Cleveland Insurance Rates:

Cleveland, GA homeowners insurance is approximately $760 to $1,049, about $63-$87/month. Our in depth guide shows customers can save as much as $362 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
They have some adjuster who are not very experienced. sometime they can not give estimation correctly. And their work hours are not very flexible.
Allstate
I would recommend them based on my own experience, plus they offer referral fees. They're great to make recommendations or offer to review the policy if I ever need to.

Cleveland, GA Homeowners Insurance By Home Value

Cleveland, GA Home Value Total Homes % of Total Average Cleveland, GA Homeowners Insurance
Less than $50,000 872 16.0% $126
$50,000 to $59,999 168 3.0% $271
$60,000 to $69,999 154 2.0% $334
$70,000 to $79,999 111 2.0% $389
$80,000 to $89,999 122 2.0% $443
$90,000 to $99,999 72 1.0% $497
$100,000 to $124,999 624 12.0% $570
$125,000 to $149,999 323 6.0% $714
$150,000 to $174,999 378 7.0% $850
$175,000 to $199,999 582 11.0% $977
$200,000 to $249,999 887 17.0% $1176
$250,000 to $299,999 515 9.0% $1438
$300,000 to $399,999 373 7.0% $1828

Top Home Insurance Agents Near Cleveland, GA

Home Insurance Company Near Cleveland, GA Homeowners Insurance Agency Near Cleveland, GA Address
Travelers Capstone Agency Inc 284 SOUTH MAIN ST SUITE 1200, ALPHARETTA, GA, 30009
Nationwide Daniel W Connor Agency 1255 Peachtree Pkwy STE 4204, Cumming, GA, 30041
Travelers Georgia Farm Bureau Brokerage Inc 117 MEMORIAL DR, DAHLONEGA, GA, 30533
Nationwide Lloyd Pro Group Inc 2675 Breckinridge Blvd STE 100, Duluth, GA, 30096-8953
Travelers Payne Ins Agency Inc 280 S MAIN ST, ELLIJAY, GA, 30540

Cost Of Homeowners Insurance By Street Near Cleveland, GA

Streets in Cleveland Area Homeowners Insurance Cost
Patsy Dr, Snowdrift Pl, Bentwood Dr, Vets Dr, Ascension Trl, Crabapple Ln, Glade Branch Rd, Anioch Church Rd, Panorama Dr, Joe Franklin Rd$909
Boa Dr, Ridgewood Dr, Wauka Mountain Ter, Beechwood, High Meadow Trl, Daybreak Rd, Carroll St, Alvin Dr, Chandace Dr, Joe Black Rd$898
Glover Rd, Singing Tree Ln, Santa Pera Dr, Lynn Myles Path, Bar T Dr, Cross Creek Rd, Camelback Rd, Cidney Dr, Rudolph Dr, Harkins Rd$888
Bluebird Ln, Albert Reid Rd, Meadowlark Way, Townview Dr, Luke Rd, Roller Rink Rd, Lucerne Way, Leafview Dr, Terrace Cir, Bridge Loop Dr$878
Big Rock, Toler Dr, Hilltop St, Tradewinds Rd, Lucerne Pl, Earnhardt Way, State Rte 11, Fireside Dr, Asbestos Rd, Adams Rd$887

Cleveland, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cleveland$133 to $137
White County$135
Yonah$136
Sautee Nacoochee$138

Cleveland, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
White County, Georgia $136 $181 $272
Sautee Nacoochee CDP, Georgia $139 $185 $278
Mossy Creek CCD, White County, Georgia $134 $179 $269

Cleveland, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cleveland, GA6.0%20.1%
White County6.04%19.24%
Yonah13.36%20.54%
Mossy Creek6.1%18.5%

Cleveland Renters Insurance as a Percentage of Rent

Cleveland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 68 4.0% $803
$300 to $499 88 5.0% $1253
$500 to $749 689 41.0% $1928
$750 to $999 606 36.0% $2678
$1,000 to $1,499 150 9.0% $3803
$1,500 or more 53 3.0% $5453

Cleveland, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Cleveland Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,800$7,200
Net Savings to Cleveland Home Owner from High Deductible Plan $600

Cleveland, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cleveland, GA Home Replacement Value MORE than Home Value Cleveland, GA Home Replacement Value LESS than Home Value
Replacement Value $170,500 $109,000
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $200/year

Example Cleveland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceChubb Group of Insurance
Monthly Premium 6067149
Year Built 200819801997
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$400000-$500000
Deductible > $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cleveland, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 160,000 Metal Roof 1,970 4 $2500-$5000 Deductible 60 1 Fiber-Cement Siding yes
1999 345,000 Slate Shingles Roof 3,610 5 $5000 to $10,000 Deductible 1030 12 Wood siding yes
2014 355,000 Metal Roof 3,370 5 $5000 to $10,000 Deductible 160 2 Brick siding No
1996 220,000 Shingles Roof 2,060 3 $500- $1000 Deductible 670 9 Stucco siding No
1980 285,000 Wood Shake Roof 3,210 4 $1000-$2500 Deductible 350 3 Stone Siding yes
1986 300,000 Shingles Roof 3,320 4 $1000-$2500 Deductible 860 10 Wood siding No
2008 450,000 Composition Roof 4,980 5 $500- $1000 Deductible 1580 9 Brick siding yes
1980 190,000 Asphalt Shingles Roof 1,940 4 $500 Deductible 580 6 Wood siding yes
2013 400,000 Metal Roof 3,610 5 $5000 to $10,000 Deductible 310 3 Stone Siding yes
1991 200,000 Shingles Roof 2,000 3 $500 Deductible 540 6 Brick siding No
2013 505,000 Shingles Roof 4,690 5 $1000-$2500 Deductible 1550 8 Vinyl siding No
1981 210,000 Metal Roof 2,130 5 $5000 to $10,000 Deductible 250 6 Vinyl siding yes
1988 150,000 Shingles Roof 1,530 3 $5000 to $10,000 Deductible 240 7 Brick siding No
1989 205,000 Metal Roof 1,950 3 $2500-$5000 Deductible 260 3 Fiber-Cement Siding No
1983 390,000 Composition Roof 3,370 4 $5000 to $10,000 Deductible 470 5 Vinyl siding No
2012 375,000 Membrane Roof 3,840 5 $500 Deductible 220 2 Wood siding No
2002 230,000 Slate Shingles Roof 2,090 3 $2500-$5000 Deductible 660 10 Stone Siding No
2008 315,000 Asphalt Shingles Roof 3,640 5 $1000-$2500 Deductible 600 7 Brick siding yes
2013 365,000 Composition Roof 3,970 5 $1000-$2500 Deductible 480 5 Fiber-Cement Siding yes
1991 255,000 Slate Shingles Roof 2,190 3 $500- $1000 Deductible 80 1 Stone Siding yes
1995 180,000 Tile Roof 2,120 3 $5000 to $10,000 Deductible 580 12 Brick siding yes
1994 245,000 Slate Shingles Roof 2,300 4 $1000-$2500 Deductible 240 3 Stucco siding No
2004 170,000 Metal Roof 2,100 4 $1000-$2500 Deductible 130 2 Stucco siding yes
2013 330,000 Tile Roof 2,960 4 $500 Deductible 180 2 Fiber-Cement Siding yes
2010 135,000 Tile Roof 1,290 3 $500 Deductible 140 2 Stone Siding No
1995 225,000 Composition Roof 2,040 3 $1000-$2500 Deductible 200 3 Brick siding No
1984 170,000 Shingles Roof 1,450 3 $2500-$5000 Deductible 140 3 Wood siding yes
2014 225,000 Slate Shingles Roof 1,900 3 $500- $1000 Deductible 460 5 Fiber-Cement Siding yes
2010 185,000 Metal Roof 2,100 3 $2500-$5000 Deductible 110 2 Stucco siding No
2003 165,000 Wood Shake Roof 1,580 3 $2500-$5000 Deductible 360 8 Fiber-Cement Siding No
2001 385,000 Composition Roof 3,610 5 $1000-$2500 Deductible 530 4 Brick siding yes
1993 235,000 Asphalt Shingles Roof 2,560 5 > $10,000 Deductible 120 3 Stucco siding yes
1986 260,000 Wood Shake Roof 3,220 4 $500- $1000 Deductible 70 1 Stone Siding yes
2013 230,000 Membrane Roof 2,080 4 $500- $1000 Deductible 750 9 Fiber-Cement Siding yes