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Cincinnati, OH Home Values & Insurance Rates

Cincinnati, OH Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,168 6.0% $133
$50,000 to $59,999 1,670 3.0% $288
$60,000 to $69,999 2,321 4.0% $359
$70,000 to $79,999 3,125 6.0% $415
$80,000 to $89,999 3,736 7.0% $464
$90,000 to $99,999 3,917 8.0% $520
$100,000 to $124,999 7,947 16.0% $605
$125,000 to $149,999 5,742 11.0% $760
$150,000 to $174,999 4,899 10.0% $901
$175,000 to $199,999 2,723 5.0% $1034
$200,000 to $249,999 3,853 7.0% $1246
$250,000 to $299,999 2,638 5.0% $1527
$300,000 to $399,999 2,746 5.0% $1936

Top Home Insurance Agents Near Cincinnati, OH

Home Insurance Company Near Cincinnati, OH Homeowners Insurance Agency Near Cincinnati, OH Address
NA Chrismer Agency, Inc. Po Box 328, Eaton, OH, 45320
State Farm Dave Leonard 5898 Salem Ave, Dayton, OH, 45426-1448
Travelers Midwest Insurance Llc 135 SHORT ST, LAWRENCEBURG, IN, 47025
Travelers Norman Spencer Agency Inc 8075 Washington Village Drive , Dayton, OH, 45458
Erie Vanvleet Insurance Agency 5294 Madison Pike Suite 206, Independence, KY, 41051

Estimated Home Insurance By Street Area Near Cincinnati, OH

Cincinnati Area Estimated House Insurance
W McMillan St, Townhill Dr, Quailwood Ct, Sanderson Pl, Jail Aly, Zech St, Cavett Dr, Selby Ct, Emery Ln, Argus Rd$715
Culvert St, Barg Ln, Windsong Ct, Toluca Ct, Pana Aly, Turrill St, Trailwood Dr, Midden Way, Dryden Ave, Larue Ct$740
Clarion Ave, Casper St, W Nixon St, Monitor Ave, Parkside Pl, Morgan St, Richwood Cir, Whitney Pl, Deeprun Ln, Cumberland St$851
Baywood Ln, Vista Ave, Fredonia Ave, la Feuille Ave, Mohawk Pl, Stafford St, Miami Bluff Dr, Winding Way, E 8th St, Lookout Cir$839
Fernbank Ave, Moyer Pl, Seibel Ln, Ashland Ave, Frondorf Ave, Glen Parker Ave, Bellfield Ln, Ayershire Ave, Rusconi Pl, Kenneth Ave$841
Crow Aly, Estate Ct, Towerview Ln, Glenhurst Pl, Grear Aly, Lafeuille Ave, Paddison Rd, Forestwood Dr, Cryer Ave, Bodman Aly$730
Moffat Ct, S Clippinger Dr, Hunsford St, Farrell Dr, Mansfield St, Blair Ct, Lakeland Ave, Kilgour St, Sunvalley Ln, Western Hills Ave$693
Rawson Woods Ln, Orleans Ct, Westknolls Ln, Wyandotte St, Sherel Ln, W 3rd St, Vassar Ct, Waymont Ct, W Central Pkwy, Tulane Rd$672
Chapman St, Savannah Ave, Lisbon Ave, Galvin Ave, Valley Ln, Queensgate Ln, Antoninus Dr, Old Red Bank Rd, S Dixon Cir, Westwood Ave$700
Mariemont Ave, E Mills Ave, Wing St, Thurber Aly, Eastwood Cir W, Auten Ave, Lowell Ave, Donnington Ln, Prentice Ave, Connecticut Ct$678

Savings on home insurance for senior occupied homes

PlaceSavings
Cincinnati$105 to $107
St. Bernard$103
Dayton$112
Norwood$105

Cincinnati, OH Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cincinnati, OH4.3%11.2%
St. Bernard4.81%11.53%
Dayton6.45%15.53%
Norwood4.65%13.03%

Cincinnati Renters Insurance as a Percentage of Rent

Cincinnati Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 4,038 5.0% $346
$200 to $299 3,760 4.0% $796
$300 to $499 12,588 16.0% $1246
$500 to $749 29,762 39.0% $1921
$750 to $999 12,763 16.0% $2671
$1,000 to $1,499 9,817 13.0% $3796
$1,500 or more 2,758 3.0% $5446

Cincinnati, OH Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
45232 $90,500 $690
45207 $86,800 $680
45225 $74,200 $680
45205 $73,300 $680
45204 $71,000 $680
45214 $70,800 $680
45208 $312,800 $820
45202 $309,700 $830
45226 $272,300 $800
45220 $221,200 $780
45209 $205,800 $770
45252 $185,300 $750
45206 $176,100 $750
45203 $173,300 $750
45229 $131,300 $720
45219 $125,400 $710
45231 $111,200 $700
45211 $111,000 $700
45237 $111,000 $700
45223 $102,400 $690

Cincinnati, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Cincinnati Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Cincinnati Home Owner from High Deductible Plan $600

Cincinnati, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cincinnati, OH Home Replacement Value MORE than Home Value Cincinnati, OH Home Replacement Value LESS than Home Value
Replacement Value $122,000 $86,000
Insurance Premium based on Replacement Value $500 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Cincinnati Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 265150
Year Built 196719761947
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$200000-$250000
Deductible $1000-$2500 Deductible$500 Deductible$5000 to $10,000 Deductible

Cincinnati, OH Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
St. Bernard village, Ohio $87 $115 $173
Dayton city, Kentucky $94 $125 $187
Norwood city, Ohio $88 $117 $176

Sample Home Insurance Rates for Cincinnati, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 95,000 Slate Shingles Roof 1,220 2 $500- $1000 Deductible 360 10 Fiber-Cement Siding No
1942 260,000 Asphalt Shingles Roof 3,140 4 $2500-$5000 Deductible 820 12 Brick siding No
1965 120,000 Asphalt Shingles Roof 1,520 2 $2500-$5000 Deductible 310 12 Vinyl siding yes
1967 245,000 Shingles Roof 2,840 4 > $10,000 Deductible 190 4 Wood siding yes
1967 145,000 Asphalt Shingles Roof 1,910 3 $2500-$5000 Deductible 230 6 Stucco siding No
1967 125,000 Wood Shake Roof 1,510 2 $2500-$5000 Deductible 120 3 Stucco siding No
1942 145,000 Metal Roof 1,880 4 $2500-$5000 Deductible 270 10 Vinyl siding No
1970 155,000 Wood Shake Roof 1,620 4 $500 Deductible 460 10 Stone Siding yes
1972 195,000 Wood Shake Roof 2,380 4 $2500-$5000 Deductible 460 12 Vinyl siding yes
1953 90,000 Metal Roof 1,518 3 $5000 to $10,000 Deductible 50 1 Stucco siding No