Clarkston Insurance Rates:

Clarkston, GA homeowners insurance is roughly $735 to $1,010, about $61-$84/month. Our complete analysis indicates shoppers can save upto $349 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Clarkston, GA Homeowners Insurance By Home Value

Clarkston, GA Home Value Total Homes % of Total Average Clarkston, GA Homeowners Insurance
Less than $50,000 65 9.0% $183
$50,000 to $59,999 22 3.0% $401
$60,000 to $69,999 92 13.0% $497
$70,000 to $79,999 12 1.0% $567
$80,000 to $89,999 37 5.0% $646
$90,000 to $99,999 47 7.0% $724
$100,000 to $124,999 123 18.0% $838
$125,000 to $149,999 67 10.0% $1047
$150,000 to $174,999 97 14.0% $1239
$175,000 to $199,999 26 3.0% $1431
$200,000 to $249,999 82 12.0% $1719

Top Home Insurance Agents Near Clarkston, GA

Home Insurance Company Near Clarkston, GA Homeowners Insurance Agency Near Clarkston, GA Address
NA Digital Ins 400 Galleria Pkwy #300 , Atlanta, GA, 30339
NA Bb&T Stephens & Company 1825 Barrett Lakes Blvd Nw Ste 320 , Kennesaw, GA, 30144
State Farm Chris Richardson 10211 Tara Blvd, Jonesboro, GA, 30236-6555
Farmers Patrick Barger 13010 Morris Rd Bldg 1, Alpharetta, GA, 30004
Travelers Williams Insurance Agency Inc 125 TEMPLE AVE, NEWNAN, GA, 30263

Cost Of Homeowners Insurance By Street Near Clarkston, GA

Streets in Clarkston Area Homeowners Insurance Cost
Tree Creek Ln, Glynn Oaks Dr, Cleavemark Dr, W Hill St, Orchard St, Tree Creek Ct, Andrew Jackson Dr, Debelle Ct, Jamieson Pl, S Jolly Ave$870
Debelle St, Greystone Ct E, Lagoon Cir, Jamison Ln, Indian Creek Way, Norman Rd, Rogers St, Poplar Dr, Lagoon Ct, Garfield Dr$858
Norman Rd, College Ave, Waterford Pl, Lester St, Mell Ave, Casa Woods Ln, Sans Souci Way, Casa Ct, Mell Pl, Hill St$886
Malaga Ct, Cranford Dr, The Oaks, Casa Dr, Denison Dr, Lovejoy St, Rowland St, Clarkston Industrial Blvd, Jolly Ave, Wild Cir$842
Clark St, Pecan St, Texel Ln, Loblolly Dr, Hardage St, Market Walk, Mell Ave, Waverly Pl, Clydedale Dr, Vaughan St$837

Clarkston, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clarkston$129 to $132
Scottdale$135
Pine Lake$134
North Decatur$141

Clarkston, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Scottdale CDP, Georgia $113 $151 $226
Pine Lake city, Georgia $112 $149 $224
North Decatur CDP, Georgia $118 $157 $236

Clarkston, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clarkston, GA5.7%15.7%
Scottdale5.15%19.9%
Pine Lake5.57%22.61%
North Decatur4.43%16.14%

Clarkston Renters Insurance as a Percentage of Rent

Clarkston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 389 21.0% $1948
$750 to $999 1,038 56.0% $2698
$1,000 to $1,499 372 20.0% $3823
$1,500 or more 41 2.0% $5473

Average Cost Of Home Insurance By Company In Areas Nearby Clarkston For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$75,000 frame Allstate Vehicle And Property Insurance Company N/A N/A N/A
$100,000 frame American Family Insurance Company $398.00 $359.00 $322.00
$400,000 veneer American National General Insurance Company N/A $1288 $1266
$150,000 frame Esurance Insurance Company N/A N/A N/A
$400,000 veneer Grange Mutual Casualty Company N/A N/A N/A
$300,000 frame Homesite Insurance Company Of Georgia N/A N/A $983.00
$75,000 veneer Horace Mann Property And Casualty Insurance Company N/A $685 $606
$250,000 veneer Old Dominion Insurance Company $1163 $966 $895
$150,000 veneer The Travelers Home And Marine Insurance Company N/A N/A $1052
$250,000 veneer Universal Property & Casualty Insurance Company N/A $1159.81 $999.97

Clarkston, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Clarkston Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Clarkston Home Owner from High Deductible Plan $600

Clarkston, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clarkston, GA Home Replacement Value MORE than Home Value Clarkston, GA Home Replacement Value LESS than Home Value
Replacement Value $155,000 $93,000
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Clarkston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualTravelers
Monthly Premium 415764
Year Built 199719721980
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$175000-$200000$125000-$150000
Deductible $500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Clarkston, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 145,000 Membrane Roof 2,250 4 $1000-$2500 Deductible 50 1 Wood siding yes
1994 210,000 Membrane Roof 2,600 4 $500- $1000 Deductible 150 2 Wood siding No
1971 115,000 Slate Shingles Roof 1,650 2 $500 Deductible 210 4 Wood siding yes
1985 175,000 Tile Roof 2,060 3 $5000 to $10,000 Deductible 140 3 Stone Siding No
1988 105,000 Asphalt Shingles Roof 1,140 2 $1000-$2500 Deductible 260 6 Stucco siding yes
1971 75,000 Composition Roof 1,130 2 $1000-$2500 Deductible 40 2 Vinyl siding yes
1978 120,000 Shingles Roof 1,700 3 $500 Deductible 400 8 Brick siding No
1999 70,000 Composition Roof 940 2 $1000-$2500 Deductible 90 4 Vinyl siding yes
1993 110,000 Membrane Roof 1,610 4 $500 Deductible 270 7 Stone Siding No
1990 270,000 Membrane Roof 3,340 4 $1000-$2500 Deductible 1030 9 Stucco siding No
1985 105,000 Metal Roof 1,320 2 $500 Deductible 220 4 Wood siding yes
1994 130,000 Metal Roof 2,070 3 $500 Deductible 200 4 Stucco siding yes
1977 225,000 Tile Roof 2,620 4 $5000 to $10,000 Deductible 190 3 Stone Siding yes
1997 275,000 Membrane Roof 3,180 4 $2500-$5000 Deductible 300 4 Brick siding yes
1975 90,000 Metal Roof 980 2 $500 Deductible 30 1 Vinyl siding yes
1999 155,000 Asphalt Shingles Roof 1,850 3 $5000 to $10,000 Deductible 90 2 Vinyl siding yes
1976 185,000 Metal Roof 2,290 4 $5000 to $10,000 Deductible 320 7 Fiber-Cement Siding yes
1981 90,000 Slate Shingles Roof 1,070 2 $1000-$2500 Deductible 220 7 Stone Siding No
1982 140,000 Membrane Roof 1,840 4 $500 Deductible 530 9 Stone Siding yes
1975 105,000 Shingles Roof 1,200 2 $2500-$5000 Deductible 90 3 Wood siding No
1986 90,000 Wood Shake Roof 1,260 2 $500- $1000 Deductible 290 9 Brick siding yes
1999 100,000 Membrane Roof 1,570 2 $2500-$5000 Deductible 30 1 Stone Siding yes
1976 130,000 Tile Roof 1,760 2 $2500-$5000 Deductible 60 2 Vinyl siding No
1989 100,000 Tile Roof 1,550 2 $500- $1000 Deductible 220 7 Stone Siding No
1971 125,000 Tile Roof 1,740 4 $500 Deductible 290 5 Fiber-Cement Siding yes
1974 85,000 Slate Shingles Roof 1,000 2 $500 Deductible 220 7 Stone Siding yes
1971 155,000 Wood Shake Roof 2,030 3 $1000-$2500 Deductible 350 6 Wood siding No
1978 90,000 Shingles Roof 1,320 2 $500 Deductible 290 7 Vinyl siding No
1978 110,000 Composition Roof 1,560 3 $500 Deductible 210 4 Brick siding No
1983 155,000 Shingles Roof 1,780 2 $1000-$2500 Deductible 280 5 Brick siding No
1992 155,000 Asphalt Shingles Roof 1,690 3 $500 Deductible 440 7 Vinyl siding No
1990 110,000 Membrane Roof 1,340 2 $1000-$2500 Deductible 230 5 Vinyl siding No
1992 180,000 Composition Roof 2,400 3 $500 Deductible 770 12 Brick siding yes
1985 90,000 Asphalt Shingles Roof 1,440 2 $1000-$2500 Deductible 100 3 Fiber-Cement Siding yes