How Much Does Clearwater, FL Home Insurance Cost?

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Clearwater, FL Average Homeowners Insurance Cost

$1,452

Homeowners Insurance Cost - Clearwater, FL

$155,700

Median Home Value - Clearwater, FL


Clearwater, FL Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$17.42 $1,434.58
$1000 Deductible -$154.2 $1,297.8
$1500 Deductible -$230.29 $1,221.71
$2000 Deductible -$342.96 $1,109.04
$2500 Deductible -$409.46 $1,042.54

Clearwater, FL Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$407 $1,045
30 year old +$22 $1,474
40 year old +$38 $1,490
50 year old +$55 $1,507
Above 50 year old +$70 $1,522

Clearwater, FL Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$160 $1,292
Superior -$131 $1,321
Masonry -$73 $1,379
Brick -$73 $1,379
Hail Resistant Roof -$44 $1,408


Clearwater, FL Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$29 $1,481
Swimming Pool With A Diving Board +$58 $1,510
Swimming Pool With Slide +$87 $1,539

Clearwater, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $44 $1,408
Police Department $15 $1,437

Clearwater, FL Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$609.84 $2,062
Filing a Second Liability Claim +$551.76 $2,004
Filing a Second Theft Claim +$551.76 $2,004
Filing a Second Water Claim +$479.16 $1,931
Filing a Fire Claim +$290.4 $1,742
Filing a Liability Claim +$275.88 $1,728
Filing a Theft Claim +$275.88 $1,728
Filing a Water Claim +$232.32 $1,684
Filing a Weather Claim +$232.32 $1,684

Clearwater, FL Home Insurance - Analysis On Quotes, Rates & Agents

Clearwater, FL Home Insurance Agents for Top Companies

Visual Guide for Clearwater, FL Home Insurance Buyers on Insurance Companies and Rates