Clearlake Insurance Rates:

Clearlake, CA homeowners insurance is nearly $494 to $674, about $41-$56/month. Our in depth guide shows customers can save upto $233 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Clearlake, CA Homeowners Insurance By Home Value

Clearlake, CA Home Value Total Homes % of Total Average Clearlake, CA Homeowners Insurance
Less than $50,000 661 19.0% $140
$50,000 to $59,999 263 7.0% $292
$60,000 to $69,999 159 4.0% $362
$70,000 to $79,999 232 7.0% $420
$80,000 to $89,999 245 7.0% $473
$90,000 to $99,999 243 7.0% $531
$100,000 to $124,999 291 8.0% $613
$125,000 to $149,999 195 5.0% $770
$150,000 to $174,999 289 8.0% $911
$175,000 to $199,999 214 6.0% $1051
$200,000 to $249,999 208 6.0% $1261
$250,000 to $299,999 121 3.0% $1541
$300,000 to $399,999 192 5.0% $1962

Top Home Insurance Agents Near Clearlake, CA

Home Insurance Company Near Clearlake, CA Homeowners Insurance Agency Near Clearlake, CA Address
Farmers Angel Daniel Carrillo 570 6th St Ste C, Williams, CA, 95987
State Farm Carol Myer 400 E Gobbi Street, Ukiah, CA, 95482-5512
Liberty Mutual Independent Peninsula Insurance Associates 3450 REGIONAL PKWY STE D, SANTA ROSA, CA, 95403
Liberty Mutual Independent Team Ins & Financial Svcs Inc 345 NORTH STATE ST, UKIAH, CA, 95482
Travelers Unique Ins Service Inc 737 SOUTHPOINT BLVD STE F, PETALUMA, CA, 94954

Cost Of Homeowners Insurance By Street Near Clearlake, CA

Streets in Clearlake Area Homeowners Insurance Cost
Hickory Ln, Amber St, Co Rd 209, Taawina St, Clarkson St, Kern Ave, San Joaquin Ave, Maple St, Golf Ave, Grape Cir$586
Island Dr, Green Ave, Braendlin Ave, 6th Ave, 14th Ave, Woodside Dr, Fir Ave, Manzanita Ct, Moss Ave, Spring Valley Rd$580
Hale St, 12th Ave, Doe Trl, Mule Skinner Rd, Co Rd 208T, Oak Dr, Hillcrest Ave, Meridian Rd, Garner Ln, Henderson Dr$599
Milos Ct, 29th St, 35th St, Hoover St, Fillmore Ave, Vista St, Chalk Mountain Way, Irving Ave, Mesa Ct, Co Rd 222$589
Cerrito Dr, Co Rd 225, 24th Ave, Oleander St, Dexter Ln, Fresno St, Saroni Pkwy, Pawnee Trl, Division St, E Lake Dr$582

Clearlake, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clearlake$87 to $90
Clearlake Oaks$88
Clearlake Riviera$91
Lower Lake$90

Clearlake, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clearlake Oaks CDP, California $74 $99 $148
Clearlake Riviera CCD, Lake County, California $77 $102 $153
Lower Lake CCD, Lake County, California $76 $101 $151

Clearlake, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clearlake, CA4.0%14.7%
Clearlake Oaks3.34%10.51%
Clearlake Riviera2.99%10.53%
Lower Lake2.88%10.71%

Clearlake Renters Insurance as a Percentage of Rent

Clearlake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 50 1.0% $358
$200 to $299 175 6.0% $808
$300 to $499 280 10.0% $1258
$500 to $749 836 31.0% $1933
$750 to $999 731 27.0% $2683
$1,000 to $1,499 563 21.0% $3808
$1,500 or more 34 1.0% $5458

Clearlake, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Clearlake Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,900$4,300
Net Savings to Clearlake Home Owner from High Deductible Plan $600

Clearlake, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clearlake, CA Home Replacement Value MORE than Home Value Clearlake, CA Home Replacement Value LESS than Home Value
Replacement Value $120,500 $71,500
Insurance Premium based on Replacement Value $375 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Clearlake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceAllstate
Monthly Premium 163842
Year Built 199119602012
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$150000-$175000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Clearlake, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 165,000 Metal Roof 2,010 3 $500- $1000 Deductible 270 8 Fiber-Cement Siding No
1994 65,000 Slate Shingles Roof 1,100 2 $500 Deductible 30 2 Stone Siding yes
1993 85,000 Membrane Roof 1,450 3 $1000-$2500 Deductible 240 12 Wood siding No
2011 205,000 Shingles Roof 3,050 4 $500- $1000 Deductible 370 8 Fiber-Cement Siding yes
1975 165,000 Wood Shake Roof 2,060 4 $5000 to $10,000 Deductible 140 6 Wood siding yes
1985 105,000 Metal Roof 1,250 2 $500 Deductible 260 8 Wood siding yes
1995 95,000 Slate Shingles Roof 1,520 2 $500- $1000 Deductible 90 4 Stucco siding No
1974 75,000 Shingles Roof 1,280 2 $500 Deductible 130 5 Fiber-Cement Siding yes
2010 110,000 Membrane Roof 1,550 3 $500- $1000 Deductible 110 3 Wood siding No
1981 100,000 Slate Shingles Roof 1,200 2 $2500-$5000 Deductible 40 2 Fiber-Cement Siding No
1999 95,000 Metal Roof 1,280 3 $1000-$2500 Deductible 100 6 Wood siding yes
1987 130,000 Slate Shingles Roof 1,650 2 $1000-$2500 Deductible 170 6 Stone Siding yes
2010 95,000 Shingles Roof 1,360 2 $2500-$5000 Deductible 80 5 Vinyl siding No
1994 195,000 Composition Roof 2,360 4 $500 Deductible 50 1 Stucco siding No
1965 125,000 Slate Shingles Roof 1,510 3 $1000-$2500 Deductible 300 10 Fiber-Cement Siding yes
1998 140,000 Wood Shake Roof 2,040 4 $2500-$5000 Deductible 200 10 Fiber-Cement Siding No
1985 230,000 Tile Roof 2,670 4 $2500-$5000 Deductible 150 4 Fiber-Cement Siding No
1961 200,000 Metal Roof 2,830 4 $2500-$5000 Deductible 100 3 Stucco siding yes
1994 230,000 Composition Roof 2,700 4 $5000 to $10,000 Deductible 250 7 Fiber-Cement Siding No
1977 130,000 Wood Shake Roof 1,560 2 $1000-$2500 Deductible 210 10 Wood siding No
2012 150,000 Asphalt Shingles Roof 1,950 3 $1000-$2500 Deductible 220 8 Wood siding yes
1977 225,000 Composition Roof 3,240 4 $500 Deductible 200 3 Vinyl siding yes
1968 120,000 Asphalt Shingles Roof 1,650 2 $2500-$5000 Deductible 170 10 Stucco siding yes
1964 210,000 Asphalt Shingles Roof 2,900 4 $500- $1000 Deductible 50 1 Vinyl siding No
1965 95,000 Membrane Roof 1,350 2 $2500-$5000 Deductible 120 9 Stucco siding yes
2011 180,000 Metal Roof 2,310 4 $500- $1000 Deductible 100 3 Brick siding No
1975 195,000 Tile Roof 2,350 4 $500- $1000 Deductible 300 8 Stone Siding yes
1992 110,000 Tile Roof 1,350 2 $500 Deductible 270 7 Stone Siding No
2011 190,000 Membrane Roof 2,940 4 $2500-$5000 Deductible 240 5 Vinyl siding yes
1977 120,000 Wood Shake Roof 1,540 2 $1000-$2500 Deductible 70 2 Wood siding No