Clementon Insurance Rates:

Clementon, NJ homeowners insurance is nearly $679 to $926, about $56-$77/month. Our detailed research shows customers can save as much as $320 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Clementon, NJ Homeowners Insurance By Home Value

Clementon, NJ Home Value Total Homes % of Total Average Clementon, NJ Homeowners Insurance
Less than $50,000 88 6.0% $128
$70,000 to $79,999 73 5.0% $392
$80,000 to $89,999 108 7.0% $449
$90,000 to $99,999 96 7.0% $497
$100,000 to $124,999 96 7.0% $577
$125,000 to $149,999 223 16.0% $729
$150,000 to $174,999 203 14.0% $858
$175,000 to $199,999 127 9.0% $994
$200,000 to $249,999 128 9.0% $1194
$250,000 to $299,999 191 14.0% $1459
$300,000 to $399,999 15 1.0% $1860

Top Home Insurance Agents Near Clementon, NJ

Home Insurance Company Near Clementon, NJ Homeowners Insurance Agency Near Clementon, NJ Address
NA Merz-Huber Company 630 Fairview Rd Swarthmore, Ridley Township, PA, 19081
Travelers Christi Insurance Group 320 Bickley Rd Glenside, Cheltenham Township, PA, 19038
Nationwide J Thomas Insurance Agency Llc 2093 E High St, Pottstown, PA, 19464
State Farm Merry Piper 705 E Nields St, West Chester, PA, 19382-4935
Travelers Northpoint Insurance Llc 121 N. WAYNE AVE SUITE 202, WAYNE, PA, 19087

Cost Of Homeowners Insurance By Street Near Clementon, NJ

Streets in Clementon Area Homeowners Insurance Cost
Barry Pl, N Smith Ter, Birch Rd, White Horse Ave, Norway Ave, Cedar Ln, Brand Ave, Old Mill Rd, Cherry Ln, Hook Ave$799
Evanson Ave, Sitley Ave, Davis Ave, E Gibbsboro Rd, California Ave, Chelsea Cir, Wade Ave, Wauseon Ave, Silver Lake Dr, Wallace Ave$806
Mackey Ln, Jerome Ter, Flury Ln, Hillside Ln, Smith Ter, Fulton Ave, Mount Vernon Ave, Spring Lake Ave, Gibbsboro Rd, Glen Ave$802
W Evanson Ave, Spring Lake Dr, Brighton Ave, Watson Blvd, Co Rd 534, Mohawk Ave, Albertson Ave, N Clementon Ave, Trout Ave, Grove Ave$799
Godshalk Ave, E Evanson Ave, Narragansett Ave, Carver Ave, Spruce Ln, Chestnut Ln, Roosevelt Blvd, Berlin-Clementon Rd, Sylvan Path Way, Koller Ave$804

Clementon, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clementon$119 to $121
Lindenwold$120
Pine Valley$113
Camden County$123

Clementon, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lindenwold borough, New Jersey $120 $160 $240
Pine Hill borough, New Jersey $121 $161 $242
Pine Valley borough, New Jersey $113 $151 $227

Clementon, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clementon, NJ4.3%10.1%
Lindenwold4.01%8.54%
Pine Hill3.88%9.71%
Camden County3.47%8.14%

Clementon Renters Insurance as a Percentage of Rent

Clementon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 27 3.0% $355
$200 to $299 39 5.0% $805
$300 to $499 65 8.0% $1255
$500 to $749 225 29.0% $1930
$750 to $999 302 40.0% $2680
$1,000 to $1,499 95 12.0% $3805

Clementon, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Clementon Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,300$8,800
Net Savings to Clementon Home Owner from High Deductible Plan $500

Clementon, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clementon, NJ Home Replacement Value MORE than Home Value Clementon, NJ Home Replacement Value LESS than Home Value
Replacement Value $185,500 $121,000
Insurance Premium based on Replacement Value $1,050 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example Clementon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 3431119
Year Built 197019641949
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$75000-$100000$400000-$500000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Clementon, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 275,000 Wood Shake Roof 2,600 4 > $10,000 Deductible 380 5 Vinyl siding No
1982 125,000 Slate Shingles Roof 1,160 2 $2500-$5000 Deductible 290 7 Wood siding yes
1976 210,000 Metal Roof 2,000 4 $1000-$2500 Deductible 150 3 Stucco siding yes
1982 135,000 Composition Roof 1,710 2 $500- $1000 Deductible 520 10 Fiber-Cement Siding No
1979 160,000 Composition Roof 1,830 4 $500 Deductible 700 10 Vinyl siding yes
1965 145,000 Composition Roof 1,770 3 $2500-$5000 Deductible 40 1 Fiber-Cement Siding yes
1969 255,000 Slate Shingles Roof 2,440 4 > $10,000 Deductible 210 3 Stucco siding No
1973 105,000 Shingles Roof 1,260 3 $500- $1000 Deductible 460 12 Brick siding No
1989 160,000 Composition Roof 1,540 2 $1000-$2500 Deductible 290 5 Fiber-Cement Siding No
1948 225,000 Wood Shake Roof 2,210 4 $2500-$5000 Deductible 320 6 Vinyl siding yes
1969 165,000 Membrane Roof 1,510 2 $500- $1000 Deductible 340 6 Stucco siding yes
1974 130,000 Shingles Roof 1,210 2 $500- $1000 Deductible 730 10 Stone Siding No
1961 170,000 Shingles Roof 1,890 4 $1000-$2500 Deductible 190 4 Vinyl siding No
1963 300,000 Shingles Roof 3,260 4 $2500-$5000 Deductible 190 2 Brick siding yes
1982 180,000 Membrane Roof 1,850 3 $5000 to $10,000 Deductible 430 8 Vinyl siding yes
1973 190,000 Tile Roof 2,010 3 $2500-$5000 Deductible 480 7 Fiber-Cement Siding yes
1975 295,000 Wood Shake Roof 3,810 5 $2500-$5000 Deductible 460 4 Brick siding yes
1960 100,000 Asphalt Shingles Roof 1,240 3 $2500-$5000 Deductible 220 7 Wood siding yes
1978 80,000 Composition Roof 1,090 2 $500- $1000 Deductible 90 3 Fiber-Cement Siding No
1940 280,000 Slate Shingles Roof 3,000 5 $2500-$5000 Deductible 910 8 Vinyl siding No
1942 190,000 Slate Shingles Roof 1,800 2 $2500-$5000 Deductible 50 1 Wood siding yes
1979 250,000 Metal Roof 2,960 5 $1000-$2500 Deductible 160 2 Stucco siding yes
1942 290,000 Tile Roof 3,510 5 $5000 to $10,000 Deductible 570 9 Stone Siding yes
1945 170,000 Membrane Roof 1,620 4 $2500-$5000 Deductible 570 8 Brick siding No
1974 255,000 Metal Roof 2,360 3 $1000-$2500 Deductible 650 7 Stucco siding yes
1943 115,000 Metal Roof 1,340 2 $1000-$2500 Deductible 170 4 Wood siding No
1962 140,000 Wood Shake Roof 1,490 2 $500- $1000 Deductible 660 10 Stone Siding yes
1986 195,000 Tile Roof 2,020 3 $1000-$2500 Deductible 550 6 Stucco siding No
1966 510,000 Membrane Roof 4,750 5 $5000 to $10,000 Deductible 880 7 Brick siding yes
1977 75,000 Shingles Roof 1,000 2 $1000-$2500 Deductible 70 2 Fiber-Cement Siding No