Clarksville, AR homeowners insurance is about $923 to $1,257, about $76-$104/month. Our exhaustive guide reveals consumers can save as much as $435 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Clarksville, AR | Homeowners Insurance Agency Near Clarksville, AR | Address |
|---|---|---|
| State Farm | Ken Clark | 2803 Alma Hwy, Van Buren, AR, 72956-5021 |
| Nationwide | Lamberson Ins Agency Inc | 118 E 2nd St, Russellville, AR, 72801 |
| Travelers | Phil Taylor Insurance | 214 E Cherry, Clarksville, AR, 72830 |
| Farmers | Scott Dorminy | 2300 W Main St Ste 3, Russellville, AR, 72801 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Spadra township, Johnson County, Arkansas | $136 | $181 | $272 |
| Lamar city, Arkansas | $136 | $181 | $272 |
| Morrison Bluff town, Arkansas | $139 | $185 | $277 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Clarksville, AR | 13.0% | 31.8% |
| Spadra | 12.05% | 32.88% |
| Lamar | 10.96% | 35.34% |
| King | 9.84% | 33.7% |
| Clarksville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 60 | 3.0% | $381 |
| $200 to $299 | 117 | 6.0% | $831 |
| $300 to $499 | 240 | 14.0% | $1281 |
| $500 to $749 | 995 | 58.0% | $1956 |
| $750 to $999 | 264 | 15.0% | $2706 |
| Streets in Clarksville Area | Homeowners Insurance Cost |
|---|---|
| W Circle Dr, S Cline Rd, Co Rd 3320, Cr 3341, Co Rd 3559, Valentina St, Ash St, Heather Oaks Way, S Johnson St, Hillcrest St | $1,088 |
| Co Rd 22, Hill St, W Main St, Maple St, Hilltop Dr, Mill Rd, N Cravens St, E Buchanan St, Griffith Loop, Hudson Springs Rd | $1,082 |
| Pvt Rd 3441, Co Rd 288, Alexandria, Porter Industrial Rd, Co Rd 2291, Shannon Dr S, N College St, Collins St, Walton St, Kraus St | $1,089 |
| Co Rd 310, Center Ln, Daniel Ln, Co Rd 82, Quarry St, Woodstock Ln, McCarley Ln, Green St, Buffalo St, Ray Rd | $1,093 |
| Co Rd 3523, Wire Rd, N Jackson St, N Rogers St, Pvt Rd 3525, E Mann St, Sioux St, Sycamore, Alberta, Pvt Rd 3319 | $1,081 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Clarksville | $162 to $164 |
| Spadra | $163 |
| Morrison Bluff | $166 |
| King | $164 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $4,300 |
| Yearly Clarksville Homeowner Insurance Premium Example | $2,000 | $1,500 |
| Out of Pocket Expense During Claim | $1,300 | $4,300 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $17,300 | $16,300 |
| Net Savings to Clarksville Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Clarksville, AR Home Replacement Value MORE than Home Value | Clarksville, AR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $95,500 | $54,500 |
| Insurance Premium based on Replacement Value | $725 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,500 | Risk Exposure from Under Insuring Coverage is $18,500 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $150/year |
| Insurance Company | GEICO Insurance | Allstate | Liberty Mutual |
| Monthly Premium | 89 | 74 | 127 |
| Year Built | 1983 | 2004 | 1975 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $75000-$100000 | $175000-$200000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |