, OH homeowners insurance is approximately $602 to $818, about $50-$68/month. Our detailed guide indicates shoppers can save as much as $284 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They are reliable. when a hurricane hit i did no have to wait months for a adjuster to come out and evaluate my house.
Nationwide
I don't know if they just don't have enough people to help them or what not
American Family
My company is great at handling claims which we have had over the course of 20+ years of coverage and they have always been prompt and very fair in settlement.
Allstate
They have a simple way of billing, it does not change and they always answer any questions I have, every time I have ever needed to check something I have been able to find it quickly.
Travelers
Although I have not yet used the customer service claims line, my agent is a real person and is always responsive and easy to work with. It is nice having a local-point of contact.
State Farm
I guess I am pretty satisfied with the premium cost. I do not remember how much my premium was with my last company but since I switched I must not have been satisfied.
Travelers
the company’s customer service does not have a chat person online if I do not feel like waiting for a customer service phone person

Cleveland Heights, OH Homeowners Insurance By Home Value

Cleveland Heights, OH Home Value Total Homes % of Total Average Cleveland Heights, OH Homeowners Insurance
Less than $50,000 346 3.0% $127
$50,000 to $59,999 215 1.0% $269
$60,000 to $69,999 221 2.0% $333
$70,000 to $79,999 369 3.0% $383
$80,000 to $89,999 694 6.0% $440
$90,000 to $99,999 648 6.0% $489
$100,000 to $124,999 2,292 21.0% $568
$125,000 to $149,999 1,858 17.0% $710
$150,000 to $174,999 1,618 15.0% $837
$175,000 to $199,999 850 7.0% $972
$200,000 to $249,999 678 6.0% $1171
$250,000 to $299,999 543 5.0% $1427
$300,000 to $399,999 444 4.0% $1817

Top Home Insurance Agents Near Cleveland Heights, OH

Home Insurance Company Near Cleveland Heights, OH Homeowners Insurance Agency Near Cleveland Heights, OH Address
Travelers Anderson Epp Insurance Agency Inc 5530 STATE RD, PARMA, OH, 44134
State Farm Anita Tyler Clu, Chfc 2168 South Taylor, Cleveland Heights, OH, 44118-3013
State Farm Joel Krocker 7251 Engle Rd Ste 109, Cleveland, OH, 44130-3400
State Farm Mike Szabo 7552 Pearl Rd Ste C, Middlebrg Hts, OH, 44130-6457
Nationwide Sandi Criswell 42857 North Ridge Rd, Elyria, OH, 44035-1053

Cost Of Homeowners Insurance By Street Near Cleveland Heights, OH

Streets in Cleveland Heights Area Homeowners Insurance Cost
Sylvania Rd, Cedar Glen Pkwy, E Fairfax Rd, Blackmore Rd, Kildare Rd, Pembrook Rd, Rexwood Rd, Lynn Park Dr, Grandview Ave, Haselton Rd$790
Delamere Dr, Greyton Rd, Overlook Ln, Rydalmount Rd, Avondale Ave, Lancashire Rd, Summit Park Rd, Kenilworth Ln, Cleveland Heights Blvd, Parkhill Rd$715
Rosemond Rd, Woodridge Rd, Ardmore Rd, Lamberton Rd, Wilton Rd, Oakdale Rd, Hartwood Rd, Beverly Rd, Kingston Rd, Harvey Rd$689
Westminster Rd, Longwood Ct, Yorkshire Rd, Essex Rd, Berkshire Ln, Rumson Rd, W Belvoir Blvd, Altamont Rd, Middlehurst Rd, Boynton Rd$708
Hampshire Ln, Denton Dr, Harcourt Dr, Nottinghill Ln, Staunton Rd, Thayne Rd, Kensington Rd, Queenston Rd, Stuart Rd, Woodview Rd$697

Cleveland Heights, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cleveland Heights$106 to $108
East Cleveland$101
University Heights$109
South Euclid$105

Cleveland Heights, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Cleveland city, Ohio $101 $134 $201
University Heights city, Ohio $109 $145 $218
South Euclid city, Ohio $105 $140 $210

Cleveland Heights, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cleveland Heights, OH3.9%8.7%
East Cleveland5.12%12.94%
University Heights3.59%8.63%
South Euclid4.23%10.74%

Cleveland Heights Renters Insurance as a Percentage of Rent

Cleveland Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 209 2.0% $342
$200 to $299 409 5.0% $792
$300 to $499 553 6.0% $1242
$500 to $749 1,929 24.0% $1917
$750 to $999 2,503 31.0% $2667
$1,000 to $1,499 1,928 24.0% $3792
$1,500 or more 465 5.0% $5442

Cleveland Heights, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Cleveland Heights Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Cleveland Heights Home Owner from High Deductible Plan $600

Cleveland Heights, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cleveland Heights, OH Home Replacement Value MORE than Home Value Cleveland Heights, OH Home Replacement Value LESS than Home Value
Replacement Value $133,000 $77,500
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Cleveland Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersLiberty Mutual
Monthly Premium 322529
Year Built 195919621947
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$100000-$125000$100000-$125000
Deductible $500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Cleveland Heights, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 185,000 Composition Roof 1,880 5 $500 Deductible 480 6 Stone Siding No
1954 80,000 Metal Roof 900 2 $1000-$2500 Deductible 190 10 Stone Siding No
1960 240,000 Shingles Roof 2,350 3 $500- $1000 Deductible 70 1 Brick siding yes
1948 325,000 Metal Roof 3,300 5 $1000-$2500 Deductible 1220 12 Brick siding yes
1962 335,000 Membrane Roof 3,950 5 $2500-$5000 Deductible 160 2 Brick siding No
1959 110,000 Wood Shake Roof 1,490 3 $2500-$5000 Deductible 150 7 Brick siding No
1940 250,000 Asphalt Shingles Roof 3,700 5 $1000-$2500 Deductible 310 5 Wood siding yes
1940 130,000 Asphalt Shingles Roof 1,490 3 $2500-$5000 Deductible 130 4 Stucco siding yes
1956 275,000 Slate Shingles Roof 3,580 5 $2500-$5000 Deductible 370 5 Brick siding yes
1940 175,000 Asphalt Shingles Roof 2,280 4 $500- $1000 Deductible 630 10 Stone Siding No
1968 100,000 Metal Roof 1,240 2 $1000-$2500 Deductible 140 6 Wood siding No
1952 130,000 Wood Shake Roof 1,470 3 $1000-$2500 Deductible 360 8 Brick siding yes
1954 305,000 Metal Roof 3,630 5 > $10,000 Deductible 320 6 Wood siding No
1957 280,000 Metal Roof 3,620 5 $500- $1000 Deductible 120 2 Fiber-Cement Siding No
1969 230,000 Wood Shake Roof 2,240 5 > $10,000 Deductible 480 10 Wood siding yes
1963 80,000 Asphalt Shingles Roof 900 2 $1000-$2500 Deductible 300 10 Brick siding No
1956 120,000 Composition Roof 1,270 2 $1000-$2500 Deductible 230 6 Fiber-Cement Siding No
1964 140,000 Asphalt Shingles Roof 1,860 4 $1000-$2500 Deductible 160 3 Stone Siding No
1957 240,000 Asphalt Shingles Roof 2,760 4 $5000 to $10,000 Deductible 150 3 Stone Siding yes
1946 130,000 Wood Shake Roof 1,390 2 $1000-$2500 Deductible 160 5 Stucco siding yes
1966 145,000 Slate Shingles Roof 1,710 4 $1000-$2500 Deductible 150 4 Stone Siding yes
1945 95,000 Asphalt Shingles Roof 1,290 2 $500- $1000 Deductible 380 12 Vinyl siding yes
1940 280,000 Wood Shake Roof 3,480 5 $1000-$2500 Deductible 710 10 Wood siding No
1944 160,000 Composition Roof 1,710 2 $1000-$2500 Deductible 650 12 Stone Siding yes