Cicero Insurance Rates:

Cicero, NY homeowners insurance is about $506 to $686, about $42-$57/month. Our detailed analysis shows customers can save upto $238 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Very easy to make a claim and get in touch with my insurance adjuster, and to get info on how to proceed with particular claims.
State Farm
The state farm insurance company is little bad when it comes to your second times to purchase the insurance, it would be up your bill.
Geico
You can set up direct debit online and pay bills via your account. you can also see old statements and print from home.
Allstate
The customer service is excellent. I can call or email them and always get a quick and accurate response from them
Usaa
Customer service is the name of the game. There is never any question or confusion when dealing with USAA.
Usaa
I don't like the fact that they collect their premiums but never get in contact with me, They never take the time to see if I need to make changes in my policy or if there are ways for me to save money, I don't like that I can't change the day that my premium is do
Usaa
At this point, it seems that there may instances where our company has rates and premiums that may be higher than some of their competitors, which is not ideal for us. It seems like they may have less flexibility in adjusting their rates.

Cicero, NY Homeowners Insurance By Home Value

Cicero, NY Home Value Total Homes % of Total Average Cicero, NY Homeowners Insurance
Less than $50,000 264 2.0% $101
$50,000 to $59,999 124 1.0% $214
$60,000 to $69,999 133 1.0% $262
$70,000 to $79,999 457 4.0% $303
$80,000 to $89,999 587 6.0% $345
$90,000 to $99,999 562 5.0% $387
$100,000 to $124,999 1,608 16.0% $452
$125,000 to $149,999 1,533 15.0% $566
$150,000 to $174,999 1,386 14.0% $667
$175,000 to $199,999 868 9.0% $768
$200,000 to $249,999 1,255 13.0% $923
$250,000 to $299,999 442 4.0% $1132
$300,000 to $399,999 419 4.0% $1442

Top Home Insurance Agents Near Cicero, NY

Home Insurance Company Near Cicero, NY Homeowners Insurance Agency Near Cicero, NY Address
NA The Exchange Agency, Inc 6563 Ridings Rd , Syracuse, NY, 13206
Travelers Haylor Freyer & Coon Inc 231 SALINA MEADOWS PKWY STE 200, SYRACUSE, NY, 13212
Travelers Lazarski Wrobel, Adydan Inc 1607 W Genesee St, Syracuse, NY, 13204
Travelers Richard E Jenkins Agency Inc 2944 EAST MAIN ST, PARISH, NY, 13131
Liberty Mutual Independent The Armada Insurance Agency L 29 WEST PARK ROW, CLINTON, NY, 13323

Cost Of Homeowners Insurance By Street Near Cicero, NY

Streets in Cicero Area Homeowners Insurance Cost
Pardee Rd, Elwill Rd, Library St, Lebeau Ln, Church Pkwy, Fantail Ln, Park Row, Belnor Dr, Ontario Ave, Running Brook Ln$597
Totman Rd, Fieldway Ln, Tender Trl, Shiva Dr, Hedgewater Dr, E Pine Grove Rd, Rossi Ct, Rexford Rd, Gaspe Ln, St Francis Dr$596
Haifa Ln, Sunrise Dr, Hiller Dr, Snowshoe Trl S, Henryk Woods Rd, Owlwood Dr, Bannister Dr, Church Pkwy E, Hoyt Farm, Reese Ave$597
Brownstone Path, Stevens Dr, Electric Railway, Barrington Cir, Steamship Manhattan, Raulli Dr, Bear Springs Rd, Cowcatcher Path, Falconwood Dr, Bennett St$599
Birch Tree Rd, E Seymour St, Brook Hollow Rd, Louis Ave, Greenbriar Rd, Appleton Rd, E Bennett St, Hardwood Ln, Rossland Cir, Laramie Ln$598

Cicero, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cicero$89 to $91
Bridgeport$87
North Syracuse$88
Brewerton$89

Cicero, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bridgeport CDP, New York $87 $116 $174
North Syracuse village, New York $88 $117 $176
Brewerton CDP, New York $89 $118 $177

Cicero, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cicero, NY3.4%9.3%
Bridgeport4.57%12.52%
North Syracuse4.34%10.8%
Brewerton3.31%12.07%

Cicero Renters Insurance as a Percentage of Rent

Cicero Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 1.0% $345
$200 to $299 185 7.0% $795
$300 to $499 365 15.0% $1245
$500 to $749 580 23.0% $1920
$750 to $999 600 24.0% $2670
$1,000 to $1,499 509 20.0% $3795
$1,500 or more 159 6.0% $5445

Cicero, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Cicero Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,500$18,500
Net Savings to Cicero Home Owner from High Deductible Plan $1,000

Cicero, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cicero, NY Home Replacement Value MORE than Home Value Cicero, NY Home Replacement Value LESS than Home Value
Replacement Value $180,000 $133,500
Insurance Premium based on Replacement Value $2,150 $1,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $250/year

Example Cicero Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualGEICO Insurance
Monthly Premium 71160174
Year Built 199520071968
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$175000-$200000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cicero, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 220,000 Slate Shingles Roof 2,480 4 $5000 to $10,000 Deductible 940 7 Fiber-Cement Siding yes
1975 465,000 Tile Roof 4,600 5 > $10,000 Deductible 2810 10 Fiber-Cement Siding yes
1966 145,000 Wood Shake Roof 1,970 4 $500- $1000 Deductible 1320 9 Stucco siding No
1995 185,000 Composition Roof 2,100 4 $1000-$2500 Deductible 260 2 Vinyl siding yes
2012 335,000 Shingles Roof 3,700 5 $2500-$5000 Deductible 1010 6 Vinyl siding No
2010 350,000 Asphalt Shingles Roof 4,260 5 $5000 to $10,000 Deductible 1360 10 Stone Siding No
1974 160,000 Metal Roof 1,810 3 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding No
1999 195,000 Membrane Roof 2,150 3 $500- $1000 Deductible 990 7 Brick siding yes
2003 170,000 Membrane Roof 1,660 5 $5000 to $10,000 Deductible 80 1 Stucco siding No
1990 325,000 Wood Shake Roof 3,200 4 > $10,000 Deductible 330 2 Wood siding No
2008 195,000 Tile Roof 2,040 3 $5000 to $10,000 Deductible 380 4 Wood siding yes
1984 155,000 Metal Roof 1,800 3 $5000 to $10,000 Deductible 790 10 Vinyl siding yes
1961 220,000 Membrane Roof 2,290 3 $1000-$2500 Deductible 1230 8 Brick siding No
2012 195,000 Wood Shake Roof 2,040 3 $5000 to $10,000 Deductible 1150 12 Fiber-Cement Siding yes
2013 295,000 Slate Shingles Roof 3,980 5 $500 Deductible 230 1 Vinyl siding yes
1960 185,000 Metal Roof 2,040 3 $500 Deductible 100 1 Stucco siding yes
1981 315,000 Metal Roof 3,780 5 $500 Deductible 1930 6 Stucco siding No
1996 390,000 Slate Shingles Roof 3,750 5 $5000 to $10,000 Deductible 3660 12 Fiber-Cement Siding yes
1995 115,000 Asphalt Shingles Roof 1,220 3 $500- $1000 Deductible 370 6 Stucco siding yes
2004 160,000 Asphalt Shingles Roof 1,960 3 $1000-$2500 Deductible 910 8 Fiber-Cement Siding yes
2008 200,000 Slate Shingles Roof 2,110 3 $500 Deductible 940 8 Brick siding No
1976 465,000 Tile Roof 4,490 5 $500 Deductible 1440 4 Stucco siding yes
1975 220,000 Asphalt Shingles Roof 2,220 4 $5000 to $10,000 Deductible 680 7 Brick siding No
1960 145,000 Tile Roof 1,850 3 $500 Deductible 550 6 Brick siding No
1976 175,000 Asphalt Shingles Roof 2,360 4 $2500-$5000 Deductible 1160 10 Brick siding No
1994 165,000 Tile Roof 2,320 3 $1000-$2500 Deductible 690 8 Fiber-Cement Siding No
2001 190,000 Wood Shake Roof 2,010 5 $5000 to $10,000 Deductible 1030 12 Stucco siding No
1969 415,000 Shingles Roof 4,020 5 $500 Deductible 2300 9 Fiber-Cement Siding yes
1999 140,000 Tile Roof 1,560 5 $500 Deductible 1120 9 Stone Siding No
1998 165,000 Asphalt Shingles Roof 1,800 4 $500 Deductible 280 2 Stucco siding No