Clarksville Insurance Rates:

Clarksville, TN homeowners insurance is about $685 to $928, about $57-$77/month. Our exhaustive analysis indicates shoppers can save upto $322 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would definitely recommend them. I have had many many years of great care and customer service.They really reward longevity with the company and my agent really is fantastic.
As a costco member, it is really advantageous to have this insurance company offered to us. their prices cannot be beat, and their customer service is better than any other insurance we have had in the past. they need to get rid of the dog limitations, though.
I would recommend this company because they have good employees and policies. Also care about the customers and it is important to the employees that they provide a pleasant customer experience.
State Farm
I would recommend State Farm to my friends and family because I feel like they truly value their customers and truly strive to make sure all of our needs are taken care of.
Due to my latest encounters, I would have to recommend them. The process for a new roof was unbelievably simple and was actually shocked of how fast it was approved and paid for.
State Farm
Yes, I would recommended State Farm for home insurance. They are a great company that offers many helpful information plus their discounts rates are great as well.Customer Service is great and always very helpful.
Progressive is our top homeowners insurance company pick for new homeowners due to their extensive resources to help new homeowners figure out homeowners insurance
I think my insurance company offers the same, if not very similar, coverages at a higher price.
Erie Insurance
The premium is a very good price. The deductible is the same as every other company we had researched. I am very happy with the pricing.
I rate it a 5. They were very easy to work with and also have great customer service. It was tough to find an insurance co that would offer me insurance in a flood zone and they were very helpful.
Ok, so my dad is a super perfectionist and frugal. He will research and compare things like this for many months sometimes, and he felt this was the best deal for us, so I trust his judgement.
Liberty Mutual
I was satisfied with their ability to offer me lots of options. They had the most variety out of anyone else I've seen.
I would give them a 5. I've had no problems with this insurance company since we bought our home. We've never had to reach out to him.
Liberty Mutual
We spent three months out of our house, and liberty mutual contracted a company to try and find us suitable housing. the company they contracted with was from another state and found us a total of two options, neither one anywhere near where we needed them to be (there is a reason why we bought our house in the area we did--close to work, didn't have to take toll roads to get anywhere, etc.). liberty mutual accused us of stalling, when in fact we had only been given two bad options to choose from.
State Farm
They are always friendly, no matter who you talk to in the office. They are always willing to help with whatever question you have.
State Farm
I have never contacted our agent that I had a negative experience. They are prompt in their replies, friendly and helpful.
I like the ease of service and the fact that they know exactly what I need. There is not a long wait time for them on the phone.
State Farm
By communicating via email it makes it easy to get answers quickly. This also helps to give me any answers I need in writing so I can keep it on file in case there is a dispute later on.
Farmer's Insurance
Its a good company i have never had issues. They always told me about changes that might happen, they are super friendly and made me feel protected.
Grange Insurance
They have excellent customer service. We had property damage as a result of a tornado and were the victims of identity theft, and both times customer service was there to help right away and made us feel valued as customers. We will stay with them forever (most likely).
American National Property And Casualty Company
I like the company because they are friendly and responsive to any inquiry without sounding as if they are trying to withhold information.
There really is much I like about the company other than the fact that they did settle my claim quickly but of course they increase your rate for every little thing too. I have not had any other accidents.
Their telemarketers trying to get you to change policy/upgrade and sell you more stuff is upsetting. But overall they've been fine. Sometimes I've waited up to an hour to get through to someone too.
I am very pleased with Allstate. I have been a long time customer and I feel greatly appreciated. I feel that I can count on Allstate to take care of any issues that arise.
I don't dislike anything, I rarely have any thought or interaction with them. I think hands off is the best, we have to carry insurance by law, so I'm meeting that.
Amica Mutual Insurance
I would recommend Amica almost exclusively based on the reviews I have seen. I haven't actually filed a claim with Amica, so I don't have a lot of basis for a recommendation from personal experience.
Liberty Mutual
Liberty Mutual has great customer service and is a good value. Their agents are great, very friendly, answer the phone promptly, and spend all the time you need to get the help you need.
It is a great company overall. They presented me with multiple options and were very experienced and nice. Also, they save me a lot of money.
i would recommend this company because it has all the merits of a fiver star customer service experience in home insurance for disaster prone areas in a way that leaves you feeling comfortable.
I wish that we could get comprehensive insurance for our property but we have no choice but the insurance company we have.
Grange Insurance
Really the insurance company don't have so many issues, I like because I can pay with no rush and if something happens they renew
American Home Shield
The American Home Shield company to provide most of policy. they have provide discount on different type of loans this is fast to access

Clarksville, TN Homeowners Insurance By Home Value

Clarksville, TN Home Value Total Homes % of Total Average Clarksville, TN Homeowners Insurance
Less than $50,000 1,506 5.0% $145
$50,000 to $59,999 559 2.0% $314
$60,000 to $69,999 715 2.0% $387
$70,000 to $79,999 898 3.0% $451
$80,000 to $89,999 1,442 5.0% $508
$90,000 to $99,999 1,769 6.0% $572
$100,000 to $124,999 5,453 19.0% $661
$125,000 to $149,999 4,987 18.0% $831
$150,000 to $174,999 4,061 14.0% $984
$175,000 to $199,999 2,119 7.0% $1137
$200,000 to $249,999 2,129 7.0% $1363
$250,000 to $299,999 1,236 4.0% $1670
$300,000 to $399,999 509 1.0% $2122

Top Home Insurance Agents Near Clarksville, TN

Home Insurance Company Near Clarksville, TN Homeowners Insurance Agency Near Clarksville, TN Address
NA Holman & Holman Insurance Agency 611 S Main St, Springfield, TN, 37172
State Farm Kirk Gwaltney 216 Centerview Drive, Brentwood, TN, 37027-3226
Travelers Mdm Covenant 761 OLD HICKORY BLVD STE 207, BRENTWOOD, TN, 37027
State Farm Phil Watts 4703 Gallatin Pike, Nashville, TN, 37216-1712
Allstate Terry Burns 2601 Elm Hill Pike Ste G, Nashville, TN, 37214

Clarksville, TN Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Clarksville, TN

Streets in Clarksville Area Homeowners Insurance Cost
Beaumont St, Greenboro Ct, Sunshine Dr, Greenleaf Ln, Greenwood Ave, Raintree Cv, Tobacco Rd, Cloverwood Dr, Todd Phillips Trl, Elder St$801
Kristie Michelle Ln, Rosehill Dr, Memorial Dr Exn, State Rte 237, N Meadow Dr, E Glenridge Ln, Rowe Ln, Hand Dr, Bonnie Ct, Brad Ct$827
Fair Brook Pl, Bellamy Ln, Briar Hill Dr, Stag Ln, Shady Hill Ct, Maple St, Cross Ridge Dr, Bo Ct, Kimsey Dr, Current St$828
Meadowgreen Dr, Peabody Dr, Winsome Ln, Raleigh Ct, Rhonda Ct, E Happy Hollow Dr, N Hinton Rd, E Leonard Rd, Franklin St, Glastonbury Ct$824
Robin Hood Dr, Norman Dr, Baker St, Hillcrest Dr, Garrettsburg Rd, Audrea Ln, Samuel Dr, S Spring St, Port Royal Rd, Spring Terrace Ln$796
Spring Inn Rd, US Hwy 41 Alt S, McGregor Dr, Spring Creek Ct, Granite Trl, Lahna Ct, Northwood Ter, Red Fox Trl, Tennyson Dr, Edgehill Dr$786
Williamsburg Rd, Manorstone Ln, Church Dr Way, Potomac Dr, Wiley Brown Rd, Barge Point Rd, Arms Dr, Greenwood Ct, Adkins St, Sampson St$795
Cindy Ct, D St, Inver Ln, Wicke Rd, Cedar Ct, Danko Ln, Emerald Ct, Via Dr, Stroud Rd, Public Sq$776
Monarch Ln, Kimbrough Ct, Gray Hawk Trl, Millington Dr, Congressman Dr, Aster Dr, Preston Bagwell Rd, Walnut St, Monica Dr, Lookout Dr$790
Oak Park Ct, Brady Dr, Roxbury Ln, Arbor Ct, Foxfire Rd, Mountain View Dr, Summerfield Dr, Hwy 48, Cane Brake Rd, Sumac Ct$856

Clarksville, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clarksville$120 to $123
Montgomery County$121
Oak Grove$112
Fort Campbell North$104

Clarksville, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Montgomery County, Tennessee $101 $135 $202
Oak Grove city, Kentucky $94 $125 $187
Trenton CCD, Todd County, Kentucky $94 $125 $187

Clarksville, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clarksville, TN5.8%18.2%
Montgomery County5.62%17.98%
Oak Grove6.54%19.0%

Clarksville Renters Insurance as a Percentage of Rent

Clarksville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 272 1.0% $354
$200 to $299 281 1.0% $804
$300 to $499 1,026 5.0% $1254
$500 to $749 6,662 33.0% $1929
$750 to $999 6,735 33.0% $2679
$1,000 to $1,499 4,207 20.0% $3804
$1,500 or more 969 4.0% $5454

Clarksville, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Clarksville Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $7,100$6,100
Net Savings to Clarksville Home Owner from High Deductible Plan $1,000

Clarksville, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clarksville, TN Home Replacement Value MORE than Home Value Clarksville, TN Home Replacement Value LESS than Home Value
Replacement Value $204,000 $119,000
Insurance Premium based on Replacement Value $1,025 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $225/year

Example Clarksville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceAllstate
Monthly Premium 415243
Year Built 197119982014
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$100000-$125000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Clarksville, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 115,000 Asphalt Shingles Roof 1,200 3 $500 Deductible 530 9 Brick siding yes
2010 135,000 Asphalt Shingles Roof 1,500 3 $1000-$2500 Deductible 110 3 Fiber-Cement Siding No
1977 140,000 Shingles Roof 1,480 3 $2500-$5000 Deductible 350 9 Stucco siding yes
1981 170,000 Membrane Roof 2,100 4 $500 Deductible 820 10 Wood siding yes
1974 150,000 Membrane Roof 2,010 3 $500- $1000 Deductible 440 10 Stone Siding yes
1994 115,000 Slate Shingles Roof 1,660 3 $2500-$5000 Deductible 50 1 Brick siding No
1998 225,000 Membrane Roof 2,340 3 $1000-$2500 Deductible 260 4 Stone Siding yes
2002 145,000 Wood Shake Roof 1,970 5 $500 Deductible 390 8 Brick siding yes
2005 270,000 Asphalt Shingles Roof 2,660 4 $500- $1000 Deductible 1050 9 Stucco siding No
1973 145,000 Shingles Roof 1,750 3 $1000-$2500 Deductible 410 12 Vinyl siding No
2013 160,000 Membrane Roof 1,780 3 $500- $1000 Deductible 310 5 Brick siding No
2010 270,000 Metal Roof 3,150 4 $500- $1000 Deductible 410 4 Brick siding No
1972 180,000 Asphalt Shingles Roof 1,800 4 $1000-$2500 Deductible 590 9 Wood siding No
2007 345,000 Composition Roof 4,210 5 $1000-$2500 Deductible 1280 8 Vinyl siding No
1997 140,000 Slate Shingles Roof 2,060 3 $1000-$2500 Deductible 430 8 Stone Siding No
2013 155,000 Wood Shake Roof 2,050 5 $5000 to $10,000 Deductible 300 8 Fiber-Cement Siding yes
1994 370,000 Shingles Roof 4,840 5 $1000-$2500 Deductible 290 2 Vinyl siding yes
1971 140,000 Slate Shingles Roof 1,990 5 $2500-$5000 Deductible 100 2 Fiber-Cement Siding yes
1986 230,000 Slate Shingles Roof 2,850 4 $2500-$5000 Deductible 190 3 Vinyl siding No
1988 135,000 Tile Roof 1,670 3 $1000-$2500 Deductible 180 5 Brick siding No
2004 160,000 Composition Roof 2,130 3 $1000-$2500 Deductible 500 9 Stone Siding yes
1984 295,000 Tile Roof 3,440 5 $5000 to $10,000 Deductible 1020 12 Stone Siding No
1993 135,000 Composition Roof 1,520 3 $1000-$2500 Deductible 370 7 Stone Siding yes
1983 185,000 Shingles Roof 2,330 3 $5000 to $10,000 Deductible 600 9 Stone Siding yes
1978 165,000 Metal Roof 1,880 5 $500- $1000 Deductible 180 4 Vinyl siding No
2001 125,000 Slate Shingles Roof 1,520 3 $2500-$5000 Deductible 130 4 Brick siding yes
1977 170,000 Tile Roof 2,090 3 $1000-$2500 Deductible 180 4 Stucco siding No
2005 160,000 Slate Shingles Roof 1,600 3 $500- $1000 Deductible 270 5 Fiber-Cement Siding yes
2007 205,000 Metal Roof 2,080 3 $500- $1000 Deductible 860 10 Vinyl siding No
2010 155,000 Slate Shingles Roof 1,840 4 $500- $1000 Deductible 600 10 Stone Siding yes
1977 130,000 Membrane Roof 1,528 2 > $10,000 Deductible 830 9 Brick siding yes

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