How Much Does Clearwater, FL Home Insurance Cost?
Clearwater, FL Average Homeowners Insurance Cost
$1,452
Homeowners Insurance Cost - Clearwater, FL
$155,700
Median Home Value - Clearwater, FL
Clearwater, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.42 | $1,434.58 |
| $1000 Deductible | -$154.2 | $1,297.8 |
| $1500 Deductible | -$230.29 | $1,221.71 |
| $2000 Deductible | -$342.96 | $1,109.04 |
| $2500 Deductible | -$409.46 | $1,042.54 |
Clearwater, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$407 | $1,045 |
| 30 year old | +$22 | $1,474 |
| 40 year old | +$38 | $1,490 |
| 50 year old | +$55 | $1,507 |
| Above 50 year old | +$70 | $1,522 |
Clearwater, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$160 | $1,292 |
| Superior | -$131 | $1,321 |
| Masonry | -$73 | $1,379 |
| Brick | -$73 | $1,379 |
| Hail Resistant Roof | -$44 | $1,408 |
Clearwater, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$29 | $1,481 |
| Swimming Pool With A Diving Board | +$58 | $1,510 |
| Swimming Pool With Slide | +$87 | $1,539 |
Clearwater, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $44 | $1,408 |
| Police Department | $15 | $1,437 |
Clearwater, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$609.84 | $2,062 |
| Filing a Second Liability Claim | +$551.76 | $2,004 |
| Filing a Second Theft Claim | +$551.76 | $2,004 |
| Filing a Second Water Claim | +$479.16 | $1,931 |
| Filing a Fire Claim | +$290.4 | $1,742 |
| Filing a Liability Claim | +$275.88 | $1,728 |
| Filing a Theft Claim | +$275.88 | $1,728 |
| Filing a Water Claim | +$232.32 | $1,684 |
| Filing a Weather Claim | +$232.32 | $1,684 |