How To Make Your Clearwater, FL Home Insurance Cheaper
Clearwater, FL, homeowners insurance is about $1452. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Clearwater, FL Home Insurance Rates with the Pinellas County Average
| Place | Pinellas County Average: $1,528.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Clearwater, FL | $1,452.0 | -76.0 | -0.05 | 319,406 | 155,700 |
Cost of Clearwater, FL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Dunedin | 161,100 | 6,727 | $1,488 |
| Oldsmar | 176,100 | 17,924 | $1,588 |
| South Pasadena | 163,600 | 16,090 | $1,505 |
| Ruskin | 163,700 | 2,868 | $1,506 |
Homeowners Insurance Comparison for the Cheapest Premiums in Clearwater, FL
| Olympus Insurance | Westfield Insurance | Farmer's Insurance | |
| Median Home Value ($) | 155,700 | 155,700 | 155,700 |
| Age of Home | Year 50 Old | Newly Constructed Home | Year 50 Old |
| Home Coverage ($) | $250,000 -$299,999 | $400,000 -$499,999 | $750,000 -$999,999 |
| Total Premium ($) | $3,642.2 | $3,672.5 | $8,531.4 |
Cost of Clearwater, FL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Liberty Mutual | 2000 | $150,000-$174,999 | 1,173.2 |
| Esurance | 1000 | $1000,000-$1499,999 | 7,047.1 |
| Encompass Insurance | 2500 | $1000,000-$1499,999 | 5,455.8 |
| Stillwater insurance Group | 1500 | $200,000-$249,999 | 1,676.0 |
| Florida Farm Bureau Insurance | 2500 | $300,000-$399,999 | 2,778.8 |
| Farmer's Insurance | 1500 | $1500,000-$2000,000 | 7,159.1 |
| Amica Mutual Insurance | 1500 | $300,000-$399,999 | 3,396.4 |
| Westfield Insurance | 1500 | $750,000-$999,999 | 6,054.6 |
| Allstate | 2000 | $500,000-$749,999 | 4,879.3 |
| State Farm | 500 | $400,000-$499,999 | 4,509.3 |