How To Make Your Cincinnati, OH Home Insurance Cheaper
Cincinnati, OH, homeowners insurance is about $687. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Cincinnati, OH Home Insurance Rates with the Hamilton County Average
| Place | Hamilton County Average: $1,556.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Cincinnati, OH | $687.0 | -869.0 | -0.56 | 297,314 | 124,200 |
Cost of Cincinnati, OH Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Park Hills | 189,000 | 24,859 | $1,061 |
| Fort Wright | 192,100 | 8,284 | $1,068 |
| Sherwood | 180,700 | 10,421 | $801 |
| Liberty | 238,200 | 6,117 | $892 |
Homeowners Insurance Comparison for the Cheapest Premiums in Cincinnati, OH
| MetLife | Erie Insurance | Progressive | |
| Median Home Value ($) | 124,200 | 124,200 | 124,200 |
| Age of Home | Above Year 50 | Year 50 Old | Year 50 Old |
| Home Coverage ($) | $500,000 -$749,999 | $250,000 -$299,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $4,420.0 | $2,075.3 | $5,570.8 |
Cost of Cincinnati, OH Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| American Family | 1500 | $1000,000-$1499,999 | 3,869.6 |
| State Auto | 1500 | $150,000-$174,999 | 662.7 |
| Allied Insurance | 1500 | $300,000-$399,999 | 2,020.3 |
| Liberty Mutual | 500 | $175,000-$199,999 | 931.5 |
| Grange Insurance | 500 | $750,000-$999,999 | 3,872.9 |
| American Family Insurance | 2500 | $400,000-$499,999 | 1,942.4 |
| Travelers | 1000 | $300,000-$399,999 | 2,135.1 |
| Auto Owners Insurance | 1500 | $175,000-$199,999 | 845.0 |
| Encompass Insurance | 2000 | $500,000-$749,999 | 2,831.5 |
| American Modern Insurance | 2000 | $750,000-$999,999 | 3,274.0 |