Citrus Park Insurance Rates:

Citrus Park, FL homeowners insurance is about $1,003 to $1,367, about $83-$113/month. Our thorough research shows customers can save as much as $474 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would love if the optimized their website to work better with Chrome browser. I would like to pay less for the coverage I have.
Farmer's Insurance
I was a first time home buyer so i had no experience buying home insurance. they helped me understand the buying process and made sure i had the coverage i needed.
Allstate
I didn't like the fact that we scored so low on all state's new system. if we didn't have to be put through this system, and things could have been processed in the previous system, we could have purchased our insurance policy.
Usaa
Our home has been insured by usaa for over 20 years and consistently they have had the most professional, helpful and friendly staff. phone calls or emails are answered right away and the website is easy to navigate.
Usaa
They do have prompt and efficient customer service. If they can't find the answer or help, they get someone who can, and they are extremely fast.
Usaa
I like the USAA mobile app because it is easy to navigate and find the information I need. I can find my insurance card, my bill, and my credit card information quickly and easily. It also uses a fingerprint to open, so I don't have to remember a password.
Assurant Specialty Property
I don't really use it at all honestly so I can't really offer any opinion about it one way or the other.
Tower Hill Insurance
I have the lowest premium that my agent could find. I am very satisfied with it, I wish I wouldn't go up as fast as it does from year to year especially with me not making any claims.

Citrus Park, FL Homeowners Insurance By Home Value

Citrus Park, FL Home Value Total Homes % of Total Average Citrus Park, FL Homeowners Insurance
Less than $50,000 152 2.0% $154
$80,000 to $89,999 264 4.0% $521
$90,000 to $99,999 181 3.0% $580
$100,000 to $124,999 453 8.0% $675
$125,000 to $149,999 740 13.0% $841
$150,000 to $174,999 631 11.0% $1007
$175,000 to $199,999 788 13.0% $1161
$200,000 to $249,999 802 14.0% $1398
$250,000 to $299,999 877 15.0% $1706
$300,000 to $399,999 632 11.0% $2168

Top Home Insurance Agents Near Citrus Park, FL

Home Insurance Company Near Citrus Park, FL Homeowners Insurance Agency Near Citrus Park, FL Address
Liberty Mutual Independent Fairchild Addison & Mckone Ins Inc 10218 WOODBERRY RD STE B, TAMPA, FL, 33619
Travelers Patrons Insurance Agency Inc 11322 Seminole Blvd , Largo, FL, 33778
NA Strategic Insurance Services, Llc 2727 Ulmerton Rd Ste 300 Clearwater, St. Petersburg, FL, 33762
NA Florida Insurance Advisors, Llc 451 Central Park Dr, Largo, FL, 33771
Travelers Acg South Insurance Agency Llc 1211 1ST AVE NORTH, ST PETERSBURG, FL, 33705

Cost Of Homeowners Insurance By Street Near Citrus Park, FL

Streets in Citrus Park Area Homeowners Insurance Cost
Trevors Way, Lemon Valley Pl, Black Pine Dr, Menander Wood Ct, Indian Oaks Dr, Grafton Pl, Fireside Dr, Broadwing Ct, Almendariz Way, Turner Rd$1,227
Nikki Ln, Tranquility Way, Foxcatcher Ct, Shadybrook Dr, Frost Dr, White Cottage Dr, Winona Way, Heron Key Way, Community Campus Dr, Sugar Pine Way$1,180
Rocky Ledge Dr, Glenury Ct, Chastain Rd, Manhattan Dr, Country Brook Ln, Montique Ave, Ridgestone Dr, Midland Way, Mount Vernon Rd, Country Court Dr$1,224
Glencrest Blvd, Bittersweet Way, Trucious Pl, Tall Pine Dr, Walsh Ct, Witheridge Dr, Pullen Ct, Rogers Vista Ct, Sentry Woods Ct, Montreat Way$1,231
Rails Rd, Vanderbilt Dr, Misty Ln, Copeland Farms Rd, Avon Wood St, Ashford Oaks Dr, Gatehouse Dr, Renfro Ln, Trail Creek Pl, Nesting Ct$1,222

Citrus Park, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Citrus Park$177 to $180
Keystone-Citrus Park$181
Westchase$186
Carrollwood$178

Citrus Park, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Keystone-Citrus Park CCD, Hillsborough County, Florida $182 $242 $363
Westchase CDP, Florida $186 $248 $372
Carrollwood CDP, Florida $179 $238 $357

Citrus Park, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Citrus Park, FL5.9%21.7%
Keystone-Citrus Park5.26%17.42%
Westchase4.79%15.33%
Carrollwood6.02%16.81%

Citrus Park Renters Insurance as a Percentage of Rent

Citrus Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 216 8.0% $1908
$750 to $999 670 26.0% $2658
$1,000 to $1,499 1,142 44.0% $3783
$1,500 or more 507 19.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Citrus Park For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO St. Johns Insurance $2,708
150,000 27 NO United Property & Casualty Insurance $2,556
150,000 27 YES Federated National Insurance $1,695
150,000 27 YES Universal Property & Casualty Insurance $1,420
300,000 12 NA Florida Farm Bureau Casualty Insurance $1,726
300,000 12 NA St. Johns Insurance $2,678
300,000 12 NA State Farm Florida Insurance $4,234
300,000 12 NA Universal Property & Casualty Insurance $2,670

Citrus Park, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Citrus Park Homeowner Insurance Premium Example $4,800$3,800
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $15,100$14,100
Net Savings to Citrus Park Home Owner from High Deductible Plan $1,000

Citrus Park, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Citrus Park, FL Home Replacement Value MORE than Home Value Citrus Park, FL Home Replacement Value LESS than Home Value
Replacement Value $313,500 $209,000
Insurance Premium based on Replacement Value $7,525 $5,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $58,500
Premium Impact Insurance cheaper by $1,400/year Insurance costlier by $1,100/year

Example Citrus Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAllstate
Monthly Premium 334168228
Year Built 201119801998
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$200000-$250000$175000-$200000
Deductible $500- $1000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Citrus Park, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 495,000 Composition Roof 4,870 5 $2500-$5000 Deductible 6510 10 Wood siding No
1980 370,000 Asphalt Shingles Roof 3,120 5 $500- $1000 Deductible 5660 9 Vinyl siding yes
1997 400,000 Shingles Roof 4,190 5 $500- $1000 Deductible 4080 9 Vinyl siding yes
2002 505,000 Asphalt Shingles Roof 4,660 5 $5000 to $10,000 Deductible 2080 5 Stucco siding yes
1997 170,000 Composition Roof 1,560 3 $500- $1000 Deductible 700 4 Stucco siding yes
2010 410,000 Asphalt Shingles Roof 3,460 5 > $10,000 Deductible 700 2 Stucco siding yes
2006 490,000 Tile Roof 4,100 5 > $10,000 Deductible 4020 7 Vinyl siding No
1986 305,000 Asphalt Shingles Roof 3,180 5 > $10,000 Deductible 320 1 Stone Siding yes
2012 245,000 Wood Shake Roof 2,280 3 > $10,000 Deductible 530 2 Stone Siding yes
1984 170,000 Composition Roof 1,720 3 $5000 to $10,000 Deductible 920 5 Vinyl siding yes
2013 235,000 Composition Roof 2,430 4 $2500-$5000 Deductible 790 3 Stucco siding No
1985 225,000 Composition Roof 1,880 3 > $10,000 Deductible 390 2 Vinyl siding No
2011 295,000 Membrane Roof 2,390 4 > $10,000 Deductible 1330 5 Stucco siding yes
1994 255,000 Asphalt Shingles Roof 2,870 4 $2500-$5000 Deductible 3360 9 Stone Siding No
2002 225,000 Asphalt Shingles Roof 2,440 5 $2500-$5000 Deductible 2010 9 Wood siding yes
1996 475,000 Metal Roof 4,790 5 > $10,000 Deductible 3670 9 Stone Siding No
2005 170,000 Composition Roof 1,850 4 $500 Deductible 1340 7 Wood siding No
2008 385,000 Wood Shake Roof 3,270 4 $500 Deductible 560 1 Stucco siding yes
1984 170,000 Metal Roof 1,520 3 $500 Deductible 2850 10 Fiber-Cement Siding yes
1990 250,000 Wood Shake Roof 2,200 3 $1000-$2500 Deductible 2410 8 Fiber-Cement Siding No
2011 310,000 Membrane Roof 2,500 5 $500- $1000 Deductible 3150 7 Fiber-Cement Siding yes
2008 360,000 Metal Roof 3,340 4 $5000 to $10,000 Deductible 2950 9 Stone Siding yes
2008 360,000 Membrane Roof 3,070 4 $500- $1000 Deductible 1230 2 Stucco siding No
1988 385,000 Shingles Roof 3,840 5 $1000-$2500 Deductible 3230 7 Brick siding yes
2014 215,000 Metal Roof 1,730 4 $2500-$5000 Deductible 3550 12 Fiber-Cement Siding yes
2012 415,000 Tile Roof 3,240 4 $1000-$2500 Deductible 1770 4 Stucco siding No
2012 255,000 Composition Roof 2,680 5 $5000 to $10,000 Deductible 3250 12 Stone Siding yes
2014 215,000 Asphalt Shingles Roof 2,150 4 $500 Deductible 750 2 Stucco siding yes
2000 195,000 Tile Roof 1,700 4 $1000-$2500 Deductible 4130 12 Fiber-Cement Siding yes
1992 135,000 Metal Roof 1,440 3 $500- $1000 Deductible 480 2 Brick siding No
2005 235,000 Shingles Roof 1,830 5 $500- $1000 Deductible 3260 7 Vinyl siding No
1988 395,000 Wood Shake Roof 3,330 4 $500- $1000 Deductible 4910 6 Stone Siding yes