Citrus Heights, CA homeowners insurance is roughly $510 to $689, about $42-$57/month. Our detailed analysis reveals consumers can save as much as $240 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Citrus Heights, CA | Homeowners Insurance Agency Near Citrus Heights, CA | Address |
|---|---|---|
| Travelers | Gaines Insurance Agency Inc | 2260 Lava Ridge Ct., Suite 101, Roseville, CA, 95661 |
| Travelers | Mcgee & Thielen Insurance Brokers Inc | 3840 ROSIN CT STE 245, SACRAMENTO, CA, 95834 |
| State Farm | Tim Kwong | 1035 Jefferson Blvd, West Sacramento, CA, 95691-3343 |
| Travelers | Wright Insurance Agency | 2100 W KETTLEMAN LANE, LODI, CA, 95242 |
| Nationwide | Cedarwood Financial & Insurance Services Inc. | 1777 Oak Ave STE B, Davis, CA, 95616-1064 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Foothill Farms CDP, California | $89 | $118 | $177 |
| Orangevale CDP, California | $92 | $122 | $183 |
| Fair Oaks CDP, California | $94 | $125 | $188 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Citrus Heights, CA | 2.8% | 11.3% |
| Foothill Farms | 3.18% | 12.47% |
| Orangevale | 2.58% | 11.79% |
| Fair Oaks | 2.31% | 9.58% |
| Citrus Heights Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 1,306 | 9.0% | $1925 |
| $750 to $999 | 4,827 | 35.0% | $2675 |
| $1,000 to $1,499 | 4,910 | 35.0% | $3800 |
| $1,500 or more | 2,334 | 17.0% | $5450 |
| Streets in Citrus Heights Area | Homeowners Insurance Cost |
|---|---|
| la Luna Ct, Monteverde Ln, Teater Ct, Prince St, Highland Ave, Ansley Ct, Mariposa Cove Ct, Candlestick Way, Chabot Dr, Catamaran Dr | $600 |
| Old Ranch Rd, Tina Ct, Crail Ct, Cornerstone Way, Sylvan Rd, Westport Ln, Starwood Ct, Auburn Oaks Village Ln, Annwood Ct, Zenith Dr | $595 |
| Verner Ave, Broken Feather Way, Knudsen Way, Sunrise Terrace Ln, Brookcrest Way, Bayoak Way, Cranmore Ct, Heatherington Way, Villaview Dr, Cordelia Cir | $589 |
| Saint Albans Ct, Sylvan Oak Way, Donnawood Way, Golden Eye Ln, Rita Lou Way, Sycamore Dr, Rubion Cir, Auburn Oaks Ct, Redcliff Dr, Pimienta Dr | $596 |
| Lyonia Way, Sunrise Creek Ct, Villaview Dr, Maple Ave, Brookhaven Way, Marlin Cir, Tareyton Way, Bremen Dr, Larwin Dr, Stanford Ave | $610 |
| Arc Creek Mnr, Deanton Ct, Phoebe Way, Lasso Ct, Lost Mine Ct, Blue Springs Way, Heritage Meadow Ln, Challis Ct, Shady Crest Way, Soquel Way | $605 |
| Lialana Way, Lesser Way, Ebonywood Ct, Red Maple Way, Auburn Woods Dr, Ranch Ave, Aloha Dr, Glen Creek Way, Robie Way, Macy Plaza Dr | $608 |
| Brill Ct, Baird Way, Mandarin Cir, Chancery Ct, Rock Crest Ln, Barca Ln, Thalia Ct, Cloudcroft Way, Arcaro Ct, Bonnie Oak Way | $605 |
| Rain Meadow Ln, Garwood Ct, Stationers Way, Krogh Ct, Firewood Ct, Berman Walk Way, Medallion Ct, White Plains Ct, Butternut Dr, Joshua Ct | $607 |
| Casuarnia Ct, Dark Star Way, Clay Basket Dr, Hoopes Dr, Lakehurst Ct, Coral Oak Way, Bowery Ct, Northvale Way, Parkcreek Cir, Sperry Dr | $609 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Citrus Heights | $89 to $92 |
| Foothill Farms | $89 |
| Orangevale | $91 |
| Fair Oaks | $94 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Citrus Heights Homeowner Insurance Premium Example | $1,300 | $800 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $7,100 | $5,600 |
| Net Savings to Citrus Heights Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Citrus Heights, CA Home Replacement Value MORE than Home Value | Citrus Heights, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $286,000 | $166,500 |
| Insurance Premium based on Replacement Value | $925 | $525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $68,000 | Risk Exposure from Under Insuring Coverage is $51,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $225/year |
| Insurance Company | Chubb Group of Insurance | Allstate | Nationwide Insurance |
| Monthly Premium | 59 | 35 | 45 |
| Year Built | 1993 | 1972 | 1988 |
| Home Details | 4 Beds, 3 Baths | 2 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $125000-$150000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500 Deductible |