Citronelle Insurance Rates:

Citronelle, AL homeowners insurance is nearly $804 to $1,100, about $67-$91/month. Our complete analysis shows customers can save as much as $380 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Citronelle, AL Homeowners Insurance By Home Value

Citronelle, AL Home Value Total Homes % of Total Average Citronelle, AL Homeowners Insurance
Less than $50,000 401 16.0% $209
$50,000 to $59,999 188 7.0% $437
$60,000 to $69,999 55 2.0% $542
$70,000 to $79,999 122 5.0% $628
$80,000 to $89,999 189 7.0% $714
$90,000 to $99,999 109 4.0% $799
$100,000 to $124,999 360 14.0% $923
$125,000 to $149,999 286 11.0% $1151
$150,000 to $174,999 237 9.0% $1370
$175,000 to $199,999 218 9.0% $1580
$200,000 to $249,999 145 6.0% $1894
$250,000 to $299,999 76 3.0% $2322

Top Home Insurance Agents Near Citronelle, AL

Home Insurance Company Near Citronelle, AL Homeowners Insurance Agency Near Citronelle, AL Address
State Farm Brian Casey 2502 Schillinger Rd S Ste 13, Mobile, AL, 36695-4123
Allstate Floyd Hall Iii 273 Azalea Rd Ste 1-110, Mobile, AL, 36609
State Farm Lisa Watson-Horton 1015 Montlimar Dr Ste D1, Mobile, AL, 36609-1717
Travelers Stastka Insurance Agency 21545 HWY 50 S STE D, ROBERTSDALE, AL, 36567
Travelers Willis Personal Lines Llc 11 NORTH WATER ST 19TH FLR STE 19290, MOBILE, AL, 36602

Cost Of Homeowners Insurance By Street Near Citronelle, AL

Streets in Citronelle Area Homeowners Insurance Cost
Bud Odom Rd, Jim Platt Rd, Hester Dr, Mark Dr, Brannon Rd, Wiley Rd, Summer St, Lakeview Dr, Rocky Fork Rd, Prine Rd$945
Hill St, Road St, Co Rd 96, Chunchula Georgetown Rd, Sugar Ridge Rd, Boothetown Rd, Co Rd 21, H F Newburn St, Brandon Dr, Timber Ridge Rd$945
Co Rd 92, Maree St, S Main St, Tammy Ln, Lawrence Williams Rd, Meadowood Dr, Mason Ferry Rd, Emerson Dr, Briarwood Dr, Harvison Rd Exn$951
Pinecrest Cemetery Rd, Brannan Fork Rd, Dereida Ln, Pleasant Cir S, Old Gulfcrest Rd, Averett Ln, Markswood Dr, E Williams St, Earl Booth Rd, Meinhardt Loop Rd W$946
Sand Ridge Rd, Fifth St, Schneider Ln, Woodland Dr S, Blankinchip Ln, Walker Ln, Gulfcrest Rd, Magnolia Springs Ct, Bud Odom Rd S, Pesleys Ponderosa$948

Citronelle, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Citronelle$141 to $143
Gulfcrest$132
Chunchula$134
Mount Vernon$139

Citronelle, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gulfcrest CDP, Alabama $110 $147 $220
Chunchula CDP, Alabama $112 $149 $223
Mount Vernon CCD, Mobile County, Alabama $116 $155 $232

Citronelle, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Citronelle, AL7.4%24.4%
Mount Vernon8.1%22.31%
Deer Park10.74%26.04%
Semmes7.07%22.72%

Citronelle Renters Insurance as a Percentage of Rent

Citronelle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 24 3.0% $812
$300 to $499 51 8.0% $1262
$500 to $749 247 38.0% $1937
$750 to $999 158 24.0% $2687
$1,000 to $1,499 154 24.0% $3812

Average Cost Of Home Insurance By Company In Areas Nearby Citronelle For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Allstate Vehicle And Property Insurance Company 749
$500 $150,000 Country Casualty Insurance Company 1074
$500 $150,000 Nationwide General Ins Co 708
$500 $150,000 Nationwide Mutual Fire Ins Company 1055
$500 $150,000 State Farm Fire & Casualty Company 1827
$500 $150,000 United Services Automobile Association 1209
$500 $150,000 Usaa Casualty Insurance Company 1294
$500 $300,000 Garrison Property And Casualty Insurance Company 1999
$500 $300,000 State Farm Fire & Casualty Company 2622

Citronelle, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Citronelle Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,300$4,800
Net Savings to Citronelle Home Owner from High Deductible Plan $500

Citronelle, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Citronelle, AL Home Replacement Value MORE than Home Value Citronelle, AL Home Replacement Value LESS than Home Value
Replacement Value $140,000 $86,500
Insurance Premium based on Replacement Value $750 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Citronelle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateTravelers
Monthly Premium 4292107
Year Built 200119942012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Citronelle, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 180,000 Tile Roof 2,530 5 $500- $1000 Deductible 80 1 Wood siding No
1999 180,000 Wood Shake Roof 2,380 5 $500 Deductible 400 5 Brick siding No
1990 355,000 Tile Roof 4,460 5 $2500-$5000 Deductible 510 5 Wood siding No
2012 110,000 Metal Roof 1,650 4 $1000-$2500 Deductible 230 5 Wood siding yes
2006 115,000 Tile Roof 1,940 4 $2500-$5000 Deductible 390 9 Vinyl siding yes
2014 330,000 Membrane Roof 4,720 5 > $10,000 Deductible 370 6 Fiber-Cement Siding yes
1981 135,000 Shingles Roof 2,110 3 $500- $1000 Deductible 540 12 Fiber-Cement Siding yes
1982 105,000 Membrane Roof 1,410 3 $1000-$2500 Deductible 260 9 Brick siding No
1991 130,000 Slate Shingles Roof 1,800 3 $500- $1000 Deductible 220 3 Stone Siding yes
1995 340,000 Shingles Roof 4,630 5 $500- $1000 Deductible 750 8 Vinyl siding No
1985 165,000 Tile Roof 2,200 3 $500 Deductible 240 4 Vinyl siding No
2010 195,000 Slate Shingles Roof 2,850 4 $1000-$2500 Deductible 210 4 Brick siding yes
2000 425,000 Membrane Roof 4,740 5 $500- $1000 Deductible 1990 10 Brick siding yes
2006 205,000 Composition Roof 2,350 3 $500- $1000 Deductible 180 3 Brick siding yes
2014 130,000 Tile Roof 1,660 3 $2500-$5000 Deductible 430 10 Vinyl siding yes
1991 205,000 Wood Shake Roof 2,890 5 $500- $1000 Deductible 330 5 Wood siding No
1982 160,000 Tile Roof 2,010 3 $500 Deductible 170 3 Wood siding yes
1993 180,000 Asphalt Shingles Roof 2,090 3 $2500-$5000 Deductible 40 1 Brick siding No
2010 315,000 Tile Roof 4,000 5 $500- $1000 Deductible 1080 10 Fiber-Cement Siding No
2002 155,000 Shingles Roof 2,350 3 $500 Deductible 110 2 Stucco siding yes
1990 395,000 Tile Roof 4,600 5 $500 Deductible 360 3 Stucco siding No
2010 215,000 Wood Shake Roof 3,280 5 > $10,000 Deductible 340 8 Fiber-Cement Siding No
1996 115,000 Membrane Roof 1,840 3 $1000-$2500 Deductible 160 4 Vinyl siding yes
2014 215,000 Asphalt Shingles Roof 2,780 5 $5000 to $10,000 Deductible 260 4 Fiber-Cement Siding yes
1995 145,000 Composition Roof 1,890 3 $500 Deductible 680 12 Stone Siding No
1997 155,000 Composition Roof 2,580 4 $2500-$5000 Deductible 220 6 Vinyl siding No
1994 135,000 Composition Roof 2,080 4 $1000-$2500 Deductible 490 10 Brick siding No
1984 265,000 Wood Shake Roof 3,200 5 $2500-$5000 Deductible 830 9 Stucco siding yes
1996 185,000 Slate Shingles Roof 2,410 4 $500- $1000 Deductible 570 8 Wood siding No
2013 205,000 Membrane Roof 3,030 4 $1000-$2500 Deductible 420 6 Stone Siding No