Clark Insurance Rates:

Clark, NJ homeowners insurance is about $756 to $1,029, about $63-$85/month. Our complete research indicates shoppers can save as much as $356 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Clark, NJ Homeowners Insurance By Home Value

Clark, NJ Home Value Total Homes % of Total Average Clark, NJ Homeowners Insurance
Less than $50,000 28 1.0% $44
$50,000 to $59,999 24 1.0% $98
$150,000 to $174,999 21 1.0% $321
$175,000 to $199,999 24 1.0% $374
$200,000 to $249,999 133 8.0% $446
$250,000 to $299,999 220 13.0% $544
$300,000 to $399,999 1,145 71.0% $695

Top Home Insurance Agents Near Clark, NJ

Home Insurance Company Near Clark, NJ Homeowners Insurance Agency Near Clark, NJ Address
NA George V. Bullen & Sons, Inc. 63 Forest Ave , Locust Valley, NY, 11560
NA Fava Financial Group, Llc 386 Road, Totowa, NJ, 7512
Nationwide David J Nocera 200 Executive Blvd - Mezzanine, Ossining, NY, 10562
Nationwide James J Theiss 600 N Broadway STE 224, White Plains, NY, 10603-2408
State Farm Jo Ann Walchli 4 Terry Dr Ste 6, Newtown, PA, 18940-1838

Cost Of Homeowners Insurance By Street Near Clark, NJ

Streets in Clark Area Homeowners Insurance Cost
Victoria Dr, Amelia Cir, Ross St, Haliday St, Terhune Rd, Saint Germain Dr, Shetland Dr, Tudor Dr, Coldevin Rd, Winters Ct$887
Norwood Cir, Rainbow Dr, Riverbend Dr, Alan Ct, Dawn Dr, Gloria St, Devon Rd, Alice Ln, Cornell Dr, Stemmer Dr$888
New York Ave, Douglas Dr, Oak Ridge Rd, Sherold Rd, Emerson Rd, Harrison St, Parkway Dr, Gibson Blvd, Sycamore Rd, Runnymede Rd$883
Poplar Ter, Starlite Dr, Willick Rd, Ginesi Dr, Canterbury Dr, Hawthorne Dr, Brentwood Rd, Cook St, Shading Pl, Kennedy Dr$927
Sweet Briar Dr, Jupitor St, Briarwood Path, Prescott Turn St, Rutgers Rd, Deerwood Dr, Wilshire Way, Gertrude St, Featherbed Ln, Maurice Ave$934

Clark, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Clark$133 to $136
Winfield$124
Colonia$129
Rahway$127

Clark, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winfield township, Union County, New Jersey $104 $139 $208
Colonia CDP, New Jersey $108 $144 $216
Rahway city, New Jersey $107 $142 $213

Clark, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Clark, NJ2.8%7.4%
Winfield7.55%14.31%
Colonia2.86%7.39%
Rahway2.82%7.19%

Clark Renters Insurance as a Percentage of Rent

Clark Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 12 1.0% $1889
$750 to $999 66 6.0% $2639
$1,000 to $1,499 623 63.0% $3764
$1,500 or more 282 28.0% $5414

Clark, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$5,600
Yearly Clark Homeowner Insurance Premium Example $3,400$2,400
Out of Pocket Expense During Claim$1,600$5,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $18,600$17,600
Net Savings to Clark Home Owner from High Deductible Plan $1,000

Clark, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clark, NJ Home Replacement Value MORE than Home Value Clark, NJ Home Replacement Value LESS than Home Value
Replacement Value $496,000 $294,500
Insurance Premium based on Replacement Value $2,225 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $126,000 Risk Exposure from Under Insuring Coverage is $75,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $575/year

Example Clark Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateFarmers Insurance
Monthly Premium 146263102
Year Built 195819691970
Home Details 3 Beds, 1 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000More than 10000000$200000-$250000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Clark, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1954 225,000 Asphalt Shingles Roof 970 2 $1000-$2500 Deductible 980 12 Brick siding No
1960 545,000 Wood Shake Roof 2,110 3 $1000-$2500 Deductible 220 1 Wood siding No
1964 235,000 Membrane Roof 1,140 2 $500- $1000 Deductible 570 7 Vinyl siding yes
1972 320,000 Wood Shake Roof 1,790 4 $1000-$2500 Deductible 970 7 Fiber-Cement Siding No
1952 980,000 Slate Shingles Roof 4,340 5 $2500-$5000 Deductible 310 1 Stone Siding No
1957 530,000 Asphalt Shingles Roof 2,260 3 > $10,000 Deductible 1320 10 Vinyl siding No
1969 345,000 Shingles Roof 1,680 3 $5000 to $10,000 Deductible 490 6 Wood siding No
1959 305,000 Tile Roof 1,750 2 $500 Deductible 780 6 Stone Siding No
1950 395,000 Asphalt Shingles Roof 2,180 3 $500 Deductible 1290 9 Vinyl siding yes
1969 1,075,000 Shingles Roof 4,270 5 $2500-$5000 Deductible 2680 7 Fiber-Cement Siding yes
1976 485,000 Asphalt Shingles Roof 2,600 4 $5000 to $10,000 Deductible 990 10 Vinyl siding yes
1954 360,000 Composition Roof 1,910 4 > $10,000 Deductible 300 4 Brick siding No
1961 170,000 Metal Roof 950 2 $2500-$5000 Deductible 400 9 Stucco siding No
1964 465,000 Composition Roof 2,560 4 $500 Deductible 750 4 Fiber-Cement Siding yes
1967 240,000 Wood Shake Roof 1,230 3 $2500-$5000 Deductible 80 1 Stucco siding yes
1974 380,000 Shingles Roof 1,620 2 $500- $1000 Deductible 870 5 Wood siding No
1951 770,000 Composition Roof 3,090 4 $2500-$5000 Deductible 360 2 Stone Siding yes
1963 415,000 Shingles Roof 1,760 3 $2500-$5000 Deductible 880 7 Stucco siding yes
1964 290,000 Membrane Roof 1,120 2 $500- $1000 Deductible 520 5 Stone Siding No
1979 255,000 Shingles Roof 1,030 2 $500 Deductible 290 3 Wood siding No
1979 370,000 Composition Roof 1,750 3 $1000-$2500 Deductible 940 8 Stucco siding yes
1961 575,000 Slate Shingles Roof 2,740 4 $1000-$2500 Deductible 760 6 Wood siding yes
1959 370,000 Composition Roof 1,720 2 $5000 to $10,000 Deductible 450 6 Fiber-Cement Siding No
1960 590,000 Metal Roof 3,090 4 $500- $1000 Deductible 2450 10 Vinyl siding No
1953 230,000 Slate Shingles Roof 1,060 2 $5000 to $10,000 Deductible 430 7 Fiber-Cement Siding yes
1970 230,000 Composition Roof 980 2 > $10,000 Deductible 290 7 Fiber-Cement Siding No
1974 415,000 Slate Shingles Roof 2,230 5 $500 Deductible 720 4 Fiber-Cement Siding No
1954 230,000 Shingles Roof 1,240 3 $5000 to $10,000 Deductible 190 3 Vinyl siding No
1961 895,000 Shingles Roof 3,460 5 > $10,000 Deductible 2160 12 Wood siding No
1961 395,000 Slate Shingles Roof 1,780 3 > $10,000 Deductible 690 6 Fiber-Cement Siding yes
1966 405,000 Tile Roof 1,710 3 > $10,000 Deductible 670 8 Vinyl siding No
1972 725,000 Wood Shake Roof 3,090 4 $1000-$2500 Deductible 570 3 Brick siding yes
1975 870,000 Slate Shingles Roof 4,140 5 $5000 to $10,000 Deductible 2030 9 Stucco siding yes
1977 500,000 Metal Roof 2,290 3 $1000-$2500 Deductible 2340 12 Stucco siding No