Cleburne Insurance Rates:

Cleburne, TX homeowners insurance is approximately $867 to $1,176, about $72-$98/month. Our comprehensive research indicates shoppers can save upto $408 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I would most definitely recommend Geico as an excellent home insurance company. They are always available to help if you have any questions and they are more than willing to explain things to you.
Progressive
I like that they offered the price comparison tool that showed me the rate of other companies for the exact same amount of coverage. it also showed my levels of coverage and how much each affected the price.
State Farm
I wasn't expecting to be charged this much for insurance and i sure wasn't expecting for a number of things to not be covered.
Agi Insurance Group
I like agi because there website is simple and easy to use and loads fast when i need to visit it.
Rvos Insurance
It's extremely easy to use and navigate. I've never really had any issues looking for what I need to, unlike other websites.
State Farm
I do not dislike the company...although the cost can always be less expensive, as any consumer would have it !
Allstate
My auto insurance rates went up 2 times since I signed up with them and I'm not sure why. The car is getting older and worthless.
Geico
The premium on the policy is very competitive and I found it to be lower than other companies.The deductible I chose is relatively low compared to other companies.

Cleburne, TX Homeowners Insurance By Home Value

Cleburne, TX Home Value Total Homes % of Total Average Cleburne, TX Homeowners Insurance
Less than $50,000 1,395 14.0% $245
$50,000 to $59,999 392 4.0% $520
$60,000 to $69,999 633 6.0% $643
$70,000 to $79,999 828 8.0% $745
$80,000 to $89,999 813 8.0% $847
$90,000 to $99,999 882 9.0% $949
$100,000 to $124,999 1,333 13.0% $1092
$125,000 to $149,999 914 9.0% $1368
$150,000 to $174,999 954 9.0% $1623
$175,000 to $199,999 562 5.0% $1868
$200,000 to $249,999 542 5.0% $2256
$250,000 to $299,999 270 2.0% $2756
$300,000 to $399,999 219 2.0% $3502

Top Home Insurance Agents Near Cleburne, TX

Home Insurance Company Near Cleburne, TX Homeowners Insurance Agency Near Cleburne, TX Address
NA Amp25 Insurance Services 2838 Fort Worth Ave., Dallas, TX, 75211
Liberty Mutual Chase Giossi 700 Highlander Blvd Ste 200, Arlington, TX, 76015
State Farm Ed Lair 2250 Pool Rd Ste 100, Grapevine, TX, 76051-4244
Allstate Harmon Ins Agency 109b W Mdw PO Box 969, Cleburne, TX, 76033
Farmers Huey Nguyen 3021 N Belt Line Rd, Irving, TX, 75062

Cost Of Homeowners Insurance By Street Near Cleburne, TX

Streets in Cleburne Area Homeowners Insurance Cost
Blakney St, N Field St, E Maple St, Terrace Ct, Marie St, Raylene Dr, S Oran Ave, Elm St, Madison St, Ruby Ln$1,012
Live Oak Dr, Westlake Rd, Co Rd 1114, W Fourth St, N Colonial Dr, Co Rd 1119, Thurman St, S Holloway St, Fir St, Wren Ct$1,033
Persons Ave, Featherston St, Co Rd 314B, Stone Lake Ct, Spring Creek St, Co Rd 1115, Wordsworth Dr, Edgewood Ln, Co Rd 1224A, FM 2280 N$1,037
Co Rd 801B, Turner St, Armstrong St, S Eastern St, W Harrell St, Peacock St, Morgan St, W Chambers St, Co Rd 1434, N Holloway St$1,009
Indian Trl, Co Rd 315, Park Rd 21, E Willingham St, Sally Ln, Edgewood Pl, N Brazos St, W 1st St, Royal Perth Dr, Co Rd 316B$1,047

Cleburne, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cleburne$152 to $155
Rio Vista$153
Johnson County$154
Coyote Flats$157

Cleburne, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rio Vista city, Texas $153 $204 $306
Johnson County, Texas $154 $205 $308
Coyote Flats city, Texas $158 $210 $315

Cleburne, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cleburne, TX7.1%18.0%
Rio Vista7.66%14.11%
Johnson County6.52%18.11%
Coyote Flats5.84%14.12%

Cleburne Renters Insurance as a Percentage of Rent

Cleburne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 103 1.0% $354
$200 to $299 246 4.0% $804
$300 to $499 307 5.0% $1254
$500 to $749 1,482 28.0% $1929
$750 to $999 1,742 33.0% $2679
$1,000 to $1,499 1,137 21.0% $3804
$1,500 or more 246 4.0% $5454

Cleburne, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Cleburne Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,300$13,300
Net Savings to Cleburne Home Owner from High Deductible Plan $1,000

Cleburne, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cleburne, TX Home Replacement Value MORE than Home Value Cleburne, TX Home Replacement Value LESS than Home Value
Replacement Value $100,000 $61,500
Insurance Premium based on Replacement Value $975 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $175/year

Example Cleburne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceFarmers Insurance
Monthly Premium 7697219
Year Built 199319821963
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$125000-$150000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cleburne, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 75,000 Slate Shingles Roof 1,320 3 $500- $1000 Deductible 460 8 Wood siding yes
2010 155,000 Wood Shake Roof 2,180 3 $1000-$2500 Deductible 400 4 Fiber-Cement Siding yes
2013 235,000 Slate Shingles Roof 3,620 5 > $10,000 Deductible 210 3 Fiber-Cement Siding yes
2006 115,000 Asphalt Shingles Roof 1,770 3 $2500-$5000 Deductible 220 5 Stucco siding yes
1966 235,000 Tile Roof 3,630 5 $1000-$2500 Deductible 260 2 Fiber-Cement Siding No
1993 285,000 Tile Roof 4,050 5 $500- $1000 Deductible 2210 10 Wood siding No
1970 310,000 Asphalt Shingles Roof 4,920 5 $500 Deductible 1680 7 Brick siding No
2006 90,000 Shingles Roof 1,380 3 $500 Deductible 210 3 Stucco siding yes
1972 90,000 Membrane Roof 1,370 3 $1000-$2500 Deductible 280 5 Wood siding No
1977 130,000 Tile Roof 1,810 3 $500 Deductible 360 5 Brick siding No
1999 200,000 Shingles Roof 2,740 4 $5000 to $10,000 Deductible 1200 9 Stone Siding No
2007 125,000 Wood Shake Roof 1,540 3 $2500-$5000 Deductible 70 1 Brick siding yes
1960 335,000 Asphalt Shingles Roof 4,880 5 $500- $1000 Deductible 660 3 Brick siding No
1963 250,000 Composition Roof 2,990 5 $5000 to $10,000 Deductible 400 3 Stucco siding No
1997 140,000 Asphalt Shingles Roof 2,240 4 $2500-$5000 Deductible 820 9 Stone Siding No
1980 335,000 Shingles Roof 4,630 5 $5000 to $10,000 Deductible 610 4 Vinyl siding No
1963 195,000 Slate Shingles Roof 2,690 4 $500 Deductible 1250 10 Stone Siding yes
1962 160,000 Slate Shingles Roof 2,710 5 $2500-$5000 Deductible 710 8 Vinyl siding No
1998 265,000 Composition Roof 3,210 4 $500- $1000 Deductible 1220 8 Brick siding yes
1985 235,000 Membrane Roof 3,050 4 $2500-$5000 Deductible 100 1 Wood siding yes
1996 115,000 Metal Roof 1,870 4 $1000-$2500 Deductible 820 10 Fiber-Cement Siding No
1987 115,000 Composition Roof 1,750 4 $500 Deductible 250 3 Vinyl siding No
1995 145,000 Metal Roof 2,240 4 $2500-$5000 Deductible 250 3 Brick siding yes
2010 170,000 Shingles Roof 2,170 3 $500- $1000 Deductible 690 7 Wood siding No
1969 325,000 Composition Roof 4,860 5 > $10,000 Deductible 740 8 Stone Siding yes
1984 215,000 Wood Shake Roof 2,800 5 $1000-$2500 Deductible 980 8 Vinyl siding No
1990 190,000 Metal Roof 2,990 5 $5000 to $10,000 Deductible 560 6 Wood siding No
1969 190,000 Membrane Roof 2,300 5 $5000 to $10,000 Deductible 770 6 Stucco siding No
1999 125,000 Composition Roof 1,770 3 $500 Deductible 1070 9 Wood siding No
1961 250,000 Tile Roof 3,120 5 > $10,000 Deductible 280 4 Brick siding yes
2002 200,000 Slate Shingles Roof 2,870 5 $500 Deductible 400 4 Brick siding yes
2005 175,000 Metal Roof 2,210 3 $2500-$5000 Deductible 280 3 Stucco siding yes
1965 370,000 Membrane Roof 4,460 5 $500 Deductible 1970 7 Wood siding yes
1969 325,000 Wood Shake Roof 4,770 5 $1000-$2500 Deductible 2600 10 Wood siding yes
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