Clayton Insurance Rates:

Clayton, GA homeowners insurance is roughly $748 to $1,028, about $62-$85/month. Our comprehensive guide reveals consumers can save as much as $355 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Clayton, GA Homeowners Insurance By Home Value

Clayton, GA Home Value Total Homes % of Total Average Clayton, GA Homeowners Insurance
Less than $50,000 314 17.0% $150
$50,000 to $59,999 37 2.0% $319
$60,000 to $69,999 73 4.0% $399
$70,000 to $79,999 118 6.0% $461
$80,000 to $89,999 73 4.0% $523
$90,000 to $99,999 62 3.0% $586
$100,000 to $124,999 146 8.0% $674
$125,000 to $149,999 249 13.0% $852
$150,000 to $174,999 153 8.0% $1003
$175,000 to $199,999 129 7.0% $1163
$200,000 to $249,999 167 9.0% $1394
$250,000 to $299,999 98 5.0% $1704
$300,000 to $399,999 170 9.0% $2166

Top Home Insurance Agents Near Clayton, GA

Home Insurance Company Near Clayton, GA Homeowners Insurance Agency Near Clayton, GA Address
Allstate David Mesimer 283 N Haywood St, Waynesville, NC, 28786
Travelers Franklin Insurance Agency 372 WEST MAIN ST, FRANKLIN, NC, 28734
Allstate Patricia Roach 106 Cha Ru Dr, Pickens, SC, 29671
Travelers Sheppard Insurance Group 6792 CAROLINA BLVD, CLYDE, NC, 28721
Travelers The Briles Co Ins Inc 3110 AUGUSTA ST, GREENVILLE, SC, 29605

Cost Of Homeowners Insurance By Street Near Clayton, GA

Streets in Clayton Area Homeowners Insurance Cost
Bent Laurel Rd, Horseshoe Cir, Patterson Gap Rd, Yearling Dr, Terrace Ct, Old Cleveland Rd, Stekoa Crk Rd, Red Fox Ln, Burrells Ford Rd, Mitchell Ln$873
Slippery Rock Ln, Switchback Dr, Partisan Ln, Old Bridge Ln, Idaho Ln, Turner St, Derrick Manor Cir, Woodpecker Trl, Bachelers Button, Derbyshire Ln$885
Saddle Gap Rd, Mystic Vw, Jiles Dr, Brigade Ln, Howard Gap Ln, Snyder Ln, Shepherd Valley Trl, Fernwood Ln, Mellie Keener Rd, Lasso Ln$893
Lenora Ln, Leaning Chimney Dr, Lancelot Loop, Parker Robinson Ln, Colonel Ln, Grouse Ledge Dr, Tator Tot Ln, Luther Watts Dr, Standing Rock Ln, Hemlock Ln$887
Possom Trot Rd, Travelers Ln, Jaguar Ln, Bleckley Pl, Sycamore Cir, Tara Ln, Devil's Branch Rd, Little Creek Rd, Germany Rd, N Germany Mountain Rd$885

Clayton, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clayton$132 to $134
Sky Valley$147
Highlands$99
Flats$102

Clayton, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sky Valley city, Georgia $147 $196 $294
Highlands township, Macon County, North Carolina $100 $133 $200
Flats township, Macon County, North Carolina $102 $136 $204

Clayton, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clayton, GA7.0%21.6%
Sky Valley4.9%17.92%
Highlands3.08%11.59%
Flats4.02%16.57%

Clayton Renters Insurance as a Percentage of Rent

Clayton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 7.0% $363
$200 to $299 52 7.0% $813
$300 to $499 166 22.0% $1263
$500 to $749 213 28.0% $1938
$750 to $999 179 24.0% $2688
$1,000 to $1,499 64 8.0% $3813
$1,500 or more 9 1.0% $5463

Clayton, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Clayton Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,800$12,800
Net Savings to Clayton Home Owner from High Deductible Plan $1,000

Clayton, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clayton, GA Home Replacement Value MORE than Home Value Clayton, GA Home Replacement Value LESS than Home Value
Replacement Value $152,500 $104,500
Insurance Premium based on Replacement Value $825 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year

Example Clayton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAmerican Family InsuranceTravelers
Monthly Premium 814355
Year Built 201420031989
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$125000-$150000$175000-$200000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Clayton, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 215,000 Wood Shake Roof 2,820 4 $500- $1000 Deductible 640 6 Stucco siding yes
1993 125,000 Asphalt Shingles Roof 1,630 3 $1000-$2500 Deductible 180 4 Vinyl siding No
1999 150,000 Wood Shake Roof 1,910 3 $500 Deductible 170 3 Stone Siding No
1995 195,000 Wood Shake Roof 2,050 3 $2500-$5000 Deductible 480 8 Fiber-Cement Siding yes
2006 135,000 Tile Roof 1,270 3 $500 Deductible 510 9 Fiber-Cement Siding No
1980 145,000 Shingles Roof 1,910 4 $500- $1000 Deductible 320 6 Stone Siding yes
2012 160,000 Tile Roof 2,200 4 $5000 to $10,000 Deductible 430 8 Stone Siding yes
2009 320,000 Membrane Roof 3,090 4 > $10,000 Deductible 710 10 Wood siding yes
2009 150,000 Membrane Roof 1,910 4 $500 Deductible 580 10 Wood siding No
1998 200,000 Metal Roof 2,330 3 $2500-$5000 Deductible 410 6 Vinyl siding No
1986 170,000 Membrane Roof 1,650 3 $1000-$2500 Deductible 280 6 Fiber-Cement Siding No
2003 185,000 Asphalt Shingles Roof 2,130 4 $1000-$2500 Deductible 150 3 Stucco siding yes
1999 260,000 Slate Shingles Roof 3,010 4 > $10,000 Deductible 880 12 Brick siding yes
2013 220,000 Slate Shingles Roof 3,140 4 $500- $1000 Deductible 180 3 Stone Siding yes
1989 140,000 Wood Shake Roof 1,890 4 $2500-$5000 Deductible 160 5 Vinyl siding No
1989 215,000 Membrane Roof 2,770 4 $1000-$2500 Deductible 310 4 Stone Siding yes
2012 170,000 Composition Roof 1,930 3 $500 Deductible 80 1 Stucco siding yes
2007 185,000 Metal Roof 1,990 4 $5000 to $10,000 Deductible 680 10 Wood siding No
1995 135,000 Shingles Roof 1,340 3 $500 Deductible 110 2 Fiber-Cement Siding No
1994 280,000 Metal Roof 3,230 4 $500- $1000 Deductible 1000 10 Fiber-Cement Siding yes
1994 200,000 Slate Shingles Roof 1,960 3 $2500-$5000 Deductible 50 1 Stone Siding No
2010 150,000 Membrane Roof 1,820 3 $500- $1000 Deductible 500 9 Wood siding yes
1985 205,000 Slate Shingles Roof 2,210 4 $1000-$2500 Deductible 400 4 Stucco siding yes
2010 200,000 Wood Shake Roof 2,440 4 $2500-$5000 Deductible 230 3 Vinyl siding yes
1991 135,000 Composition Roof 1,560 3 $500 Deductible 150 2 Brick siding yes
2012 170,000 Metal Roof 1,900 4 $500 Deductible 670 10 Stucco siding yes
1985 235,000 Shingles Roof 2,310 4 > $10,000 Deductible 120 2 Fiber-Cement Siding yes
2005 125,000 Shingles Roof 1,260 3 $500 Deductible 560 12 Stucco siding No
2001 170,000 Wood Shake Roof 2,220 3 $2500-$5000 Deductible 420 9 Vinyl siding No
2014 155,000 Tile Roof 1,550 3 $500 Deductible 820 12 Vinyl siding yes
2004 160,000 Composition Roof 2,290 4 $500 Deductible 280 4 Fiber-Cement Siding yes