Chowchilla Insurance Rates:

Chowchilla, CA homeowners insurance is roughly $504 to $683, about $42-$56/month. Our detailed research shows customers can save as much as $237 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Geico makes it easy to track your policy online. they have a great interface so that you can look up any specific information without having to call an agent.
State Farm
Waiting to hear from a representative is sometimes a lengthy process. it often takes weeks to hear anything about a filed claim.
State Farm
My policy is very well-written. i can find all of the information i need on my policy. it is large.
The Hartford
I have only talked to them once when I bought the policies, but she was extremely helpful and worked with me to get the best coverage at a cost that was acceptable to me. She made sure I understood all of the features of the policy.
State Farm
State Farm customer service is a crapshoot and depends on the subject of the call. Getting through the auto-attendant is tough sometimes, especially after-hours. Then you have to go through several layers to get help. It's much easier to just call your agent and have them deal with it.
Allstate
I would love if the optimized their website to work better with Chrome browser. I would like to pay less for the coverage I have.

Chowchilla, CA Homeowners Insurance By Home Value

Chowchilla, CA Home Value Total Homes % of Total Average Chowchilla, CA Homeowners Insurance
Less than $50,000 121 5.0% $88
$50,000 to $59,999 35 1.0% $183
$60,000 to $69,999 106 4.0% $231
$70,000 to $79,999 85 3.0% $266
$80,000 to $89,999 115 5.0% $302
$90,000 to $99,999 54 2.0% $338
$100,000 to $124,999 153 6.0% $391
$125,000 to $149,999 281 12.0% $486
$150,000 to $174,999 431 19.0% $581
$175,000 to $199,999 147 6.0% $670
$200,000 to $249,999 198 9.0% $806
$250,000 to $299,999 157 7.0% $984
$300,000 to $399,999 307 14.0% $1251

Top Home Insurance Agents Near Chowchilla, CA

Home Insurance Company Near Chowchilla, CA Homeowners Insurance Agency Near Chowchilla, CA Address
Liberty Mutual Bryce Reid 7600 North Palm Avenue Ste 102, Fresno, CA, 93711
Travelers Bulldog Insurance Agency 7975 N CEDAR AVE #103, FRESNO, CA, 93720
Farmers Gary Rucker 507 W 25th St, Merced, CA, 95340
Farmers Karlos Perez 5534 E Kings Canyon Rd # B, Fresno, CA, 93727
Farmers Ronald "Ron" Dias 7942 N Maple Ave Ste 111, Fresno, CA, 93720

Chowchilla, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fairmead CDP, California $74 $99 $148
Le Grand CDP, California $73 $97 $146
Madera Acres CDP, California $74 $99 $148

Chowchilla, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chowchilla, CA3.0%12.8%
Fairmead2.34%15.79%
Le Grand4.67%11.75%
Madera Acres2.92%11.27%

Chowchilla Renters Insurance as a Percentage of Rent

Chowchilla Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 34 1.0% $803
$300 to $499 117 4.0% $1253
$500 to $749 706 30.0% $1928
$750 to $999 618 26.0% $2678
$1,000 to $1,499 539 22.0% $3803
$1,500 or more 331 14.0% $5453

Chowchilla, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Chowchilla Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,900$4,300
Net Savings to Chowchilla Home Owner from High Deductible Plan $600

Chowchilla, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chowchilla, CA Home Replacement Value MORE than Home Value Chowchilla, CA Home Replacement Value LESS than Home Value
Replacement Value $157,500 $106,000
Insurance Premium based on Replacement Value $500 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $50/year

Example Chowchilla Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersState Farm
Monthly Premium 484076
Year Built 198220101961
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$200000-$250000$350000-$400000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Chowchilla, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 270,000 Membrane Roof 2,760 4 $500 Deductible 60 1 Stucco siding yes
2014 125,000 Composition Roof 1,350 3 $2500-$5000 Deductible 180 9 Stone Siding No
1987 185,000 Shingles Roof 2,160 5 $2500-$5000 Deductible 220 8 Wood siding yes
2011 125,000 Tile Roof 1,570 5 $500 Deductible 40 2 Brick siding yes
1970 510,000 Composition Roof 4,640 5 $2500-$5000 Deductible 750 9 Stucco siding No
2012 190,000 Tile Roof 2,060 3 $2500-$5000 Deductible 350 12 Brick siding yes
2011 260,000 Slate Shingles Roof 2,740 5 $1000-$2500 Deductible 250 6 Fiber-Cement Siding No
1991 210,000 Slate Shingles Roof 2,130 3 $500 Deductible 80 2 Vinyl siding yes
1991 300,000 Metal Roof 2,590 5 > $10,000 Deductible 360 7 Fiber-Cement Siding No
1990 375,000 Slate Shingles Roof 4,220 5 $500- $1000 Deductible 970 9 Brick siding No
1980 300,000 Asphalt Shingles Roof 2,790 4 $5000 to $10,000 Deductible 120 3 Stone Siding No
1975 210,000 Wood Shake Roof 1,880 3 $5000 to $10,000 Deductible 80 3 Stone Siding yes
2014 345,000 Composition Roof 3,670 5 $5000 to $10,000 Deductible 260 4 Stucco siding yes
1968 295,000 Composition Roof 3,730 5 $1000-$2500 Deductible 280 6 Wood siding No
1964 260,000 Asphalt Shingles Roof 2,430 4 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
1976 155,000 Asphalt Shingles Roof 1,780 5 $5000 to $10,000 Deductible 20 1 Stucco siding No
1989 160,000 Tile Roof 1,780 3 $5000 to $10,000 Deductible 30 1 Vinyl siding yes
2013 180,000 Wood Shake Roof 2,120 5 $500- $1000 Deductible 90 3 Stucco siding No
1997 345,000 Shingles Roof 3,140 5 $500- $1000 Deductible 230 3 Fiber-Cement Siding yes
1990 180,000 Wood Shake Roof 2,300 3 $1000-$2500 Deductible 170 5 Brick siding yes
1981 175,000 Tile Roof 1,940 3 $2500-$5000 Deductible 180 8 Fiber-Cement Siding No
1989 190,000 Metal Roof 1,910 4 $5000 to $10,000 Deductible 340 8 Fiber-Cement Siding yes
1983 280,000 Wood Shake Roof 2,480 5 > $10,000 Deductible 70 2 Brick siding No
1961 325,000 Composition Roof 3,000 4 $500 Deductible 260 3 Stone Siding No
1961 265,000 Composition Roof 2,530 4 $5000 to $10,000 Deductible 380 8 Stone Siding yes
1992 110,000 Membrane Roof 1,310 3 $500- $1000 Deductible 210 9 Brick siding No
2014 385,000 Metal Roof 3,400 4 > $10,000 Deductible 50 1 Vinyl siding yes
1986 190,000 Shingles Roof 1,760 3 $500 Deductible 240 6 Wood siding No
1967 220,000 Asphalt Shingles Roof 2,240 4 $500 Deductible 60 1 Fiber-Cement Siding No
1998 245,000 Asphalt Shingles Roof 2,100 4 > $10,000 Deductible 60 2 Brick siding No
2014 190,000 Membrane Roof 1,730 3 $2500-$5000 Deductible 370 8 Brick siding yes
1976 200,000 Slate Shingles Roof 1,910 3 $500- $1000 Deductible 110 2 Fiber-Cement Siding No
1978 175,000 Asphalt Shingles Roof 1,640 4 $1000-$2500 Deductible 280 8 Wood siding yes
1983 155,000 Wood Shake Roof 1,870 4 $2500-$5000 Deductible 140 4 Brick siding yes