Clawson Insurance Rates:

Clawson, MI homeowners insurance is approximately $638 to $869, about $53-$72/month. Our all inclusive research reveals consumers can save upto $301 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Clawson, MI Homeowners Insurance By Home Value

Clawson, MI Home Value Total Homes % of Total Average Clawson, MI Homeowners Insurance
Less than $50,000 175 4.0% $135
$50,000 to $59,999 58 1.0% $286
$60,000 to $69,999 158 4.0% $353
$70,000 to $79,999 178 4.0% $414
$80,000 to $89,999 152 4.0% $466
$90,000 to $99,999 254 6.0% $519
$100,000 to $124,999 580 15.0% $602
$125,000 to $149,999 628 17.0% $760
$150,000 to $174,999 768 20.0% $896
$175,000 to $199,999 431 11.0% $1031
$200,000 to $249,999 216 5.0% $1242

Top Home Insurance Agents Near Clawson, MI

Home Insurance Company Near Clawson, MI Homeowners Insurance Agency Near Clawson, MI Address
State Farm Brad Stephenson 14916 Telegraph Rd Ste 5, Flat Rock, MI, 48134-9661
State Farm Debra Herndon 15192 E 13 Mile Rd, Warren, MI, 48088-3395
Liberty Mutual Independent Goodwin Lademan & Assoc Inc 20352 Eureka Rd, Taylor, MI, 48180
State Farm Ken Mazzola 1826 E Auburn Rd, Rochester Hls, MI, 48307-4884
Allstate Tom Cournay 22180 Pontiac Trl Ste B, South Lyon, MI, 48178

Cost Of Homeowners Insurance By Street Near Clawson, MI

Streets in Clawson Area Homeowners Insurance Cost
N Bywood Ave, Langley Blvd, Grant Ave, Straub, Allen Ave, Elmsford Dr, Key West Dr, Fisher Ct, Jefferson Ave, S Webik Ave$750
N Chocolay Ave, Wilson Ave, Dreon Dr, Darbee Ct, Gladwin Ave, Chippewa St, Tecumseh St, Bowers St, Donald Ave, Nakota St$750
Shenandoah Ct, W Stephen Ave, S Crooks Rd, S Gargantua Ave, S Bywood Ave, Goodale Ave, Nakota Rd, Massoit St, Lerner Ave, Coolidge Ave$746
N Batchewana Ave, S Marias Ave, Wright Dr, Kinross Ave, S Chocolay Ave, Redruth Ave, N Custer Ave, S Custer Ave, N Webik Ave, N Stephen Ave$742
Curtis Ave, Boschma St, E Tacoma, Massoit Rd, W Elmwood Ave, Kenilworth Pl, N Selfridge Blvd, Walper Ave, Pare St, Nahma Ave$745

Clawson, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clawson$112 to $115
Royal Oak$115
Madison Heights$109
Berkley$114

Clawson, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Royal Oak city, Michigan $115 $153 $230
Madison Heights city, Michigan $109 $145 $218
Berkley city, Michigan $114 $152 $228

Clawson, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clawson, MI4.4%13.9%
Royal Oak4.3%13.31%
Madison Heights4.98%12.98%
Berkley4.29%13.19%

Clawson Renters Insurance as a Percentage of Rent

Clawson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 192 12.0% $1242
$500 to $749 423 27.0% $1917
$750 to $999 536 34.0% $2667
$1,000 to $1,499 333 21.0% $3792
$1,500 or more 53 3.0% $5442

Clawson, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Clawson Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Clawson Home Owner from High Deductible Plan $600

Clawson, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clawson, MI Home Replacement Value MORE than Home Value Clawson, MI Home Replacement Value LESS than Home Value
Replacement Value $150,500 $113,500
Insurance Premium based on Replacement Value $850 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Clawson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualState Farm
Monthly Premium 5738110
Year Built 197819881945
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$100000-$125000$400000-$500000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Clawson, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 75,000 Metal Roof 900 2 $500- $1000 Deductible 40 2 Brick siding yes
1981 220,000 Metal Roof 2,420 4 $5000 to $10,000 Deductible 110 2 Fiber-Cement Siding No
1942 110,000 Metal Roof 1,470 3 $2500-$5000 Deductible 80 2 Stucco siding yes
1972 230,000 Shingles Roof 3,210 5 > $10,000 Deductible 460 9 Wood siding No
1988 300,000 Shingles Roof 3,600 5 $500- $1000 Deductible 160 1 Stucco siding yes
1961 180,000 Shingles Roof 2,190 4 $500 Deductible 80 1 Wood siding No
1964 90,000 Shingles Roof 1,140 2 $500 Deductible 400 10 Brick siding yes
1980 200,000 Slate Shingles Roof 2,190 5 $500 Deductible 600 9 Fiber-Cement Siding yes
1972 110,000 Slate Shingles Roof 1,360 3 $1000-$2500 Deductible 60 2 Brick siding yes
1978 195,000 Shingles Roof 2,100 4 $500- $1000 Deductible 670 8 Stucco siding No
1946 200,000 Tile Roof 2,110 4 $2500-$5000 Deductible 60 1 Stucco siding yes
1946 210,000 Wood Shake Roof 2,350 5 > $10,000 Deductible 270 6 Wood siding yes
1943 95,000 Wood Shake Roof 1,220 2 $500 Deductible 240 6 Vinyl siding No
1969 185,000 Wood Shake Roof 1,980 4 $2500-$5000 Deductible 730 9 Stone Siding No
1968 290,000 Wood Shake Roof 3,010 5 $5000 to $10,000 Deductible 430 5 Wood siding No
1979 265,000 Asphalt Shingles Roof 3,290 4 > $10,000 Deductible 60 1 Stucco siding yes
1967 350,000 Asphalt Shingles Roof 4,240 5 $2500-$5000 Deductible 220 2 Stone Siding No
1946 145,000 Tile Roof 2,100 5 $500 Deductible 460 7 Stone Siding yes
1976 170,000 Composition Roof 1,950 4 $1000-$2500 Deductible 220 3 Stone Siding No
1978 350,000 Composition Roof 3,490 5 $1000-$2500 Deductible 1050 6 Fiber-Cement Siding No
1980 105,000 Composition Roof 1,260 2 $500- $1000 Deductible 270 7 Vinyl siding No
1975 140,000 Membrane Roof 1,790 3 $500- $1000 Deductible 500 10 Brick siding yes
1942 170,000 Metal Roof 2,170 5 $5000 to $10,000 Deductible 100 3 Stone Siding No
1982 205,000 Slate Shingles Roof 2,980 4 $2500-$5000 Deductible 880 12 Stucco siding No
1965 175,000 Shingles Roof 2,380 5 $500- $1000 Deductible 220 3 Stucco siding No
1947 230,000 Slate Shingles Roof 3,360 4 $500- $1000 Deductible 440 6 Stone Siding No
1980 80,000 Wood Shake Roof 960 2 $1000-$2500 Deductible 100 5 Stone Siding No
1976 150,000 Composition Roof 1,520 2 $1000-$2500 Deductible 230 4 Fiber-Cement Siding yes
1977 105,000 Wood Shake Roof 1,080 2 $2500-$5000 Deductible 400 12 Wood siding No
1942 120,000 Composition Roof 1,200 2 $2500-$5000 Deductible 300 8 Brick siding No