Citrus County Insurance Rates:

Citrus County, FL homeowners insurance is approximately $974 to $1,319, about $81-$109/month. Our extensive research shows customers can save upto $458 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm offers discounts to its loyal customers and i have benefited from my long-term relationship with them as a customer.
Assurant Specialty Property
I wish there was a longevity benefit, as i have been with the company for many years and only filed one claim my pricing has never changed nor have i been recognized.
Usaa
To be honest, i really have no complaints about my insurance company. all the things you see on their television commercials is really true.
State Farm
I am satisfied with this, I could find a bit cheaper with another carrier, but this falls into you get what you pay for.
Assurant Specialty Property
My home insurance company provides me with in-depth details about what my policy does and doesn't cover. this is extremely helpful.
Assurant Specialty Property
When I can actually get into the website it is very easy to navigate. Simple and effective.
Safeco Insurance
Their website is very easy to navigate and search for other insurances which depends on your budget and preference. They also have files ready for download which explains the selected insurance policy. Finally, they have contact numbers and emails that you can use to find help.
Centauri Insurance
It was a better price than the other insurance companies, but I do worry that means they may not be as good when I need them.
Assurant Specialty Property
I get a discount for home insurance since I use Geico to insure my car. The premium is pretty cheap.
Travelers
Nothing to complain about, really. We don't need to contact them often, and when we do, it's painless.
Usaa
I like the helpfulness and friendliness of agent and customer service representatives. I like the many products USAA offers and I also greatly appreciate the money-saving suggestion the customer service agents suggest. I like that I can reach someone 24/7.
Usaa
Our homeowner's insurance company is responsive to inquiries, they work hard to give us the most value for our premium. I feel I can trust their policy as I have read through it and feel confident it would cover our needs in the event of an issue.
Farmer's Insurance
I have never had a problem with them. The only complaint is that their website is a little wonky.
Allstate
So far so good. Allstate is a great company. They provide all of our insurance needs. They provide great customer service too.
Usaa
I like the customer service and personal attention at your fingertips. I like that they market to certain groups which make me feel more valued.
Travelers
Their billing system is screwed up. They send you a bill and if it's not on time they immediately send a cancel notice adding a million fees. If they offer to remove them, they never go away and nobody on the phone can ever figure out what's due.

Citrus County, FL Homeowners Insurance By Home Value

Citrus County, FL Home Value Total Homes % of Total Average Citrus County, FL Homeowners Insurance
Less than $50,000 5,971 12.0% $217
$50,000 to $59,999 2,841 6.0% $470
$60,000 to $69,999 2,294 4.0% $584
$70,000 to $79,999 3,021 6.0% $676
$80,000 to $89,999 2,565 5.0% $768
$90,000 to $99,999 2,593 5.0% $860
$100,000 to $124,999 5,351 11.0% $997
$125,000 to $149,999 4,489 9.0% $1250
$150,000 to $174,999 4,592 9.0% $1468
$175,000 to $199,999 2,558 5.0% $1697
$200,000 to $249,999 4,534 9.0% $2041
$250,000 to $299,999 3,274 6.0% $2500
$300,000 to $399,999 2,867 6.0% $3177

Top Home Insurance Agents Near Citrus County, FL

Home Insurance Company Near Citrus County, FL Homeowners Insurance Agency Near Citrus County, FL Address
NA Bauknight Insurance 13041 Us Hwy 19, Hudson, FL, 34667
State Farm Kim Brust 7407 State Road 52, Hudson, FL, 34667-6714
Allstate Tarayn Mcleod 1212 NE 36th Ave, Ocala, FL, 34470
Travelers West Coast Insurers Of Crystal River Inc 1902 W MAIN ST, INVERNESS, FL, 34452
Liberty Mutual Independent Westgate-Jones Ins Agy Inc 3411 W MAIN ST STE 5, LEESBURG, FL, 34748

Cost Of Homeowners Insurance By Street Near Citrus County, FL

Streets in Citrus County Area Homeowners Insurance Cost
N Twin Lake Dr, N Hunt Club Dr, W Cecil Ln, Crestwood Ave, S Allman Ter, W Jocelynne St, N Apopka Ave, N Peppermint Dr, N Wellview Pt, N Spaulding Dr$1,210
W Tara Rd, W Wild Oak Pl, S Liverpool Pt, S Lucille St, N Dasher Pt, S Park Ave, S Rainbow Dr, W Wicker St, N Troy Loop, W Twilight Ct$1,128
N Pecan Way, N Wiley Post Way, S Coleman Ave, W Snowbird Ct, E Walnut Ln, W Deadwood Ln, N Robin Hood Rd, N Dana Way, W Haverhill Ln, W Royalfern Ct$1,229
W Paprika Loop, San Remo Cir, W Rusty Pl, E Deer Run Ln, S Tsala Ter, US Hwy 98, E Deanna Ct, S Gray Oak Ter, N Troon Path, Graytwig Ct S$1,148
E Quail Ln, S Lynnwood Dr, E Bushnell Rd, N Cherry Lake Dr, W Olive Branch Loop, S Black Walnut Ter, N Sheriff Dr, Monarch Ct, W Fennessy Ln, W Richland Ln$1,146
W Lee Ann Ln, W Macon Ln, N el Camino Dr, N Desertsand Ter, W Cheryl Ct, Torenia Verbenas Ct, E Ridgefield Dr, S Cameo Ter, W Laurel Glen Path, Emils Pt Rd$1,162
N Boswell Ter, E Stokes Cove Ln, N Elkcam Blvd, E Lulas Ln, W Tracy Ct, Black Willow Dr, E Afp Ct, N Oak River Way, W Bougainvillea Ct, Oak Village Blvd$1,170
S Rosewater Pt, W Drexel Pl, Clark St, S Dove Loop, S Bayliner Pt, Inverie Ct, S Legette Pt, W Robin Ln, N Nightshade Dr, W Homosassa Trl$1,119
S Plymouth Ter, Coral Ct W, Norfolk Ln W, S Canal Rd, N Care Pt, N Maple Tree, Hoover St, W Trotter Ln, N Nature Trl, Iris Ln$1,135
E Clinton St, N Charles Ter, N Shimmer Ter, Hillside Ct, N Caledonia Dr, W Last Chance Ln, N Wild Cherry Ter, E Cooper Ln, N Aster Pt, N Applebud Way$1,222

Citrus County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Citrus County$171 to $174
Lecanto$172
Homosassa Springs$168
Black Diamond$198

Citrus County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lecanto CDP, Florida $144 $191 $287
Homosassa Springs CDP, Florida $140 $187 $280
Black Diamond CDP, Florida $165 $220 $330

Citrus County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Citrus County, FL8.5%27.4%
Lecanto8.64%29.9%
Homosassa Springs10.53%36.75%
Black Diamond4.09%11.01%

Citrus County Renters Insurance as a Percentage of Rent

Citrus County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 239 2.0% $793
$300 to $499 798 9.0% $1243
$500 to $749 2,638 30.0% $1918
$750 to $999 2,903 33.0% $2668
$1,000 to $1,499 1,745 20.0% $3793
$1,500 or more 300 3.0% $5443

Average Cost Of Home Insurance By Company In Areas Nearby Citrus County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $2,518
150,000 27 NO Florida Peninsula Insurance $2,203
150,000 27 NO State Farm Florida Insurance $3,199
150,000 27 YES Auto Club Insurance $6,035
150,000 27 YES Citizens Property Insurance $855
150,000 27 YES First Protective Insurance $976
150,000 27 YES Florida Farm Bureau Casualty Insurance $905
150,000 27 YES Florida Peninsula Insurance $1,435
150,000 27 YES Security First Insurance $1,121
150,000 27 YES Tower Hill Select Insurance $1,171
150,000 27 YES Universal Insurance $1,692
300,000 12 NA Auto Club Insurance $7,412
300,000 12 NA First Protective Insurance $1,894
300,000 12 NA Florida Family Insurance $2,871
300,000 12 NA Safeway Property Insurance $2,074
300,000 12 NA Security First Insurance $2,017
300,000 12 NA Southern Oak Insurance $2,270