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Chula Vista, CA Home Values & Insurance Rates

Chula Vista, CA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,330 8.0% $37
$100,000 to $124,999 565 2.0% $187
$125,000 to $149,999 426 1.0% $231
$150,000 to $174,999 1,007 3.0% $275
$175,000 to $199,999 762 2.0% $319
$200,000 to $249,999 3,652 13.0% $381
$250,000 to $299,999 4,264 16.0% $469
$300,000 to $399,999 12,508 47.0% $594

Top Home Insurance Agents Near Chula Vista, CA

Home Insurance Company Near Chula Vista, CA Homeowners Insurance Agency Near Chula Vista, CA Address
Farmers Glenn Domingo Csd Csp Lutcf 3520 College Blvd Ste 105, Oceanside, CA, 92056
Allstate J. Scott Hazelrigg 997 W San Marcos Blvd Ste 103, San Marcos, CA, 92078
Allstate Jim Kelly 9600 Cuyamaca St Ste 204, Santee, CA, 92071
Farmers Kathy Reutter 1651 E Main St Ste 202, El Cajon, CA, 92021
Farmers Scot Adams 13794 Highway 8 Business, El Cajon, CA, 92021

Estimated Home Insurance By Street Area Near Chula Vista, CA

Chula Vista Area Estimated House Insurance
Fallbrook Ct, Hunte Pkwy, Cll del Amor, Ocala Ct, Reed Ct, Majestad Ln, Plaza Bonita Rd, Sherwood St, Duoro Dr, Palo Alto Dr$622
Vis San Carlos, The Hill Rd, Black Walnut Ct, Port Cardiff, Zamora Ct, Encantada Ct, Boeing St, Volcano Creek Rd, Blackwood Rd, Kent St$628
Citrus Ave, Bus Center Ct, Fernwood Rd, Bellagio St, Pso la Cresta, Casa Verde Ct, Granada Way, Plz Salinas, Frontage Rd, Burdock Way$628
Fairway Ct, Cheyenne Dr, Date Ct, Ladiosa Ct, Jarron Plz, Tennis Court Ln, Rosemary Pl, Bexley Rd, Surf Shoal Pt, Plz Alonzo$655
Otis St, Monte Sereno Ave, Red Granite Rd, Robin Pl, Plz Lorenzo, Magdalena Ave, Corte de Las Piedras, San Pablo Pl, Dolan Pl, Bajo Ct$646
Ola Ct, Alameda Way, Sundance Ct, Plz Capote, Sonora Dr, Sunset Crossing Pt, Corso Di Italia, Cornell Ave, Jefferson Rd, Carolyn Vista Ln$644
Forest Lake Dr, Cmt Rinaldo, Edgehill Dr, Sky Blue St, Bonita Woods Dr, Blue Ridge Dr, Sierra Way, Loping Ln, Balboa Cir, Sandal Ln$626
Hedge Way, Bonita Rd, Greenbriar Dr, Halecrest Dr, W Naples St, Waverly Ct, Jonel Way, Doolittle Ave, Alta Rd, Redlands Pl$622
Corte Helena Ave, Orchard Hill Rd, Tamayo Dr, Challis Pl, Pinyon Ridge Dr, Rock Bluff Way, Milagrosa Cir, Myra Ave, Millan St, Bryan Point Dr$653
Plz Narisco, Martos Pl, Galveston Way, Santa Cruz Ct, Alta Loma Ct, Surfwood Ln, Cantata Dr, Miguel Trail Pl, Rue Marseilles, Starshower Ln$668

Savings on home insurance for senior occupied homes

PlaceSavings
Chula Vista$93 to $95
Bonita$97
National City$91
Imperial Beach$93

Chula Vista, CA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chula Vista, CA2.0%13.0%
Bonita1.98%9.85%
National City2.73%15.27%
La Presa2.64%14.19%

Chula Vista Renters Insurance as a Percentage of Rent

Chula Vista Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 675 2.0% $786
$300 to $499 668 2.0% $1236
$500 to $749 1,356 4.0% $1911
$750 to $999 6,053 20.0% $2661
$1,000 to $1,499 10,569 36.0% $3786
$1,500 or more 9,911 33.0% $5436

Chula Vista, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Chula Vista Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,600$8,000
Net Savings to Chula Vista Home Owner from High Deductible Plan $600

Chula Vista, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chula Vista, CA Home Replacement Value MORE than Home Value Chula Vista, CA Home Replacement Value LESS than Home Value
Replacement Value $383,000 $231,000
Insurance Premium based on Replacement Value $1,025 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $85,500 Risk Exposure from Under Insuring Coverage is $66,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Chula Vista Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmAllstate
Monthly Premium 4260146
Year Built 196719962011
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$200000-$250000$500000-$600000
Deductible > $10,000 Deductible$500 Deductible$500 Deductible

Chula Vista, CA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Bonita CDP, California $81 $108 $162
National City city, California $77 $102 $153
La Presa CDP, California $77 $102 $153

Sample Home Insurance Rates for Chula Vista, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 735,000 Metal Roof 3,470 5 $2500-$5000 Deductible 860 6 Stucco siding No
1985 265,000 Asphalt Shingles Roof 1,730 4 > $10,000 Deductible 320 8 Brick siding No
1979 435,000 Shingles Roof 2,300 3 $2500-$5000 Deductible 260 3 Fiber-Cement Siding No
2003 690,000 Shingles Roof 3,300 4 $5000 to $10,000 Deductible 320 3 Brick siding No
2011 325,000 Wood Shake Roof 1,720 4 $1000-$2500 Deductible 530 10 Brick siding yes
1961 385,000 Membrane Roof 2,200 4 > $10,000 Deductible 130 4 Wood siding No
2007 395,000 Slate Shingles Roof 1,970 3 $1000-$2500 Deductible 680 9 Brick siding No
1998 505,000 Metal Roof 2,197 4 $5000 to $10,000 Deductible 1880 10 Wood siding yes