Clearfield Insurance Rates:

Clearfield, UT homeowners insurance is about $410 to $556, about $34-$46/month. Our detailed guide reveals consumers can save as much as $193 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The rates are very good for the amount of coverage that is provided, and they don't jack up the rates too high if you do have to file a claim.
State Farm
I don't like that when we renew our insurance policy that they try and sell us new stuff every year.
Progressive
Anytime i need assistance, i am able to get it. whether it's over the phone or at an actual location.
Farm Bureau
Farm Bureau website is very easy to use when I need it. It has all the information I need right at my fingertips.
State Farm
It is easy to navigate and find what I need. I can download my cards and have digital copies.
State Farm
The only thing I don't like is they send too much mail. What I like is that they always answer their phone or will call you right back.
American Insurance
I've had fairly limited interaction/communication with my insurance company. I feel I'd be better able to answer this question with more one-on-one communication.
State Farm
I like the company because the agents are nice. They will work with you on pricing and bundling. They also have a really good office near my work.

Clearfield, UT Homeowners Insurance By Home Value

Clearfield, UT Home Value Total Homes % of Total Average Clearfield, UT Homeowners Insurance
Less than $50,000 524 10.0% $77
$90,000 to $99,999 187 3.0% $294
$100,000 to $124,999 596 11.0% $342
$125,000 to $149,999 1,051 20.0% $429
$150,000 to $174,999 1,095 21.0% $507
$175,000 to $199,999 681 13.0% $584
$200,000 to $249,999 713 13.0% $705
$250,000 to $299,999 161 3.0% $864
$300,000 to $399,999 110 2.0% $1096

Top Home Insurance Agents Near Clearfield, UT

Home Insurance Company Near Clearfield, UT Homeowners Insurance Agency Near Clearfield, UT Address
Travelers Ark Insurance Solutions 655 E 4500 S STE 210, SALT LAKE CITY, UT, 84107
Nationwide Eugene Adam Drossart 1218 W South Jordan Pkwy STE D, South Jordan, UT, 84095-5517
Travelers Insurance Network Lc 5005 SO 900 EAST STE 200, SALT LAKE CITY, UT, 84117
Allstate Jill Mousley 5204 S Redwood Rd Ste A, Taylorsville, UT, 84123
Travelers Jri Insurance 278 E CROSSROADS BLVD, SARATOGA SPRINGS, UT, 84045

Cost Of Homeowners Insurance By Street Near Clearfield, UT

Streets in Clearfield Area Homeowners Insurance Cost
W 1120 N, S 1450 W, S 325 W, W 3500 S, 1590, Laytona Dr, Liberty Way, Hancock Cir, Mark St, N 3475 W$481
N 3600 W, N 2100 W, 2375 W, W 275 N, S 1800 W, W 1900 S, S 875 E, 500 East St, S 585 W, Depot St$498
S 1175 E, N 1350 W, W Stanford St, Charlestown Loop, S 1600 W, W 1175 S, W 1375 N, E 525 S, 50 East St, Park St$485
Stoker Ln, E Chelemes Way S, E 1280 S, 2925, Ridge Point Dr, S Jenny Ln W, W 735 N, N 2825 W, W 870 S, Congress Way$498
Arsenal Rd, W 1980 S, E Antelope Dr S, S Valhalla Dr E, 75 South St, Grant Cir, Davis Dr, N 2925 W, Minuteman Way, W 2125 N$None

Clearfield, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clearfield$72 to $74
Syracuse$75
Sunset$72
Layton$74

Clearfield, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Syracuse city, Utah $75 $100 $150
Sunset city, Utah $72 $96 $144
Layton city, Utah $74 $98 $147

Clearfield, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clearfield, UT3.2%13.2%
Syracuse2.52%10.61%
Sunset3.64%12.81%
Layton2.82%10.69%

Clearfield Renters Insurance as a Percentage of Rent

Clearfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 103 2.0% $343
$200 to $299 66 1.0% $793
$300 to $499 376 8.0% $1243
$500 to $749 574 12.0% $1918
$750 to $999 1,914 43.0% $2668
$1,000 to $1,499 1,247 28.0% $3793
$1,500 or more 170 3.0% $5443

Clearfield, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Clearfield Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,300$8,100
Net Savings to Clearfield Home Owner from High Deductible Plan $1,200

Clearfield, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clearfield, UT Home Replacement Value MORE than Home Value Clearfield, UT Home Replacement Value LESS than Home Value
Replacement Value $227,500 $157,500
Insurance Premium based on Replacement Value $700 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Clearfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceGEICO Insurance
Monthly Premium 363092
Year Built 201220051982
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$150000-$175000$300000-$350000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Clearfield, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 180,000 Tile Roof 2,010 3 $5000 to $10,000 Deductible 250 10 Brick siding yes
2010 150,000 Tile Roof 1,640 3 $500- $1000 Deductible 40 1 Wood siding No
2003 195,000 Composition Roof 1,970 3 $1000-$2500 Deductible 270 5 Vinyl siding yes
2010 140,000 Slate Shingles Roof 1,360 3 $500- $1000 Deductible 120 3 Stone Siding yes
1995 365,000 Shingles Roof 3,440 5 > $10,000 Deductible 170 3 Brick siding No
2001 185,000 Asphalt Shingles Roof 2,360 4 $2500-$5000 Deductible 150 4 Stone Siding yes
1988 190,000 Shingles Roof 2,340 3 $5000 to $10,000 Deductible 30 1 Stone Siding No
1980 210,000 Slate Shingles Roof 2,410 5 $5000 to $10,000 Deductible 330 10 Vinyl siding yes
1993 165,000 Metal Roof 2,190 4 $500 Deductible 110 3 Wood siding yes
1999 200,000 Asphalt Shingles Roof 2,460 5 $1000-$2500 Deductible 280 6 Fiber-Cement Siding yes
1993 160,000 Slate Shingles Roof 1,990 4 $2500-$5000 Deductible 20 1 Vinyl siding yes
2010 335,000 Tile Roof 4,430 5 $500 Deductible 810 10 Brick siding No
2007 100,000 Membrane Roof 1,290 3 $500- $1000 Deductible 200 9 Wood siding yes
2004 130,000 Membrane Roof 1,280 3 $500- $1000 Deductible 140 6 Wood siding No
1998 220,000 Membrane Roof 2,240 4 $500- $1000 Deductible 350 6 Brick siding No
2001 330,000 Asphalt Shingles Roof 3,040 4 $500 Deductible 100 1 Wood siding No
2010 240,000 Tile Roof 2,360 3 > $10,000 Deductible 50 2 Vinyl siding yes
1989 125,000 Asphalt Shingles Roof 1,350 3 $500 Deductible 150 5 Vinyl siding yes
2000 245,000 Metal Roof 2,940 5 $2500-$5000 Deductible 50 1 Stone Siding yes
1984 315,000 Wood Shake Roof 3,410 5 $2500-$5000 Deductible 400 7 Vinyl siding No
1995 240,000 Metal Roof 3,260 4 $500 Deductible 150 2 Brick siding yes
2006 120,000 Composition Roof 1,550 3 $1000-$2500 Deductible 120 4 Vinyl siding yes
2013 375,000 Membrane Roof 3,700 5 $2500-$5000 Deductible 70 1 Stucco siding No
1998 405,000 Wood Shake Roof 3,890 5 $500- $1000 Deductible 890 12 Brick siding No
1983 115,000 Tile Roof 1,450 3 $500- $1000 Deductible 320 12 Stone Siding No
2000 220,000 Metal Roof 2,240 5 > $10,000 Deductible 270 9 Brick siding No
2006 535,000 Membrane Roof 4,980 5 $500- $1000 Deductible 700 6 Fiber-Cement Siding No
1989 365,000 Wood Shake Roof 4,080 5 $2500-$5000 Deductible 420 8 Fiber-Cement Siding yes
1987 415,000 Composition Roof 3,720 5 $500 Deductible 740 6 Brick siding yes
1985 155,000 Asphalt Shingles Roof 1,980 5 $500 Deductible 40 1 Wood siding No