Clay Insurance Rates:

Clay, WV homeowners insurance is about $758 to $1,030, about $63-$85/month. Our extensive research shows customers can save as much as $357 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Clay, WV Homeowners Insurance By Home Value

Clay, WV Home Value Total Homes % of Total Average Clay, WV Homeowners Insurance
Less than $50,000 775 23.0% $259
$50,000 to $59,999 156 4.0% $554
$60,000 to $69,999 242 7.0% $688
$70,000 to $79,999 323 9.0% $786
$80,000 to $89,999 330 10.0% $894
$90,000 to $99,999 415 12.0% $1001
$100,000 to $124,999 266 8.0% $1162
$125,000 to $149,999 242 7.0% $1448
$150,000 to $174,999 314 9.0% $1716
$200,000 to $249,999 69 2.0% $2386
$250,000 to $299,999 57 1.0% $2914
$300,000 to $399,999 33 1.0% $3701

Top Home Insurance Agents Near Clay, WV

Home Insurance Company Near Clay, WV Homeowners Insurance Agency Near Clay, WV Address
State Farm John Connolly 1701 Pennsylvania Ave, West Mifflin, PA, 15122-3928
Allstate Michael Bickart 2903 Mount Royal Blvd, Glenshaw, PA, 15116
NA Thompson Ins Group, Llc Dba Gibson Insurance Agency 984 Tibbetts-Wick Rd , Girard, OH, 44420
NA Givens Agcy Inc 401 S Arch Ave, Alliance, OH, 44601
State Farm Bill Garvey 700 Charles Street, Wellsburg, WV, 26070-1616

Cost Of Homeowners Insurance By Street Near Clay, WV

Streets in Clay Area Homeowners Insurance Cost
Jonathan St, 913, Angela St, Shreeves Rd, Still St, N Chester St, Gandy Ln, Flats Cemetery Rd, Murphy Ave, 9/16$902
Mary Ann Dr, Kings Creek Rd, Bridle Blvd, Brookline St, New Cumberland Ridge, Co Hwy 24, Hill St, Glencairn Rd, Indian Spring Ln, Co Hwy 42$908
Anderson Ln, Co Hwy 24/4, County Rd, 925, Co Hwy 24, Martin Ln, Main St, Piper Ln, S River St, Amos Dr$897
Penny Ln, Kings Creek Rd, Tope Rd, 9/18, Crescent Ln, Cascade Cir, 3rd Ave, Aspenwood Ln, Walnut St, Fresno$902
Marshall St, Patterson Rd, Co Hwy 38, Riverside Dr, Wares Dr, Co Hwy 9/8, Ridgeway Ave, Veternas Blvd, N Christy Way, Co Hwy 24/1$901

Clay, WV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clay$133 to $136
Toronto$101
Hancock County$134
Butler$135

Clay, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Toronto city, Ohio $85 $113 $169
Hancock County, West Virginia $112 $149 $224
Butler district, Hancock County, West Virginia $113 $150 $225

Clay, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clay, WV8.3%24.5%
Toronto6.6%17.28%
Hancock County8.31%25.06%
Butler8.06%24.27%

Clay Renters Insurance as a Percentage of Rent

Clay Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 2.0% $377
$200 to $299 149 14.0% $827
$300 to $499 172 16.0% $1277
$500 to $749 379 37.0% $1952
$750 to $999 188 18.0% $2702
$1,000 to $1,499 108 10.0% $3827

Clay, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Clay Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Clay Home Owner from High Deductible Plan $600

Clay, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clay, WV Home Replacement Value MORE than Home Value Clay, WV Home Replacement Value LESS than Home Value
Replacement Value $100,500 $59,500
Insurance Premium based on Replacement Value $500 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Clay Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAmica Mutual Insurance Company
Monthly Premium 524198
Year Built 195719831962
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Clay, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 225,000 Composition Roof 3,220 4 $500 Deductible 370 4 Stucco siding No
1984 160,000 Shingles Roof 2,880 5 $5000 to $10,000 Deductible 410 12 Vinyl siding No
1981 100,000 Wood Shake Roof 1,580 3 $500- $1000 Deductible 400 12 Vinyl siding yes
1950 110,000 Shingles Roof 2,060 3 $500 Deductible 90 2 Brick siding No
1949 260,000 Slate Shingles Roof 4,820 5 $2500-$5000 Deductible 580 9 Fiber-Cement Siding yes
1942 115,000 Membrane Roof 1,820 3 $500 Deductible 130 3 Fiber-Cement Siding No
1977 225,000 Composition Roof 3,320 4 $1000-$2500 Deductible 370 5 Wood siding yes
1981 105,000 Membrane Roof 1,860 3 $500- $1000 Deductible 310 8 Stone Siding yes
1945 125,000 Tile Roof 1,750 3 $1000-$2500 Deductible 280 6 Stone Siding yes
1963 105,000 Metal Roof 2,010 4 $2500-$5000 Deductible 300 12 Wood siding No
1954 115,000 Membrane Roof 1,580 3 $500 Deductible 510 10 Stone Siding No
1974 150,000 Composition Roof 2,190 4 $1000-$2500 Deductible 170 3 Stucco siding yes
1969 295,000 Shingles Roof 3,910 5 $5000 to $10,000 Deductible 140 2 Wood siding yes
1962 165,000 Asphalt Shingles Roof 2,230 4 $500 Deductible 430 9 Wood siding No
1984 170,000 Metal Roof 2,530 4 $500 Deductible 90 1 Stucco siding No
1967 245,000 Wood Shake Roof 3,690 5 $1000-$2500 Deductible 620 7 Stucco siding yes
1973 70,000 Metal Roof 1,380 3 $500- $1000 Deductible 30 1 Vinyl siding yes
1949 195,000 Composition Roof 3,040 4 $1000-$2500 Deductible 440 7 Brick siding No
1987 95,000 Tile Roof 1,750 5 $1000-$2500 Deductible 190 7 Brick siding yes
1964 110,000 Shingles Roof 1,770 4 $500- $1000 Deductible 160 4 Brick siding No
1971 95,000 Shingles Roof 1,250 3 $500 Deductible 40 1 Brick siding No
1961 150,000 Composition Roof 2,840 4 $2500-$5000 Deductible 90 2 Stone Siding yes
1982 120,000 Composition Roof 1,940 3 $500- $1000 Deductible 160 3 Fiber-Cement Siding No
1965 140,000 Shingles Roof 2,100 5 $500- $1000 Deductible 180 5 Stucco siding No
1981 120,000 Composition Roof 1,980 3 $500 Deductible 80 2 Vinyl siding No
1946 175,000 Composition Roof 2,990 5 $2500-$5000 Deductible 460 8 Wood siding yes
1946 115,000 Asphalt Shingles Roof 1,640 5 $1000-$2500 Deductible 190 5 Vinyl siding yes
1971 125,000 Wood Shake Roof 2,260 3 $1000-$2500 Deductible 490 12 Vinyl siding yes
1954 145,000 Asphalt Shingles Roof 2,320 4 $2500-$5000 Deductible 300 8 Brick siding No
1940 175,000 Composition Roof 2,440 4 $1000-$2500 Deductible 570 8 Stucco siding No
1950 215,000 Tile Roof 3,050 5 $1000-$2500 Deductible 680 9 Vinyl siding No
1955 170,000 Composition Roof 2,550 4 $1000-$2500 Deductible 370 6 Fiber-Cement Siding yes