Clermont Insurance Rates:

Clermont, FL homeowners insurance is approximately $1,003 to $1,365, about $83-$113/month. Our in depth analysis indicates shoppers can save as much as $473 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

People's Trust Insurance
I would rate them a 5 as well for why I would recommend them. They just seem to be very good. We have had no problems with them and we are very happy where we are at.
Usaa
I would recommend them, if only for the prices. They are much lower than any one else. We luckily have not needed to use our home owner's insurance yet.
State Farm
I would definitely recommend this insurance company. I have never had a problem with any of my claims. This is your home and you need to make sure it is protected against anything that can come up.
Usaa
I would definitely recommend USAA homeowners insurance because of the speed of service and the way they make me fee like my issue is at the top of their list.
Usaa
I've had nothing but good experiences with USAA. They've been fast to respond when issues have come up. A couple years ago we had a big hail storm and the process of getting our roof redone was stress free.
State Farm
State Farms customer insurance has always been readily available, and really makes you feel like they care. When you call, the wait times are reasonable and do not come across as just trying to get you off the line as quick as possible.
Geico
I would recommend them because they are easy to use. When a friend would be searching for quotes I would say to quote them, but nothing above or below that in recommendation.
Allstate
My home insurance company policy offerings are very favorable compared to other insurance providers. I feel like I have fantastic coverage. I give them a 5/5.
Citizens Property Insurance
I am very satisfied with Citizens Insurance. They have complete coverage and low rates. I would recommend Citizens.
Allstate
The local office staff is very friendly and knows us by name when we contact them
State Farm
Because i live in a tornado-prone area, their coverage for weather damage is great and i feel that my home will be safe in all kinds of weather.
Allstate
The company is great but prices always different from month to month. sometimes are high and sometimes are low. but overall it is a good company.
Florida 1st Insurance
At this point in time there is nothing I dislike about the company. Rates are competitive and renewal and payment are easy to handle. If I have a claim then I may have a different rating.
Usaa
My premium increased about $75 this year and I was very disappointed. I called USAA to discuss the increase, but there really wasn't anything they could do. I then went online to compare with other companies. At this point, they all seem comparable - so I will stay with USAA for now.
Centauri Insurance
There are many other home insurance companies which are providing less premium
Geico
None for now.
Progressive
I do not have a home insurance company to recommend. I have only ever rented a home, never owned a home, so I have never had insurance.
Farmer's Insurance
I have not had any issues, unnecessary calls or emails. Farms also includes a monitoring service included with the policy. O would recommend Farmers because their policy options.

Clermont, FL Homeowners Insurance By Home Value

Clermont, FL Home Value Total Homes % of Total Average Clermont, FL Homeowners Insurance
Less than $50,000 661 3.0% $153
$50,000 to $59,999 253 1.0% $319
$70,000 to $79,999 192 1.0% $461
$80,000 to $89,999 494 2.0% $532
$90,000 to $99,999 392 2.0% $592
$100,000 to $124,999 1,699 8.0% $686
$125,000 to $149,999 1,957 10.0% $852
$150,000 to $174,999 3,450 18.0% $1018
$175,000 to $199,999 2,000 10.0% $1172
$200,000 to $249,999 3,078 16.0% $1408
$250,000 to $299,999 2,607 13.0% $1716
$300,000 to $399,999 2,044 10.0% $2190

Top Home Insurance Agents Near Clermont, FL

Home Insurance Company Near Clermont, FL Homeowners Insurance Agency Near Clermont, FL Address
NA Insurance Group Of Central Florida Inc 7523 Aloma Ave Ste 106 , Winter Park, FL, 32792
Allstate Ashok Pradhan 13848 Tilden Rd Ste 218, Winter Garden, FL, 34787
State Farm Courtney Paat 1805 J L Redman Pkwy Ste 101, Plant City, FL, 33563-7012
Travelers Lassiter Ware Inc 2701 MAITLAND CTR PKWY STE 125, MAITLAND, FL, 32751
State Farm Michael Moore 9161 Narcoossee Rd Ste 207, Orlando, FL, 32827-5764

Clermont, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Clermont, FL

Streets in Clermont Area Homeowners Insurance Cost
Triple E Rd, Hatteras Ave, American Eagle Way, Indian Ridge Trl, Crescent Bay Blvd, Lost Lake Rd, Doune Way, Lenox St, Summerwind Ct, Hampstead Ave$1,187
Hidden Spring Dr, Kingston Ridge Dr, Edmonton Ct, Folkstone, Grand Bay Blvd, New Castle Ct, Calvert Ct, White Blossom Ln, Chapelle Ct, McKinney Rd$1,189
Blackstill Lake Rd, Via Capri Ln, Willow Bend Dr, Lazy Oak Ct, Caspian Ln, Hidden Ridge Ln, Black Bear Ln, White Cypress Rd, Grandeflora Ave, W Minneola Ave$1,230
Woodglen Cir, Belo Horizonte Ave, Helen St, Bear Spring Rd, Savannah Ridge Ln, Peacepipe Ct, Blackhawk St, Spruce Pine Ln, Pinnacle Ct, Alfred St$1,184
Doune Way, N Jacks Lake Rd, Chestnut St, Robin Hill Loop, E Desoto St, Castillo Ct, Westerham Dr, Foxglove Dr, N Bradshaw Rd, Chelsea Park Dr$1,178
Co Rd 561A, Amber Ave, Sunwood Ct, Magnolia Blossom Cr, Valley Rd, Highcrest Ct, Shady Nook Dr, Pine Shadow Ln, White Magnolia Loop, Valley Ridge Loop$1,228
Sugarloaf Mountain Rd, Skyway Dr, Roane Rd, E Highland Ave, Chamberlain Way, Calle de Flores Dr, Grandview Cir, Heavens Hill Ln, Foxhole Rd, Magnolia Island Blvd$1,159
Lexington Dr, Eve Dr, Tamarack Bv, Elverson Ave, Hernando Pl, Lynwood St, Freeman Ln, Highland View Cir, Lake Clair Cir, Mohawk Rd$1,207
Prince Edward Ave, Ridge View Cir, Mandarin Dr, Caithness Way, Omega Ct, Belgard Ln, White Eagle St, E Montrose St, Bokeelia Loop, Haskell Dr$1,211
Kingsley, Barra Ct, Kingsmill Way, Patrico Loop, Bay Pointe Ct, Woodberry Way, Sunburst Ln, Artimino Loop, Park Branch Ave, Pacific Ave$1,173

Clermont, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clermont$177 to $180
Minneola$174
Oakland$186
Montverde$184

Clermont, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Minneola city, Florida $174 $232 $348
Oakland town, Florida $187 $249 $374
Montverde town, Florida $184 $245 $368

Clermont, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clermont, FL5.9%20.3%
Minneola7.25%19.35%
Oakland4.27%21.44%
Montverde4.74%22.12%

Clermont Renters Insurance as a Percentage of Rent

Clermont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 78 1.0% $1233
$500 to $749 706 9.0% $1908
$750 to $999 1,949 27.0% $2658
$1,000 to $1,499 3,279 46.0% $3783
$1,500 or more 969 13.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Clermont For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $1,350
150,000 27 NO St. Johns Insurance $1,453
150,000 27 YES American Integrity Insurance $896
150,000 27 YES Auto Club Insurance $1,348
150,000 27 YES Southern Fidelity Insurance $917
300,000 12 NA First Community Insurance $1,739
300,000 12 NA Florida Family Insurance $1,966
300,000 12 NA Liberty Mutual Fire Insurance $2,398
300,000 12 NA Southern Fidelity Insurance $1,787

Clermont, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$6,800
Yearly Clermont Homeowner Insurance Premium Example $4,900$3,900
Out of Pocket Expense During Claim$800$6,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $35,100$34,100
Net Savings to Clermont Home Owner from High Deductible Plan $1,000

Clermont, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clermont, FL Home Replacement Value MORE than Home Value Clermont, FL Home Replacement Value LESS than Home Value
Replacement Value $212,500 $152,500
Insurance Premium based on Replacement Value $3,950 $2,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $775/year

Example Clermont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualChubb Group of Insurance
Monthly Premium 266382694
Year Built 200420112009
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$200000-$250000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Clermont, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 300,000 Membrane Roof 2,480 4 $500- $1000 Deductible 1780 4 Stucco siding No
2002 285,000 Shingles Roof 3,320 4 $500 Deductible 3030 5 Vinyl siding yes
2013 265,000 Tile Roof 2,080 3 $1000-$2500 Deductible 3190 9 Fiber-Cement Siding No
2005 400,000 Slate Shingles Roof 3,590 5 $1000-$2500 Deductible 2680 5 Vinyl siding yes
2012 230,000 Membrane Roof 2,360 4 $2500-$5000 Deductible 1960 8 Stucco siding No
2013 145,000 Asphalt Shingles Roof 1,370 3 $2500-$5000 Deductible 370 2 Stucco siding No
2013 510,000 Asphalt Shingles Roof 3,980 5 > $10,000 Deductible 5710 12 Wood siding yes
2013 205,000 Asphalt Shingles Roof 2,370 5 $5000 to $10,000 Deductible 690 3 Stucco siding yes
2006 290,000 Composition Roof 2,520 5 $2500-$5000 Deductible 480 2 Fiber-Cement Siding No
2001 220,000 Shingles Roof 1,890 4 $1000-$2500 Deductible 930 3 Brick siding yes
2012 385,000 Tile Roof 3,750 5 $2500-$5000 Deductible 5620 9 Stucco siding yes
2011 440,000 Tile Roof 4,890 5 $1000-$2500 Deductible 4190 6 Wood siding yes
2011 490,000 Composition Roof 4,480 5 $1000-$2500 Deductible 5470 10 Brick siding yes
2013 175,000 Wood Shake Roof 1,660 3 $500- $1000 Deductible 2230 12 Stucco siding yes
2006 275,000 Wood Shake Roof 2,180 4 $2500-$5000 Deductible 2570 8 Stone Siding yes
2014 315,000 Slate Shingles Roof 2,900 4 $5000 to $10,000 Deductible 2430 7 Stone Siding yes
2006 295,000 Tile Roof 2,350 5 $500 Deductible 2230 4 Vinyl siding yes
2006 220,000 Wood Shake Roof 2,120 3 $1000-$2500 Deductible 450 2 Brick siding No
2011 160,000 Composition Roof 1,670 3 $500- $1000 Deductible 220 1 Brick siding No
2011 210,000 Shingles Roof 2,230 3 $500- $1000 Deductible 2160 7 Brick siding yes
2000 385,000 Slate Shingles Roof 3,030 5 $2500-$5000 Deductible 5130 10 Fiber-Cement Siding yes
2011 250,000 Asphalt Shingles Roof 1,920 3 $1000-$2500 Deductible 1580 4 Stucco siding No
2003 220,000 Metal Roof 2,580 5 $5000 to $10,000 Deductible 230 1 Fiber-Cement Siding yes
2002 375,000 Metal Roof 3,270 4 $500 Deductible 3410 5 Stone Siding yes
2002 260,000 Wood Shake Roof 2,190 4 $1000-$2500 Deductible 2150 6 Brick siding No
2014 560,000 Metal Roof 4,850 5 > $10,000 Deductible 920 2 Brick siding No
2012 260,000 Membrane Roof 2,390 5 > $10,000 Deductible 510 2 Vinyl siding yes
2007 205,000 Shingles Roof 1,870 4 $1000-$2500 Deductible 3700 10 Stone Siding yes
2005 190,000 Asphalt Shingles Roof 1,790 4 $500- $1000 Deductible 3910 10 Stone Siding yes
2011 285,000 Asphalt Shingles Roof 2,300 4 $500 Deductible 4160 9 Vinyl siding yes
2010 205,000 Metal Roof 2,130 4 $1000-$2500 Deductible 1440 4 Stucco siding No
2007 150,000 Metal Roof 1,570 3 $1000-$2500 Deductible 1840 12 Stucco siding No
2003 110,000 Composition Roof 1,240 3 $500- $1000 Deductible 850 6 Fiber-Cement Siding No
2006 210,000 Slate Shingles Roof 2,300 5 > $10,000 Deductible 1850 9 Stone Siding yes

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