Clay, WV homeowners insurance is about $758 to $1,030, about $63-$85/month. Our extensive research shows customers can save as much as $357 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Clay, WV | Homeowners Insurance Agency Near Clay, WV | Address |
|---|---|---|
| State Farm | Bill Garvey | 700 Charles Street, Wellsburg, WV, 26070-1616 |
| State Farm | John Connolly | 1701 Pennsylvania Ave, West Mifflin, PA, 15122-3928 |
| Allstate | Michael Bickart | 2903 Mount Royal Blvd, Glenshaw, PA, 15116 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Toronto city, Ohio | $85 | $113 | $169 |
| Hancock County, West Virginia | $112 | $149 | $224 |
| Butler district, Hancock County, West Virginia | $113 | $150 | $225 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Clay, WV | 8.3% | 24.5% |
| Toronto | 6.6% | 17.28% |
| Hancock County | 8.31% | 25.06% |
| Butler | 8.06% | 24.27% |
| Clay Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 23 | 2.0% | $377 |
| $200 to $299 | 149 | 14.0% | $827 |
| $300 to $499 | 172 | 16.0% | $1277 |
| $500 to $749 | 379 | 37.0% | $1952 |
| $750 to $999 | 188 | 18.0% | $2702 |
| $1,000 to $1,499 | 108 | 10.0% | $3827 |
| Streets in Clay Area | Homeowners Insurance Cost |
|---|---|
| Jonathan St, 913, Angela St, Shreeves Rd, Still St, N Chester St, Gandy Ln, Flats Cemetery Rd, Murphy Ave, 9/16 | $902 |
| Mary Ann Dr, Kings Creek Rd, Bridle Blvd, Brookline St, New Cumberland Ridge, Co Hwy 24, Hill St, Glencairn Rd, Indian Spring Ln, Co Hwy 42 | $908 |
| Anderson Ln, Co Hwy 24/4, County Rd, 925, Co Hwy 24, Martin Ln, Main St, Piper Ln, S River St, Amos Dr | $897 |
| Penny Ln, Kings Creek Rd, Tope Rd, 9/18, Crescent Ln, Cascade Cir, 3rd Ave, Aspenwood Ln, Walnut St, Fresno | $902 |
| Marshall St, Patterson Rd, Co Hwy 38, Riverside Dr, Wares Dr, Co Hwy 9/8, Ridgeway Ave, Veternas Blvd, N Christy Way, Co Hwy 24/1 | $901 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Clay | $133 to $136 |
| Toronto | $101 |
| Hancock County | $134 |
| Butler | $135 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Clay Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,600 | $6,000 |
| Net Savings to Clay Home Owner from High Deductible Plan | $600 | |
| Scenario | Clay, WV Home Replacement Value MORE than Home Value | Clay, WV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $100,500 | $59,500 |
| Insurance Premium based on Replacement Value | $500 | $300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,500 | Risk Exposure from Under Insuring Coverage is $21,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $100/year |
| Insurance Company | Liberty Mutual | State Farm | Amica Mutual Insurance Company |
| Monthly Premium | 52 | 41 | 98 |
| Year Built | 1957 | 1983 | 1962 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $100000-$125000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |