How Much Does Cincinnati, OH Home Insurance Cost?
Cincinnati, OH Average Homeowners Insurance Cost
$687
Homeowners Insurance Cost - Cincinnati, OH
$124,200
Median Home Value - Cincinnati, OH
Cincinnati, OH Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$8.24 | $678.76 |
| $1000 Deductible | -$72.96 | $614.04 |
| $1500 Deductible | -$108.96 | $578.04 |
| $2000 Deductible | -$162.27 | $524.73 |
| $2500 Deductible | -$193.73 | $493.27 |
Cincinnati, OH Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$151 | $536 |
| 30 year old | +$10 | $697 |
| 40 year old | +$18 | $705 |
| 50 year old | +$26 | $713 |
| Above 50 year old | +$33 | $720 |
Cincinnati, OH Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$96 | $591 |
| Superior | -$69 | $618 |
| Masonry | -$34 | $653 |
| Brick | -$34 | $653 |
| Hail Resistant Roof | -$14 | $673 |
Cincinnati, OH Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$14 | $701 |
| Swimming Pool With A Diving Board | +$27 | $714 |
| Swimming Pool With Slide | +$41 | $728 |
Cincinnati, OH Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $21 | $666 |
| Police Department | $7 | $680 |
Cincinnati, OH Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$288.54 | $976 |
| Filing a Second Liability Claim | +$261.06 | $948 |
| Filing a Second Theft Claim | +$261.06 | $948 |
| Filing a Second Water Claim | +$226.71 | $914 |
| Filing a Fire Claim | +$137.4 | $824 |
| Filing a Liability Claim | +$130.53 | $818 |
| Filing a Theft Claim | +$130.53 | $818 |
| Filing a Water Claim | +$109.92 | $797 |
| Filing a Weather Claim | +$109.92 | $797 |