Clayton Insurance Rates:

Clayton, NC homeowners insurance is nearly $508 to $691, about $42-$57/month. Our detailed research indicates shoppers can save upto $240 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I am extremely satisfied with Progressive Home Insurance. I would give them a 5. They got my coverage in less than an hour and that made me feel very comfortable.
State Farm
I would highly recommend the home insurance company thank you very much for your questions
The Hartford
I am satisfied with the offerings the insurance company provides. Not all companies offer earthquake ins. But I believe their rates are a little high
Geico
The deductible I have for my home owners insurance is a fair price and one that I am comfortable making if something were to arise.
Universal Property & Casualty Insurance Company
I would recommend this company to my family and friends to insure there property and automobiles. good on providing the coverage information when ask to send to other companies.
Allstate
My deductible is very high for my home insurance now in return for keeping the same premium since there have been adjustments.
Allstate
They were very helpful when i needed to submit a claim. quick to respond to any questions i had.
Erie Insurance
I really don't dislike anything about them they are always helpful and nice maybe insist have to pay my premiums lol but that is not their fault
Erie Insurance
I have never had to deal with the customer service of my home insurance company. Everything I need to do is done through my insurance agent, but I’ve not had any claims, and my payments are automatically withdrawn, so there has been no interaction. This in itself is a positive though, as I would only be communicating with them if there was a problem.
State Farm
I can email my local agent in the morning and I have a response by mid-afternoon. If he can't help us with the problem immediately, he at least acknowledges the email and that he is working on it for us.
Nationwide
I would recommend Nationwide because I have been satisfied with their benefits and customer service. The price is comparable to other companies.

Clayton, NC Homeowners Insurance By Home Value

Clayton, NC Home Value Total Homes % of Total Average Clayton, NC Homeowners Insurance
Less than $50,000 361 4.0% $96
$50,000 to $59,999 202 2.0% $198
$60,000 to $69,999 182 2.0% $246
$70,000 to $79,999 143 1.0% $288
$80,000 to $89,999 308 3.0% $324
$90,000 to $99,999 425 5.0% $360
$100,000 to $124,999 1,319 16.0% $420
$125,000 to $149,999 958 11.0% $528
$150,000 to $174,999 1,210 14.0% $624
$175,000 to $199,999 831 10.0% $720
$200,000 to $249,999 1,099 13.0% $864
$250,000 to $299,999 657 8.0% $1056
$300,000 to $399,999 458 5.0% $1344

Top Home Insurance Agents Near Clayton, NC

Home Insurance Company Near Clayton, NC Homeowners Insurance Agency Near Clayton, NC Address
Travelers All Insurance Services Llc 12450 CLEVELAND ROAD STE 101, GARNER, NC, 27529
Nationwide James Epps Agency Inc. 414 North Main St, Creedmoor, NC, 27522-8844
State Farm Karen Boone 5603 Creedmoor Rd, Raleigh, NC, 27612-6316
State Farm Leslie Miller 105 W Nc Highway 54 Ste 255, Durham, NC, 27713-6648
State Farm Sara Donaldson 547 Hillsboro St, Pittsboro, NC, 27312

Clayton, NC Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Clayton, NC

Streets in Clayton Area Homeowners Insurance Cost
Amos St, Uzzle Industrial Dr, Britt St, Hind Dr, State Rd 1591, Sleepy Creek Dr, Tralee Dr, Marlin Ln, Grouse Ct, Larson Ct$596
Seth's Way, State Rd 1525, Hillcrest Dr, Leah Cir, Cricket Hollow Run, Trotters Run, Old Yogi Ln, State Rd 1983, State Rd 1602, Nightshade Ln$601
Hunters Landing Dr, Technology Dr, Parkdale Ln, Boling St, State Rd 1638, Nicklaus Way, State Rd 1756, Ranch Rd, Christopher Dr, Wildwood Dr$601
Kilgo St, E Whitaker St, Triton Ct, S Fayetteville St, Kendall Dr, State Rd 1577, State Rd 1570, Cleveland Springs Rd, Falling Creek Ct, State Rd 1808$596
Fox Crossing Dr, State Rd 1991, State Rd 1708, Imperial Dr, Grissinger Ct, Hillcrest Ln, Applewood Dr, Shady Lane Dr, W 1st St, Red Star Ln$602
Woodbriar St, Meridian Dr, Waymon Way, Cameron Dr, Redwood Ct, Central St, Lakeside Dr, Michael Way, Bedford Ln, State Rd 1763$608
Birchwood Ct, State Rd 1607, Pace St, Nathaniel Dr, Saint Jiles Dr, Ridge Dr, Steel Bridge Rd, Ridgecrest Dr, E Trafalgar Ct, State Rd 1914$613
Mohawk Trl, State Rd 1505, Red Clover Pl, Neuse Ridge Dr, Nelson Ct, Ramblewood Dr, Fern Meadow Cir, Katie Dr, Slate Top Rd, Fox Pen Dr$591
Sunrise Ave, Glenn St, Aspen Cir, State Rd 1560, Richard Dr, State Rd 1556, Steel Bridge Rd, Eason Dr, Woodcrest Dr, Strickland Dr$599
Kentucky Derby Dr, State Rd 1855, W Hinton St, Enterprise Dr, Copper Branch Rd, Old US Hwy 70 W, Clear Water Dr, Tangueray Dr, Waverly Dr, Cleveland Rd$599

Clayton, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clayton$89 to $92
Cleveland$90
Wilson's Mills$87
Wilson Mills$89

Clayton, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cleveland township, Johnston County, North Carolina $76 $101 $151
Wilson's Mills town, North Carolina $73 $97 $145
Archer Lodge town, North Carolina $75 $100 $150

Clayton, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clayton, NC3.8%13.1%
Cleveland3.59%15.16%
Wilson's Mills4.47%10.54%
Archer Lodge3.63%15.82%

Clayton Renters Insurance as a Percentage of Rent

Clayton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 83 2.0% $1227
$500 to $749 508 18.0% $1902
$750 to $999 1,115 39.0% $2652
$1,000 to $1,499 1,009 36.0% $3777
$1,500 or more 60 2.0% $5427

Clayton, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Clayton Homeowner Insurance Premium Example $800$400
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $6,300$5,500
Net Savings to Clayton Home Owner from High Deductible Plan $800

Clayton, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clayton, NC Home Replacement Value MORE than Home Value Clayton, NC Home Replacement Value LESS than Home Value
Replacement Value $178,000 $124,500
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Clayton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateNationwide Insurance
Monthly Premium 484140
Year Built 200919942014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Clayton, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 270,000 Asphalt Shingles Roof 3,050 4 > $10,000 Deductible 450 8 Wood siding yes
2003 175,000 Slate Shingles Roof 2,030 3 $5000 to $10,000 Deductible 360 6 Brick siding No
2014 160,000 Metal Roof 1,810 3 $5000 to $10,000 Deductible 320 9 Brick siding yes
1998 225,000 Wood Shake Roof 2,170 3 $2500-$5000 Deductible 790 12 Wood siding No
2014 220,000 Slate Shingles Roof 2,480 4 $5000 to $10,000 Deductible 50 1 Fiber-Cement Siding No
1998 230,000 Composition Roof 2,060 3 $500- $1000 Deductible 460 4 Stucco siding No
1990 265,000 Tile Roof 2,670 5 $500- $1000 Deductible 510 5 Stucco siding No
2011 315,000 Wood Shake Roof 2,850 4 $1000-$2500 Deductible 290 3 Stucco siding No
2011 130,000 Asphalt Shingles Roof 1,740 4 $500 Deductible 740 10 Wood siding yes
2010 315,000 Shingles Roof 3,390 4 > $10,000 Deductible 330 4 Wood siding yes
2011 210,000 Tile Roof 2,110 3 $500 Deductible 1210 12 Wood siding yes
2002 310,000 Metal Roof 3,190 4 > $10,000 Deductible 710 12 Stone Siding No
2003 430,000 Asphalt Shingles Roof 4,970 5 > $10,000 Deductible 670 9 Stone Siding No
2000 320,000 Membrane Roof 3,970 5 $5000 to $10,000 Deductible 560 7 Brick siding yes
2010 280,000 Membrane Roof 3,170 4 $500 Deductible 640 6 Wood siding No
2011 120,000 Metal Roof 1,360 3 $500 Deductible 150 3 Stone Siding yes
2013 180,000 Asphalt Shingles Roof 2,070 5 $2500-$5000 Deductible 220 5 Vinyl siding yes
1994 305,000 Membrane Roof 2,830 4 $2500-$5000 Deductible 210 2 Brick siding yes
2011 250,000 Slate Shingles Roof 2,640 4 $500 Deductible 430 4 Stone Siding yes
2009 340,000 Wood Shake Roof 3,020 4 $2500-$5000 Deductible 1290 10 Stone Siding yes
2000 250,000 Slate Shingles Roof 3,110 5 $5000 to $10,000 Deductible 100 2 Fiber-Cement Siding No
1991 140,000 Membrane Roof 1,540 3 $500- $1000 Deductible 670 12 Stone Siding No
1999 445,000 Wood Shake Roof 4,380 5 $500- $1000 Deductible 2030 9 Stone Siding No
1994 205,000 Metal Roof 2,280 4 $5000 to $10,000 Deductible 200 3 Brick siding yes
1991 210,000 Tile Roof 2,050 5 $500 Deductible 340 5 Wood siding yes
1996 140,000 Shingles Roof 1,250 3 $2500-$5000 Deductible 240 5 Vinyl siding yes
2004 255,000 Shingles Roof 2,280 3 > $10,000 Deductible 130 2 Stone Siding yes
2004 210,000 Membrane Roof 1,850 3 $1000-$2500 Deductible 310 5 Fiber-Cement Siding No
1995 150,000 Composition Roof 1,940 5 $2500-$5000 Deductible 240 5 Vinyl siding No
2008 240,000 Wood Shake Roof 2,160 5 > $10,000 Deductible 440 6 Wood siding yes
2001 240,000 Shingles Roof 2,840 4 $500 Deductible 120 1 Fiber-Cement Siding yes
1990 325,000 Slate Shingles Roof 2,880 4 > $10,000 Deductible 600 9 Vinyl siding yes
2001 305,000 Shingles Roof 2,880 4 $500 Deductible 1210 10 Wood siding yes

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