Clearwater Insurance Rates:

Clearwater, SC homeowners insurance is roughly $683 to $932, about $56-$77/month. Our thorough guide indicates shoppers can save as much as $323 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Clearwater, SC Homeowners Insurance By Home Value

Clearwater, SC Home Value Total Homes % of Total Average Clearwater, SC Homeowners Insurance
Less than $50,000 100 10.0% $153
$50,000 to $59,999 18 1.0% $323
$60,000 to $69,999 67 6.0% $404
$70,000 to $79,999 41 4.0% $468
$80,000 to $89,999 122 12.0% $533
$100,000 to $124,999 90 9.0% $686
$125,000 to $149,999 307 31.0% $856
$150,000 to $174,999 108 11.0% $1018
$175,000 to $199,999 26 2.0% $1171
$200,000 to $249,999 85 8.0% $1414

Top Home Insurance Agents Near Clearwater, SC

Home Insurance Company Near Clearwater, SC Homeowners Insurance Agency Near Clearwater, SC Address
Travelers Georgia Farm Bureau Brokerage Inc 2550 GA HWY 88, HEPHZIBAH, GA, 30815
State Farm Hoke Brantley 2501 Wrightsboro Rd, Augusta, GA, 30904-7810
NA Dawson, Taylor & Company 525 W 6Th St, Waynesboro, GA, 30830
Travelers Ea-Rw Thomas Insurance Agency Inc 4579 LANGHAM RD SW, THOMSON, GA, 30824
Travelers First Choice Ins & Financial Services Llc 2752 PEACH ORCHARD RD, AUGUSTA, GA, 30906

Cost Of Homeowners Insurance By Street Near Clearwater, SC

Streets in Clearwater Area Homeowners Insurance Cost
Clairmont Dr, State Hwy 1009, Spring Dr, Border Dr, West Dr, Hunters Farm Dr, Leverne Ave, Setters Ct, Fir St, Dabbs Ln$793
1st Ave, Moton St, Lynwood Dr, Rhomboid Pl, Chinaberry Dr, Rosel Dr, Arizona Ct, Arcadia Ct, Sante Fe Rd, Free Indeed Blvd$802
Parker Dr, Dogwood Dr, Kershaw Pl, Nathanie Dr, Blanchard Rd, Happyland Cir, Johnson Rd, H and H St, Stadium Cir, Althea Ln$802
Birch Cir, Turabi Ln, Pine Butte Ln, Rita Ct, Holly Rd, Garrett Rd, Belvedere-Clearwater Rd, Terrace Rd, Emerald Dr, Audubon Rd$811
Silver Fox Rd, Charity Ln, Cary Ave, Lettye Ct, Rainbow Falls Rd, Celeste Mobile Home Park Cir, Hilltop Ct, Twiggs Cir, Woodberry Ln, Stirrup Cup Ct$812

Clearwater, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clearwater$120 to $123
North Augusta$121
Belvedere$118
Langley$117

Clearwater, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Augusta CCD, Aiken County, South Carolina $121 $161 $242
Belvedere CDP, South Carolina $119 $158 $237
Burnettown town, South Carolina $118 $157 $236

Clearwater, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clearwater, SC6.4%16.8%
North Augusta5.88%20.78%
Belvedere6.75%22.37%
Burnettown6.66%24.78%

Clearwater Renters Insurance as a Percentage of Rent

Clearwater Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 143 16.0% $1248
$500 to $749 583 66.0% $1923
$750 to $999 145 16.0% $2673

Clearwater, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Clearwater Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,600$7,000
Net Savings to Clearwater Home Owner from High Deductible Plan $600

Clearwater, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clearwater, SC Home Replacement Value MORE than Home Value Clearwater, SC Home Replacement Value LESS than Home Value
Replacement Value $114,000 $72,000
Insurance Premium based on Replacement Value $800 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $200/year

Example Clearwater Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceState Farm
Monthly Premium 1308390
Year Built 199119711987
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$125000-$150000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Clearwater, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 210,000 Asphalt Shingles Roof 2,630 4 $500- $1000 Deductible 360 4 Stone Siding yes
1992 165,000 Tile Roof 2,420 4 $1000-$2500 Deductible 280 3 Fiber-Cement Siding No
1988 150,000 Metal Roof 2,210 4 $500 Deductible 530 7 Vinyl siding yes
1976 255,000 Asphalt Shingles Roof 3,060 4 $5000 to $10,000 Deductible 560 5 Vinyl siding No
1977 210,000 Membrane Roof 2,880 4 $500- $1000 Deductible 1380 10 Stone Siding No
1984 170,000 Tile Roof 2,380 4 $500 Deductible 840 8 Stucco siding No
1972 150,000 Metal Roof 1,690 3 $500 Deductible 1210 12 Brick siding No
1972 155,000 Slate Shingles Roof 1,580 3 $5000 to $10,000 Deductible 520 8 Vinyl siding yes
1973 145,000 Asphalt Shingles Roof 2,130 4 $500 Deductible 440 6 Vinyl siding No
1974 130,000 Tile Roof 1,710 3 $2500-$5000 Deductible 470 8 Stucco siding No
1991 145,000 Asphalt Shingles Roof 1,900 3 $500- $1000 Deductible 1300 12 Wood siding yes
1999 210,000 Tile Roof 2,600 4 $2500-$5000 Deductible 250 2 Stucco siding No
1979 120,000 Slate Shingles Roof 1,450 3 $500 Deductible 330 5 Stucco siding No
1992 210,000 Asphalt Shingles Roof 2,340 3 $1000-$2500 Deductible 1290 9 Wood siding yes
1984 125,000 Slate Shingles Roof 1,770 3 $2500-$5000 Deductible 230 4 Stucco siding yes
1978 115,000 Tile Roof 1,550 3 $1000-$2500 Deductible 420 6 Fiber-Cement Siding yes
1982 130,000 Wood Shake Roof 1,960 4 $500- $1000 Deductible 470 6 Wood siding No
1984 120,000 Asphalt Shingles Roof 1,710 3 $500 Deductible 300 4 Stone Siding yes
1993 105,000 Wood Shake Roof 1,300 3 $2500-$5000 Deductible 430 10 Stucco siding No
1973 210,000 Tile Roof 2,770 4 $500 Deductible 1260 9 Brick siding yes
1971 155,000 Shingles Roof 1,600 3 $500- $1000 Deductible 1000 12 Wood siding yes
1972 155,000 Asphalt Shingles Roof 1,770 3 $500- $1000 Deductible 260 2 Vinyl siding yes
1996 170,000 Asphalt Shingles Roof 1,830 4 $5000 to $10,000 Deductible 60 1 Wood siding No
1985 205,000 Composition Roof 2,960 4 $500- $1000 Deductible 620 5 Vinyl siding yes
1985 245,000 Wood Shake Roof 3,020 4 $500- $1000 Deductible 1460 12 Wood siding yes
1983 115,000 Membrane Roof 1,500 3 $500- $1000 Deductible 590 6 Wood siding yes
1976 145,000 Metal Roof 1,880 3 $2500-$5000 Deductible 250 3 Fiber-Cement Siding No
1991 200,000 Membrane Roof 2,160 3 $2500-$5000 Deductible 1150 12 Fiber-Cement Siding yes
1994 135,000 Asphalt Shingles Roof 1,810 4 $500 Deductible 640 6 Stucco siding yes
1998 195,000 Tile Roof 2,130 3 $500- $1000 Deductible 770 8 Stone Siding yes
1980 135,000 Membrane Roof 1,400 3 $500- $1000 Deductible 860 10 Stucco siding No