$1,241
Homeowners Insurance Cost - Chula Vista, CA
$433,500
Median Home Value - Chula Vista, CA
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$14.89 | $1,226.11 |
| $1000 Deductible | -$131.79 | $1,109.21 |
| $1500 Deductible | -$196.82 | $1,044.18 |
| $2000 Deductible | -$293.12 | $947.88 |
| $2500 Deductible | -$349.96 | $891.04 |
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$298 | $943 |
| 30 year old | +$19 | $1,260 |
| 40 year old | +$32 | $1,273 |
| 50 year old | +$47 | $1,288 |
| Above 50 year old | +$60 | $1,301 |
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$174 | $1,067 |
| Superior | -$124 | $1,117 |
| Masonry | -$62 | $1,179 |
| Brick | -$62 | $1,179 |
| Hail Resistant Roof | -$37 | $1,204 |
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$25 | $1,266 |
| Swimming Pool With A Diving Board | +$50 | $1,291 |
| Swimming Pool With Slide | +$74 | $1,315 |
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $37 | $1,204 |
| Police Department | $12 | $1,229 |
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$521.22 | $1,762 |
| Filing a Second Liability Claim | +$471.58 | $1,713 |
| Filing a Second Theft Claim | +$471.58 | $1,713 |
| Filing a Second Water Claim | +$409.53 | $1,651 |
| Filing a Fire Claim | +$248.2 | $1,489 |
| Filing a Liability Claim | +$235.79 | $1,477 |
| Filing a Theft Claim | +$235.79 | $1,477 |
| Filing a Water Claim | +$198.56 | $1,440 |
| Filing a Weather Claim | +$198.56 | $1,440 |