Claymont Insurance Rates:

Claymont, DE homeowners insurance is roughly $652 to $885, about $54-$73/month. Our in depth guide indicates shoppers can save as much as $307 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Claymont, DE Homeowners Insurance By Home Value

Claymont, DE Home Value Total Homes % of Total Average Claymont, DE Homeowners Insurance
Less than $50,000 58 2.0% $92
$100,000 to $124,999 182 8.0% $399
$125,000 to $149,999 164 7.0% $507
$150,000 to $174,999 207 10.0% $599
$175,000 to $199,999 291 14.0% $692
$200,000 to $249,999 639 31.0% $830
$250,000 to $299,999 340 16.0% $1015
$300,000 to $399,999 141 6.0% $1291

Top Home Insurance Agents Near Claymont, DE

Home Insurance Company Near Claymont, DE Homeowners Insurance Agency Near Claymont, DE Address
NA Lyons Companies One Righter Parkway, Suite 110 One Righter Parkway, Suite 110 , Wilmington, DE, 19803
NA April Triggiani Insurance Agency 202 W Baltimore Ave, Media, PA, 19063
Farmers Michael Brown 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002
State Farm Mike Cahill 1200 Bethlehem Pike, Flourtown, PA, 19031-2002
Travelers The Safegard Group Inc 100 Granite Dr. Suite 109 Media, Middletown Township, PA, 19063

Cost Of Homeowners Insurance By Street Near Claymont, DE

Streets in Claymont Area Homeowners Insurance Cost
Glenrock Dr, Peachtree Rd, Manor Ave, Coral Dr, Leon St, Andrea Ct, S Park Dr, Hickman Rd, White Ave, Casey Ln$770
Georgetown Ave, Chapel Ave, Oak Ave, Naamans Dr, McKinley Ave, 4th Ave, Marvel Ave, Heath Rd, Melontree Ct, Myrtle Ave$776
Orchard Ln, Cedartree Ln, Rabbit Run, Plumtree Ln, Benning Rd, Wilson Ave, Winding Ln, Colby Ave, Causez Ave, Riverview Rd$776
Grace Rd, Sherman Dr, Bayard Dr, Fillmore Ct, State Rd 491, Elmtree Ln, Yale Ave, Hastings Ct, Stockdale Ave, Harbor Dr$757
E Greenshire Ct, Hughes Ave, Lawson Ave, W Birchtree Ln, Alcott Ave, Astor Pl, Harvey Rd, Virginia Ave, Green St, Walnutree Ln$765

Claymont, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Claymont$114 to $117
Ardentown$119
Ardencroft$120
Arden$121

Claymont, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ardentown village, Delaware $119 $159 $239
Ardencroft village, Delaware $120 $160 $240
Arden village, Delaware $122 $162 $243

Claymont, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Claymont, DE4.6%17.5%
Ardentown4.21%12.11%
Ardencroft3.62%14.09%
Arden4.19%11.62%

Claymont Renters Insurance as a Percentage of Rent

Claymont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 29 2.0% $803
$500 to $749 88 7.0% $1928
$750 to $999 719 59.0% $2678
$1,000 to $1,499 323 26.0% $3803
$1,500 or more 48 3.0% $5453

Average Cost Of Home Insurance By Company In Areas Nearby Claymont For Different Scenarios

Coverage Construction type Age of home Company Premium Deductible
350,000 Brick/masonry construction 10 years old Cumberland Insurance Group 832 1000
150,000 Brick/masonry construction 25 years old Delaware Grange Mutual Insurance Company 307 1000
250,000 Frame construction 10 years old Electric Insurance Company 535 1000
350,000 Brick/masonry construction 10 years old Electric Insurance Company 795 500
150,000 Frame construction 10 years old Encompass Ins Co Of America 538 1000
350,000 Frame construction 25 years old Goodville Mut Cas Co 887 500
250,000 Brick/masonry construction 25 years old Lm Insurance Corporation 853.41 500
500,000 Brick/masonry construction 25 years old Pacific Ind Co 1,608 1000
350,000 Frame construction 10 years old The Hartford 798 500
250,000 Brick/masonry construction 10 years old Usaa General Indemnity Company 1,192.34 1000

Claymont, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Claymont Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,800$6,200
Net Savings to Claymont Home Owner from High Deductible Plan $600

Claymont, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Claymont, DE Home Replacement Value MORE than Home Value Claymont, DE Home Replacement Value LESS than Home Value
Replacement Value $231,000 $138,500
Insurance Premium based on Replacement Value $775 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,000 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $200/year

Example Claymont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmNationwide Insurance
Monthly Premium 806843
Year Built 195619421978
Home Details 4 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$175000-$200000$125000-$150000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Claymont, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 330,000 Asphalt Shingles Roof 3,270 4 $500- $1000 Deductible 900 12 Stucco siding No
1974 390,000 Membrane Roof 2,840 5 $2500-$5000 Deductible 80 1 Fiber-Cement Siding yes
1952 460,000 Slate Shingles Roof 4,640 5 $500- $1000 Deductible 300 2 Vinyl siding No
1977 175,000 Shingles Roof 1,410 2 $1000-$2500 Deductible 40 1 Vinyl siding No
1970 255,000 Wood Shake Roof 2,230 3 $5000 to $10,000 Deductible 480 8 Brick siding yes
1969 140,000 Membrane Roof 1,080 2 $500 Deductible 360 12 Stone Siding yes
1970 180,000 Wood Shake Roof 1,360 3 $500 Deductible 600 12 Stone Siding No
1963 125,000 Tile Roof 1,230 2 $1000-$2500 Deductible 150 5 Brick siding yes
1950 200,000 Membrane Roof 1,620 4 $1000-$2500 Deductible 440 9 Brick siding No
1956 165,000 Metal Roof 1,670 5 $500- $1000 Deductible 390 7 Brick siding No
1988 285,000 Composition Roof 2,460 4 $500 Deductible 440 7 Vinyl siding No
1969 150,000 Tile Roof 1,550 2 $500 Deductible 480 10 Brick siding yes
1953 130,000 Slate Shingles Roof 1,210 2 $2500-$5000 Deductible 30 1 Stone Siding yes
1964 170,000 Membrane Roof 1,530 2 $2500-$5000 Deductible 320 7 Brick siding yes
1958 345,000 Slate Shingles Roof 3,360 4 $1000-$2500 Deductible 780 7 Vinyl siding yes
1940 150,000 Wood Shake Roof 1,420 2 $500 Deductible 120 2 Wood siding yes
1946 410,000 Metal Roof 3,310 4 $500- $1000 Deductible 920 7 Wood siding No
1945 270,000 Slate Shingles Roof 2,130 4 $500- $1000 Deductible 300 4 Stucco siding yes
1987 450,000 Slate Shingles Roof 3,860 5 $500- $1000 Deductible 760 5 Fiber-Cement Siding yes
1953 145,000 Metal Roof 1,380 3 $500- $1000 Deductible 220 7 Wood siding yes
1966 175,000 Tile Roof 1,580 2 $1000-$2500 Deductible 240 5 Vinyl siding No
1964 215,000 Shingles Roof 1,560 3 $2500-$5000 Deductible 130 3 Stone Siding yes
1977 240,000 Membrane Roof 2,220 3 $500- $1000 Deductible 480 5 Wood siding yes
1965 120,000 Shingles Roof 920 2 $500 Deductible 210 7 Stucco siding yes
1980 170,000 Composition Roof 1,530 3 $500- $1000 Deductible 580 9 Fiber-Cement Siding No
1955 135,000 Metal Roof 1,050 2 $1000-$2500 Deductible 240 7 Stone Siding No
1970 260,000 Slate Shingles Roof 2,670 4 $500 Deductible 800 10 Stone Siding yes
1983 285,000 Metal Roof 2,070 3 $500 Deductible 330 4 Wood siding yes
1973 285,000 Metal Roof 2,400 5 $1000-$2500 Deductible 790 10 Fiber-Cement Siding yes
1985 270,000 Composition Roof 2,730 4 > $10,000 Deductible 440 7 Fiber-Cement Siding No
1962 195,000 Metal Roof 1,750 3 $5000 to $10,000 Deductible 440 9 Fiber-Cement Siding No
1944 120,000 Membrane Roof 1,100 2 $500- $1000 Deductible 80 2 Stone Siding yes
1957 160,000 Composition Roof 1,440 2 $1000-$2500 Deductible 170 4 Stone Siding yes
1973 200,000 Slate Shingles Roof 1,800 2 $5000 to $10,000 Deductible 200 5 Stone Siding yes