Christiansburg Insurance Rates:

Christiansburg, VA homeowners insurance is approximately $612 to $831, about $51-$69/month. Our detailed research reveals consumers can save as much as $288 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate Home Insurance
I like that my home insurance company is available most hours that work for me. i am treated in a fair and prompt manner.
Ussa
This company does not have the most affordable rates out there. it would be great if they were actually more competitive with other companies when it comes to their rates.
Liberty Mutual
My monthly payments are low and if i have no claims within five years i will get a rebate check in the mail

Christiansburg, VA Homeowners Insurance By Home Value

Christiansburg, VA Home Value Total Homes % of Total Average Christiansburg, VA Homeowners Insurance
Less than $50,000 252 4.0% $101
$80,000 to $89,999 144 2.0% $346
$90,000 to $99,999 112 2.0% $382
$100,000 to $124,999 330 6.0% $447
$125,000 to $149,999 782 14.0% $563
$150,000 to $174,999 933 17.0% $664
$175,000 to $199,999 720 13.0% $765
$200,000 to $249,999 992 18.0% $924
$250,000 to $299,999 436 8.0% $1126
$300,000 to $399,999 461 8.0% $1429

Top Home Insurance Agents Near Christiansburg, VA

Home Insurance Company Near Christiansburg, VA Homeowners Insurance Agency Near Christiansburg, VA Address
Travelers Bb&T Insurance Services Inc 902 PRICES FORK RD STE 2000, BLACKSBURG, VA, 24060
Travelers Burgess Demarco & Flick Ins And Financial 730 Apperson Drive, Salem, VA, 24153
Travelers Lockman Black And Assoc Llc 3130 Chaparral Drive Suite 101, Roanoke, VA, 24018
Erie Coaches Insurance 602 Radford Street, Christiansburg, VA, 24073
State Farm Webb Donald 2001 Bob White Blvd, Pulaski, VA, 24301-4235

Cost Of Homeowners Insurance By Street Near Christiansburg, VA

Streets in Christiansburg Area Homeowners Insurance Cost
Kirk Hollow Rd, Sunrise St, Compton Dr, Weddle Way, Ellett Rd NE, Roanoke St, Palmer St NE, State Rte 757, Mount Pleasant Rd, Perry St$708
Cox Ln, Yellow Sulphur Rd, State Rte 626, State Rte 652, Jackson St, Brookman Dr, Badger St, Walters Dr, Vernon St, Magnolia Ln$725
Jade Dr, Countrie Dr, Lester St NE, Cedar Bluff Ln, Jones St SE, State Rte 1002, Noahs Dr, Lavender Rd, Bronze Leaf Dr, Liberty St$701
Fralin Aly NE, Cherry Ln, Crosscreek Dr, State Rte 781, Simpson Rd, Grove Ave, Apgar Dr, McCoy Rd, State Rte 1223, Shaffer Dr NE$711
State Rte 706, Orchard St, 1st St SE, State Rte 631, State Rte 735, State Rte 690, George Edward Via, Old Sourwood Rd, Chrisman Mill Rd, Cinnabar Rd$703

Christiansburg, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Christiansburg$107 to $110
Montgomery County$109
Merrimac$104
Riner$114

Christiansburg, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Montgomery County, Virginia $110 $146 $219
Merrimac CDP, Virginia $104 $139 $209
Riner CDP, Virginia $114 $152 $228

Christiansburg, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Christiansburg, VA4.5%16.9%
Montgomery County4.24%16.27%
Merrimac3.95%11.99%
Riner3.47%13.96%

Christiansburg Renters Insurance as a Percentage of Rent

Christiansburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 38 1.0% $345
$200 to $299 60 1.0% $795
$300 to $499 351 10.0% $1245
$500 to $749 1,151 35.0% $1920
$750 to $999 1,033 31.0% $2670
$1,000 to $1,499 542 16.0% $3795
$1,500 or more 74 2.0% $5445

Christiansburg, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Christiansburg Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,900$9,100
Net Savings to Christiansburg Home Owner from High Deductible Plan $800

Christiansburg, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Christiansburg, VA Home Replacement Value MORE than Home Value Christiansburg, VA Home Replacement Value LESS than Home Value
Replacement Value $146,500 $96,000
Insurance Premium based on Replacement Value $800 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Christiansburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateFarmers Insurance
Monthly Premium 8295106
Year Built 201420001975
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$200000-$250000$300000-$350000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Christiansburg, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 175,000 Slate Shingles Roof 1,650 4 $500 Deductible 1080 12 Stone Siding yes
1976 190,000 Slate Shingles Roof 2,050 5 $5000 to $10,000 Deductible 380 10 Brick siding yes
1995 235,000 Membrane Roof 2,380 5 $5000 to $10,000 Deductible 120 2 Stone Siding No
1984 315,000 Metal Roof 3,200 4 $2500-$5000 Deductible 580 7 Wood siding No
1998 225,000 Wood Shake Roof 1,900 3 $5000 to $10,000 Deductible 710 12 Wood siding yes
1999 180,000 Membrane Roof 1,800 3 $2500-$5000 Deductible 390 5 Stucco siding No
1973 180,000 Wood Shake Roof 1,530 3 $500- $1000 Deductible 170 3 Vinyl siding No
1989 330,000 Composition Roof 2,710 5 $5000 to $10,000 Deductible 820 10 Vinyl siding No
2004 230,000 Wood Shake Roof 2,660 4 $1000-$2500 Deductible 980 9 Vinyl siding No
2005 205,000 Wood Shake Roof 2,060 5 $2500-$5000 Deductible 230 3 Brick siding yes
2005 225,000 Slate Shingles Roof 2,670 4 > $10,000 Deductible 410 9 Wood siding No
2000 185,000 Slate Shingles Roof 1,550 3 $1000-$2500 Deductible 720 12 Wood siding yes
1987 145,000 Composition Roof 1,320 3 $2500-$5000 Deductible 380 10 Wood siding No