Cleveland County Insurance Rates:

Cleveland County, NC homeowners insurance is nearly $494 to $671, about $41-$55/month. Our extensive analysis indicates shoppers can save as much as $233 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I like geico because they are courteous and very sweet, they are also simple with payment plans unlike a lot of other companies.
Travelers
They do not forgive accidents as well as other companies do such as all-state, but at least they will not drop you after one accident.
State Farm
I feel very positively about state farm since i have been with them for over 4 years now as a homeowner.
Erie Insurance
Erie's insurance website isn't one that I need to access a lot, but generally speaking, when I have had to use, it is has been at least on par with any other website in a similar field.
Progressive
Overall, they have been nothing but good to me over the years. I've had this company years and years now, even before my mother passed and they have always treated us well
Erie Insurance
I didn't really look at other companies. I have always had Eire and really like them.
State Farm
I like the agent. For the most part, she isn't out to get rich off of every customer that walks in the door and will make suggestions on how to lower premiums without losing substantial coverage. I’ve never had any problem with the company paying claims, although I suspect this comes down to however the individual agent submits the paperwork
Allstate
The costs relative to the value of the house I feel are not the best but we signed a long-term contract preventing us from really changing the value of our insurance payments.

Cleveland County, NC Homeowners Insurance By Home Value

Cleveland County, NC Home Value Total Homes % of Total Average Cleveland County, NC Homeowners Insurance
Less than $50,000 3,482 14.0% $134
$50,000 to $59,999 1,145 4.0% $291
$60,000 to $69,999 1,499 6.0% $361
$70,000 to $79,999 1,817 7.0% $413
$80,000 to $89,999 2,180 8.0% $472
$90,000 to $99,999 1,943 7.0% $530
$100,000 to $124,999 3,353 13.0% $612
$125,000 to $149,999 2,105 8.0% $763
$150,000 to $174,999 1,998 8.0% $903
$175,000 to $199,999 1,078 4.0% $1043
$200,000 to $249,999 1,747 7.0% $1259
$250,000 to $299,999 901 3.0% $1539
$300,000 to $399,999 1,105 4.0% $1953

Top Home Insurance Agents Near Cleveland County, NC

Home Insurance Company Near Cleveland County, NC Homeowners Insurance Agency Near Cleveland County, NC Address
Liberty Mutual Independent Bb&T Insurance Services Inc. Dba Bb&T - Cummings 400 S Lafayette St, SHELBY, NC, 28150
Travelers Catawba Insurance Agency Llc 202 N MAIN ST, CATAWBA, NC, 28609
State Farm Dick Kay 1501 Ebenezer Rd, Rock Hill, SC, 29732-1806
State Farm Gary Cooper 1262 Mann Dr Ste 100, Matthews, NC, 28105-5550
Allstate William Kincaid 3801 S New Hope Rd, Gastonia, NC, 28056

Cost Of Homeowners Insurance By Street Near Cleveland County, NC

Streets in Cleveland County Area Homeowners Insurance Cost
Tate Ter, Matthew Dr, Fruitwood Dr, State Hwy 180, Sandpit Rd, Vauxhall Dr, Hoover Rd, State Rd 2358, Johnson St, Cameo Dr$573
State Rd 2078, State Rd 2069, Townsend Ter, Little Ct, State Rd 1145, E Gold St, Robinson Rd, Fielding Rd, Sawmill Rd, State Rd 1243$587
Martin St, Sherwood St, Jeanne Dr, Ferndale St, Tall Pine Dr, Downing Dr, Hidden Acre Dr, State Rd 2445, Seven Pines Rd, Lynn Cir$580
W Homestead Ave, Cedarline Dr, State Rd 1136, State Hwy 198, N Battleground Ave, Ross Rd, State Rd 2288, N Royster Rd, State Rd 1385, Westlee St$582
State Rd 1859, Windy Ln, State Rd 2039, J T Dr, Sam Saw Dr, State Rd 2023, Nesbitt St, Lamar Ave, Stroup Rd, Barrett Rd$579
State Rd 2268, Porter St, Mount Harmony Church Rd, Clinton Dr, State Rd 1100, Fulton Dr, Gilbert St, Cobb Dr, State Rd 1511, State Rd 2165$579
N Park St, Bimini Rd, Pheasant Dr, Marcella Dr, S Withrow Dr, Casar-Lawndale Rd, Aken Dr, Clayton Dr, Lucky Strike Dr, Westside Dr$585
Johnsfield Rd, Bear Den Ct, Augusta Ln, State Rd 1286, Parham Beam Rd, Meadowcreek Rd, Orange St, Garver St, State Rd 2278, Blackwood Pl$582
Three Oaks Ln, Kilgore Rd, State Rd 2528, Rocky Top Dr, State Rd 1100, State Rd 2200, Nob Hill Ln, Pamela Dr, Westview St, Belaire Rd$585
Dixon School Rd, State Rd 1913, Spring Dr, Brackett St, Horse Club Dr, Spring Ln, State Rd 1631, State Rd 1654, E Sumter St, Oakforest Dr$579

Cleveland County, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cleveland County$87 to $89
Cleveland$87
Kingstown$86
Lawndale$85

Cleveland County, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cleveland, Cleveland County, North Carolina $73 $97 $145
Shelby city, North Carolina $73 $97 $146
Kingstown town, North Carolina $72 $96 $144

Cleveland County, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cleveland County, NC4.5%16.2%
Cleveland County4.54%16.19%
Shelby4.3%12.94%
Kingstown5.28%15.64%

Cleveland County Renters Insurance as a Percentage of Rent

Cleveland County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 378 3.0% $333
$200 to $299 334 3.0% $783
$300 to $499 1,772 16.0% $1233
$500 to $749 5,281 48.0% $1908
$750 to $999 2,475 22.0% $2658
$1,000 to $1,499 634 5.0% $3783