Claremore, OK Home Insurance - Analysis On Quotes, Rates & Agents
Claremore Insurance Rates:
Claremore, OK homeowners insurance is nearly $1,253 to $1,704, about $104-$142/month. Our extensive guide shows customers can save as much as $591 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmI would recommend state farm; they have been responsive when I needed information, price is reasonable
Farm BureauI like that i can easily understand my policy. it is not written in a confusing way at all so i don't make mistakes on it.
Farm BureauI like the way i just pay my mortgage and the insurance comes with it. it is very convenient for me.
Farm BureauThey are great for covering the cost of damage occurring from a storm, but they won't cover general wear and tear (such as sun damage).
State FarmThe prices may be higher than other insurance companies.
Farm BureauI hit a deer a while ago and the customer service was outstanding, no questions asked and I got to pick who I wanted to fix my car.
NationwideI DON'T THINK IT IS FAIR THAT WE HAVE TO PAY MORE FOR HOUSE INSURANCE BECAUSE IDIOTS HAVE TO LIVE IN THE WOODS AND NEXT TO WATER
State FarmI have not had any negative experience with the customer service from this company. It has been good for me when I needed it.
State FarmThe company reaches out to me on a regular basis regarding new offerings and upgrades to my existing coverages. I also get birthday cards for every member of my family.
Farm BureauI haven't had any issues in this regard. They are effective communicators and almost communicate too much, but that is better than not being able to get ahold of someone!
TravelersI would recommend. They have been great and helpful with anything I have needed.
Claremore, OK Homeowners Insurance By Home Value
| Claremore, OK Home Value | Total Homes | % of Total | Average Claremore, OK Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 1,204 | 9.0% | $266 |
| $50,000 to $59,999 | 352 | 2.0% | $576 |
| $60,000 to $69,999 | 247 | 2.0% | $724 |
| $70,000 to $79,999 | 594 | 4.0% | $827 |
| $80,000 to $89,999 | 682 | 5.0% | $945 |
| $90,000 to $99,999 | 838 | 6.0% | $1064 |
| $100,000 to $124,999 | 1,944 | 15.0% | $1226 |
| $125,000 to $149,999 | 1,711 | 13.0% | $1537 |
| $150,000 to $174,999 | 1,616 | 13.0% | $1817 |
| $175,000 to $199,999 | 951 | 7.0% | $2098 |
| $200,000 to $249,999 | 1,179 | 9.0% | $2527 |
| $250,000 to $299,999 | 580 | 4.0% | $3089 |
| $300,000 to $399,999 | 348 | 2.0% | $3916 |
Top Home Insurance Agents Near Claremore, OK
| Home Insurance Company Near Claremore, OK | Homeowners Insurance Agency Near Claremore, OK | Address |
|---|---|---|
| Allstate | Chris Bonnewitz | 2484 W New Orleans St, Broken Arrow, OK, 74011 |
| Allstate | Danny Cliff | 1 W 41St St Ste G, Sand Springs, OK, 74063 |
| Travelers | Route 66 Insurance Agency | 8169A E 41ST ST, TULSA, OK, 74145 |
| Travelers | The Arrow Group | 2720 N HEMLOCK COURT STE A, BROKEN ARROW, OK, 74012 |
| Travelers | The Arrow Group | 2720 N Hemlock Ct # A Broken Arrow, Broken Arrow, OK, 74012 |
Claremore, OK Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Claremore, OK
| Streets in Claremore Area | Homeowners Insurance Cost |
|---|---|
| Ray Davis Rd, E Lowery Rd, S Pine, Stonehedge Dr, W 5th St S, Turner Rd, Kingston Cir, N Nome Ave, Chisum Rd, Quail Meadow Dr | $1,511 |
| W 9th Pl S, Summerset Ct, Highwood Pl, Alaska St, Magnolia Wood Dr, Maplewood Dr, E Misty Morning Pl, Vetrans Pkwy, Pecan Ridge Cir, S Maple Ln | $1,507 |
| Honeysuckel Ln, Birch St, S Plainview Ave, Ramm Rd, Gordon Rd, N Lynn Riggs Blvd, Oak, S Frisco Dr, E Mayberry Ave, Highwood Dr | $1,504 |
| E L Anderson Blvd, E 525 Rd, S Chambers Ave, E Birchwood Dr, S 4218 Rd, N Owalla Rd, Fox Run Dr, E Star St, E Robin Way, N Oseuma Ave | $1,435 |
| Bushyhead Dr, Silverado Rd, N Kates Ave, Dunlap Gap, W 20th St, Meadowview Ct, Lavira, S Brendan Blvd, W 16th Pl, SW Shepherd Ln | $1,446 |
| S 4238 Rd, E Battenfield Dr, Ew 460 Rd, E Salem Dr, S 4106 Rd, N Oklahoma St, Edgewater Cir, E Oak Ln, Ridgeview Rd, S Remington Ct | $1,511 |
| N Sioux Ave, 4th St, S Meadow Circle Rd, N Chambers Ave, Shady Cir, Meadow View Rd, NW Mesa Dr, W Claremore St, E Cherye Ln, Monique Cir | $1,456 |
| E Diana Ct, E Horizon St, S Ridgemont Dr, S Rogers Dr, Canyon Rd, E Walnut Rd, S Muskogee Ave, Buckingham Dr, S Maple, E 400 Cir | $1,426 |
| S State Hwy 66, S Florence Ave, Yonkipin Dr, NE Lowry Rd, N Muskogee Ave, NW Lowery Rd, Summit, E 13th Pl, E 9th St, E 465 | $1,430 |
| E Lake Cir, Eastland Dr, Clint Ave, Glencoe Cir, NE Sunset Dr, E Browning Ave, N Lee St, S Quinton Way, E Quarterhorse Dr, Claude | $1,494 |
Claremore, OK Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Claremore | $221 to $224 |
| Justice | $225 |
| Sequoyah | $222 |
| Rogers County | $223 |
Claremore, OK Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Justice CDP, Oklahoma | $225 | $300 | $450 |
| Sequoyah CDP, Oklahoma | $222 | $296 | $444 |
| Rogers County, Oklahoma | $223 | $297 | $446 |
Claremore, OK Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Claremore, OK | 10.4% | 34.0% |
| Justice | 8.95% | 32.72% |
| Sequoyah | 8.88% | 40.55% |
| Rogers County | 9.95% | 33.9% |
Claremore Renters Insurance as a Percentage of Rent
| Claremore Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 116 | 2.0% | $367 |
| $200 to $299 | 104 | 2.0% | $817 |
| $300 to $499 | 469 | 11.0% | $1267 |
| $500 to $749 | 1,146 | 27.0% | $1942 |
| $750 to $999 | 1,396 | 33.0% | $2692 |
| $1,000 to $1,499 | 727 | 17.0% | $3817 |
| $1,500 or more | 151 | 3.0% | $5467 |
Claremore, OK Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $3,200 |
| Yearly Claremore Homeowner Insurance Premium Example | $4,800 | $4,400 |
| Out of Pocket Expense During Claim | $1,200 | $3,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $39,600 | $38,400 |
| Net Savings to Claremore Home Owner from High Deductible Plan | $1,200 | |
Claremore, OK Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Claremore, OK Home Replacement Value MORE than Home Value | Claremore, OK Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $128,000 | $80,500 |
| Insurance Premium based on Replacement Value | $5,150 | $3,250 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $27,000 | Risk Exposure from Under Insuring Coverage is $20,500 |
| Premium Impact | Insurance cheaper by $825/year | Insurance costlier by $1,075/year |
Example Claremore Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Amica Mutual Insurance Company | Liberty Mutual | Nationwide Insurance |
| Monthly Premium | 407 | 422 | 749 |
| Year Built | 1990 | 1989 | 2003 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $175000-$200000 | $300000-$350000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible |
Sample Home Insurance Rates for Claremore, OK from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2003 | 290,000 | Asphalt Shingles Roof | 2,950 | 4 | > $10,000 Deductible | 3260 | 6 | Wood siding | yes |
| 1988 | 155,000 | Composition Roof | 1,730 | 3 | $1000-$2500 Deductible | 2740 | 7 | Stucco siding | yes |
| 2004 | 290,000 | Tile Roof | 4,340 | 5 | $2500-$5000 Deductible | 3930 | 5 | Stone Siding | yes |
| 1982 | 215,000 | Wood Shake Roof | 2,310 | 3 | $500 Deductible | 480 | 1 | Stucco siding | yes |
| 2010 | 145,000 | Shingles Roof | 2,010 | 5 | $500 Deductible | 2780 | 6 | Brick siding | No |
| 1984 | 210,000 | Metal Roof | 2,450 | 4 | $500- $1000 Deductible | 1740 | 3 | Stone Siding | No |
| 1990 | 210,000 | Composition Roof | 2,200 | 3 | $2500-$5000 Deductible | 3150 | 8 | Wood siding | yes |
| 2008 | 275,000 | Slate Shingles Roof | 3,070 | 4 | > $10,000 Deductible | 480 | 1 | Wood siding | yes |
| 1986 | 210,000 | Composition Roof | 2,550 | 5 | $5000 to $10,000 Deductible | 920 | 2 | Wood siding | No |
| 2003 | 205,000 | Slate Shingles Roof | 2,660 | 5 | $5000 to $10,000 Deductible | 4270 | 10 | Brick siding | No |
| 2004 | 225,000 | Membrane Roof | 2,450 | 5 | $500- $1000 Deductible | 2660 | 3 | Stone Siding | No |
| 1984 | 265,000 | Shingles Roof | 3,870 | 5 | > $10,000 Deductible | 3320 | 12 | Vinyl siding | No |
| 1997 | 220,000 | Composition Roof | 3,220 | 4 | $5000 to $10,000 Deductible | 410 | 1 | Fiber-Cement Siding | yes |
| 2000 | 140,000 | Shingles Roof | 1,450 | 3 | $1000-$2500 Deductible | 350 | 1 | Vinyl siding | No |
| 2011 | 295,000 | Membrane Roof | 3,230 | 5 | $500 Deductible | 6830 | 7 | Stucco siding | yes |
| 1991 | 120,000 | Shingles Roof | 1,550 | 3 | $2500-$5000 Deductible | 4310 | 12 | Vinyl siding | No |
| 2013 | 485,000 | Membrane Roof | 5,000 | 5 | $500- $1000 Deductible | 1990 | 2 | Stone Siding | yes |
| 1995 | 175,000 | Wood Shake Roof | 1,750 | 5 | $2500-$5000 Deductible | 330 | 1 | Vinyl siding | yes |
| 2010 | 320,000 | Tile Roof | 3,260 | 4 | $1000-$2500 Deductible | 1680 | 2 | Stone Siding | No |
| 1990 | 185,000 | Composition Roof | 1,910 | 4 | $5000 to $10,000 Deductible | 940 | 4 | Stone Siding | No |
| 1981 | 250,000 | Tile Roof | 3,710 | 5 | $5000 to $10,000 Deductible | 2620 | 6 | Stucco siding | No |
| 1981 | 135,000 | Asphalt Shingles Roof | 1,650 | 3 | $500 Deductible | 4530 | 9 | Stucco siding | yes |
| 2006 | 180,000 | Membrane Roof | 2,240 | 3 | $2500-$5000 Deductible | 1120 | 3 | Stucco siding | No |
| 1983 | 125,000 | Tile Roof | 1,730 | 5 | $500- $1000 Deductible | 270 | 1 | Stucco siding | No |
| 2014 | 155,000 | Metal Roof | 1,710 | 3 | $1000-$2500 Deductible | 670 | 2 | Stone Siding | No |
| 1999 | 145,000 | Metal Roof | 1,750 | 4 | $500- $1000 Deductible | 900 | 3 | Brick siding | yes |
| 2009 | 170,000 | Slate Shingles Roof | 2,230 | 4 | $1000-$2500 Deductible | 2540 | 8 | Stucco siding | No |
| 2012 | 140,000 | Wood Shake Roof | 2,000 | 5 | $500 Deductible | 1040 | 2 | Brick siding | yes |
| 1984 | 150,000 | Membrane Roof | 2,080 | 5 | $2500-$5000 Deductible | 5260 | 12 | Vinyl siding | yes |
| 2012 | 290,000 | Tile Roof | 3,170 | 4 | $500- $1000 Deductible | 9560 | 9 | Stone Siding | yes |
| 2004 | 90,000 | Composition Roof | 1,320 | 3 | $2500-$5000 Deductible | 1390 | 12 | Stone Siding | No |
| 2008 | 110,000 | Membrane Roof | 1,670 | 3 | $500 Deductible | 360 | 1 | Stucco siding | yes |
| 2014 | 140,000 | Tile Roof | 1,620 | 3 | $500- $1000 Deductible | 4250 | 12 | Fiber-Cement Siding | yes |