Clay County Insurance Rates:

Clay County, MN homeowners insurance is roughly $856 to $1,159, about $71-$96/month. Our in depth research reveals consumers can save upto $402 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Overall, we are extremely satisfied with State Farm. Even if we receive other offers from insurance companies, we will likely never switch because we have received such wonderful experience and support during our time with them.
I really can't think of anything i don't like. that is why i moved my policy from allstate. i do check with other companies from time to time.
State Farm
I have top quality coverage. whenever i rent a uhaul, i am fully covered. whenever i rent a car, i'm fully covered. if something happens, i am fully covered.
Farm Bureau
I did not think my local office was very helpful in that situation and they never even offered me an alternative for my canceled policy. only after i made a couple trips to the office did my agent put forth any effort to find me a comparable policy.
State Farm
What I pay is a fair price for what is covered. I find it much more reasonable to pay my home insurance every year, rather than the car insurance which seems like a legalized Ponzi scheme
Farm Bureau
It is not very user-friendly or easy to find the information about your policy. I would like to see it laid out in an easier way.
State Farm
My insurance company is good for what is offered in the area, because other companies are either too large and do not have rural locations near me, or small companies do not have the resources to offer coverage for large claims such as houses and businesses

Clay County, MN Homeowners Insurance By Home Value

Clay County, MN Home Value Total Homes % of Total Average Clay County, MN Homeowners Insurance
Less than $50,000 774 5.0% $161
$50,000 to $59,999 170 1.0% $342
$60,000 to $69,999 354 2.0% $422
$70,000 to $79,999 463 3.0% $483
$80,000 to $89,999 521 3.0% $553
$90,000 to $99,999 632 4.0% $614
$100,000 to $124,999 2,198 14.0% $714
$125,000 to $149,999 2,282 14.0% $896
$150,000 to $174,999 2,526 16.0% $1057
$175,000 to $199,999 1,727 11.0% $1218
$200,000 to $249,999 1,767 11.0% $1470
$250,000 to $299,999 1,224 8.0% $1792
$300,000 to $399,999 601 3.0% $2285

Top Home Insurance Agents Near Clay County, MN

Home Insurance Company Near Clay County, MN Homeowners Insurance Agency Near Clay County, MN Address
NA Bennett Houglum Agency 211 West Main Street, Ada, MN, 56510
Travelers Insurance Brokers Of Mn Inc 308 E Main St, Ada, MN, 56510
State Farm Mark Rodning 408 W Lincoln, Fergus Falls, MN, 56537-2008
State Farm Mike Conzemius 1313 14th Ave S, Fargo, ND, 58103-3907
Allstate The Stocking Agency 1404 33rd St S Ste E, Fargo, ND, 58103

Cost Of Homeowners Insurance By Street Near Clay County, MN

Streets in Clay County Area Homeowners Insurance Cost
Co Rd 83, Co Rd 2, Appletree Ln, 20th St N, 190th St S, 30th St N, 10th Ave S, 120 St N, 13th St NE, 180th St N$1,006
10th St SW, 70th Ave S, Co Hwy 26, 97th Ave N, 39th St S, 7th St SE, 52 1/2 Ave N, Co Hwy 79, Elm St S, Center Ave E$1,016
N Shore Dr, Co Rd 125, Co Rd 76, 14th St N, 40th St S, 32nd St S, 101 St N, Co Rd 65, King Trl S, State Hwy 22$992
Jetrig Blvd, 22nd St S, 7th St NE, James Ave W, Hwy 52, 260th St S, N 150th St, 32 1/2 St, 41 Ave S, S River Dr$1,000
State Hwy 9, Co Rd 72, 6 St S, Frontage Rd S, 248 St N, Co Rd 121, 61st Ave NW, Co Hwy 93, 2nd St S, 5th St S$1,014
2nd Ave NE, Rodgers Str, 6th St, 13th St NE, 7th St SE, Co Rd 16, 250th St S, Maple St, Co Hwy 10, Railroad Ave$1,014
200th Ave NW, Crystal Creek Dr, N 1st Ave, 5th Ave N, Bean Ave, 2nd St W, 7th St N, Co Rd 12, 11th Ave SE, 46th Ave S$1,008
1st Ave NW, S Frontage Rd, 210th Ave N, 75th Ave N, Probstfield St, Co Hwy 78, Co Hwy 90, 7th St SE, 240th St S, Hwy 52 S$1,017
Co Hwy 11, 58th Ave NW, 100th St, 24th St N, 18 1/2 St S, 150th St N, 17th St N, Queens Ct, 120th Ave N, 2nd Ave SW$989
Broadway St NW, Valley St, 34th St N, 4th St S, 51st Ave N, Co Rd 81, 292nd St S, 3rd Ave S, Co Rd 66, 19 1/2 St S$982

Clay County, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clay County$150 to $153
Spring Prairie$156

Clay County, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Spring Prairie township, Clay County, Minnesota $156 $208 $312
Glyndon city, Minnesota $149 $199 $299
Riverton township, Clay County, Minnesota $154 $205 $308

Clay County, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clay County, MN6.3%18.8%
Spring Prairie5.06%17.96%

Clay County Renters Insurance as a Percentage of Rent

Clay County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 392 6.0% $790
$300 to $499 1,089 16.0% $1240
$500 to $749 2,376 36.0% $1915
$750 to $999 1,375 21.0% $2665
$1,000 to $1,499 791 12.0% $3790
$1,500 or more 356 5.0% $5440