Citrus Heights Insurance Rates:

Citrus Heights, CA homeowners insurance is roughly $510 to $689, about $42-$57/month. Our detailed analysis reveals consumers can save as much as $240 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm offers driving training for teens and requires teens to submit a log signed by a parent assuring them of sufficient training hours and miles.
Farmers Insurance
The cost has gone up and i have a hard time dealing with the increase. if they warned us about the increase, it would be easier to deal with.
State Farm
One thing that i do like about state farm insurance is the fact that the insurance agent is someone well known.

Citrus Heights, CA Homeowners Insurance By Home Value

Citrus Heights, CA Home Value Total Homes % of Total Average Citrus Heights, CA Homeowners Insurance
Less than $50,000 1,410 8.0% $72
$50,000 to $59,999 188 1.0% $150
$80,000 to $89,999 187 1.0% $246
$100,000 to $124,999 957 5.0% $318
$125,000 to $149,999 1,185 6.0% $402
$150,000 to $174,999 2,239 12.0% $474
$175,000 to $199,999 2,491 14.0% $546
$200,000 to $249,999 3,796 21.0% $660
$250,000 to $299,999 2,516 14.0% $804
$300,000 to $399,999 2,390 13.0% $1026

Top Home Insurance Agents Near Citrus Heights, CA

Home Insurance Company Near Citrus Heights, CA Homeowners Insurance Agency Near Citrus Heights, CA Address
Nationwide Cedarwood Financial & Insurance Services Inc. 1777 Oak Ave STE B, Davis, CA, 95616-1064
Travelers Gaines Insurance Agency Inc 2260 Lava Ridge Ct., Suite 101, Roseville, CA, 95661
Travelers Mcgee & Thielen Insurance Brokers Inc 3840 ROSIN CT STE 245, SACRAMENTO, CA, 95834
State Farm Tim Kwong 1035 Jefferson Blvd, West Sacramento, CA, 95691-3343
Travelers Wright Insurance Agency 2100 W KETTLEMAN LANE, LODI, CA, 95242

Cost Of Homeowners Insurance By Street Near Citrus Heights, CA

Streets in Citrus Heights Area Homeowners Insurance Cost
la Luna Ct, Monteverde Ln, Teater Ct, Prince St, Highland Ave, Ansley Ct, Mariposa Cove Ct, Candlestick Way, Chabot Dr, Catamaran Dr$600
Old Ranch Rd, Tina Ct, Crail Ct, Cornerstone Way, Sylvan Rd, Westport Ln, Starwood Ct, Auburn Oaks Village Ln, Annwood Ct, Zenith Dr$595
Verner Ave, Broken Feather Way, Knudsen Way, Sunrise Terrace Ln, Brookcrest Way, Bayoak Way, Cranmore Ct, Heatherington Way, Villaview Dr, Cordelia Cir$589
Saint Albans Ct, Sylvan Oak Way, Donnawood Way, Golden Eye Ln, Rita Lou Way, Sycamore Dr, Rubion Cir, Auburn Oaks Ct, Redcliff Dr, Pimienta Dr$596
Lyonia Way, Sunrise Creek Ct, Villaview Dr, Maple Ave, Brookhaven Way, Marlin Cir, Tareyton Way, Bremen Dr, Larwin Dr, Stanford Ave$610
Arc Creek Mnr, Deanton Ct, Phoebe Way, Lasso Ct, Lost Mine Ct, Blue Springs Way, Heritage Meadow Ln, Challis Ct, Shady Crest Way, Soquel Way$605
Lialana Way, Lesser Way, Ebonywood Ct, Red Maple Way, Auburn Woods Dr, Ranch Ave, Aloha Dr, Glen Creek Way, Robie Way, Macy Plaza Dr$608
Brill Ct, Baird Way, Mandarin Cir, Chancery Ct, Rock Crest Ln, Barca Ln, Thalia Ct, Cloudcroft Way, Arcaro Ct, Bonnie Oak Way$605
Rain Meadow Ln, Garwood Ct, Stationers Way, Krogh Ct, Firewood Ct, Berman Walk Way, Medallion Ct, White Plains Ct, Butternut Dr, Joshua Ct$607
Casuarnia Ct, Dark Star Way, Clay Basket Dr, Hoopes Dr, Lakehurst Ct, Coral Oak Way, Bowery Ct, Northvale Way, Parkcreek Cir, Sperry Dr$609

Citrus Heights, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Citrus Heights$89 to $92
Foothill Farms$89
Orangevale$91
Fair Oaks$94

Citrus Heights, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Foothill Farms CDP, California $89 $118 $177
Orangevale CDP, California $92 $122 $183
Fair Oaks CDP, California $94 $125 $188

Citrus Heights, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Citrus Heights, CA2.8%11.3%
Foothill Farms3.18%12.47%
Orangevale2.58%11.79%
Fair Oaks2.31%9.58%

Citrus Heights Renters Insurance as a Percentage of Rent

Citrus Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 1,306 9.0% $1925
$750 to $999 4,827 35.0% $2675
$1,000 to $1,499 4,910 35.0% $3800
$1,500 or more 2,334 17.0% $5450

Citrus Heights, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Citrus Heights Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,100$5,600
Net Savings to Citrus Heights Home Owner from High Deductible Plan $1,500

Citrus Heights, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Citrus Heights, CA Home Replacement Value MORE than Home Value Citrus Heights, CA Home Replacement Value LESS than Home Value
Replacement Value $286,000 $166,500
Insurance Premium based on Replacement Value $925 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $68,000 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Citrus Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateNationwide Insurance
Monthly Premium 593545
Year Built 199319721988
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $300000-$350000$125000-$150000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Citrus Heights, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 175,000 Wood Shake Roof 1,730 4 $1000-$2500 Deductible 230 7 Vinyl siding No
1993 145,000 Tile Roof 1,520 2 $1000-$2500 Deductible 90 3 Vinyl siding yes
1970 195,000 Shingles Roof 2,110 3 $500- $1000 Deductible 190 4 Wood siding No
1997 220,000 Membrane Roof 1,980 5 $5000 to $10,000 Deductible 230 7 Brick siding No
1984 100,000 Shingles Roof 900 2 $500- $1000 Deductible 230 9 Stone Siding No
1981 130,000 Slate Shingles Roof 1,370 3 $500- $1000 Deductible 20 1 Brick siding No
1979 375,000 Tile Roof 2,730 5 $500 Deductible 150 2 Wood siding No
1972 325,000 Membrane Roof 3,170 4 $1000-$2500 Deductible 510 10 Stone Siding No
1983 240,000 Asphalt Shingles Roof 1,800 4 > $10,000 Deductible 270 10 Stucco siding No
1974 200,000 Membrane Roof 1,470 3 $2500-$5000 Deductible 150 6 Vinyl siding No
1981 170,000 Tile Roof 1,440 3 $500- $1000 Deductible 500 10 Stone Siding yes
1990 200,000 Tile Roof 1,800 2 $1000-$2500 Deductible 240 8 Wood siding yes
1977 255,000 Membrane Roof 2,260 3 $500 Deductible 800 12 Brick siding No
1972 180,000 Shingles Roof 1,115 2 $500- $1000 Deductible 190 5 Stucco siding yes