Chippewa Falls Insurance Rates:

Chippewa Falls, WI homeowners insurance is roughly $532 to $723, about $44-$60/month. Our in depth research reveals consumers can save as much as $250 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Chippewa Falls, WI Homeowners Insurance By Home Value

Chippewa Falls, WI Home Value Total Homes % of Total Average Chippewa Falls, WI Homeowners Insurance
Less than $50,000 169 5.0% $125
$50,000 to $59,999 35 1.0% $269
$60,000 to $69,999 96 2.0% $338
$70,000 to $79,999 124 3.0% $388
$80,000 to $89,999 280 8.0% $438
$90,000 to $99,999 423 12.0% $495
$100,000 to $124,999 713 21.0% $570
$125,000 to $149,999 498 14.0% $714
$150,000 to $174,999 417 12.0% $846
$175,000 to $199,999 246 7.0% $978
$200,000 to $249,999 182 5.0% $1178
$250,000 to $299,999 142 4.0% $1435

Top Home Insurance Agents Near Chippewa Falls, WI

Home Insurance Company Near Chippewa Falls, WI Homeowners Insurance Agency Near Chippewa Falls, WI Address
NA Campbell Agency 1020 10Th Ave South #107, Baldwin, WI, 54002
NA Indianhead Insurance Agency 1009 Martin Road, Bloomer, WI, 54724
State Farm Jerry Arens 149 Main St W Ste 1, Wabasha, MN, 55981-1280
Travelers M H Smith Insurance Agency Inc 378 S EAU CLAIRE ST, MONDOVI, WI, 54755
Allstate Westland Ins Serv 700 E Division St, Neillsville, WI, 54456

Cost Of Homeowners Insurance By Street Near Chippewa Falls, WI

Streets in Chippewa Falls Area Homeowners Insurance Cost
Glen Loch Rd136th St, 46th Ave, Suvada Rd, Heppner Dr, 104th St, W Spruce St, 26th Ave, Veronica St, Stilson Rd, 91st Ave$659
E Greenville St, 195th St, Luke Pl, 66th Ave, Glen St, 82nd Ave, Hagen Rd, 191 St St, 85th Ave, Oak Hollow Dr$658
57th Ave, N Hanson St, 147th Ave, 96th Ave, 187th St, Manor Dr, 70th Ave, 36th St, E Vine St, Pearl St$658
Bridgewater Ave, 103rd St, 54th Ave, S Hanson St, 69th Ave, Judith St, Willow Creek Pkwy, 24th Ave, N State St, E Melby St$652
Alexander St, Vance Rd, Fox Run Ct, 164th St, E Garden St, Bluffview Cir W, 176th St, 76th Ave, Commerce Pkwy, Williams St$665

Chippewa Falls, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chippewa Falls$93 to $96
Lake Hallie$97
Hallie$99
Lake Wissota$98

Chippewa Falls, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Hallie village, Wisconsin $81 $107 $161
Hallie town, Chippewa County, Wisconsin $83 $111 $166
Lake Wissota CDP, Wisconsin $82 $109 $164

Chippewa Falls, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chippewa Falls, WI4.4%11.5%
Lake Hallie4.05%11.72%
Hallie3.62%10.56%
Lake Wissota3.92%13.69%

Chippewa Falls Renters Insurance as a Percentage of Rent

Chippewa Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 36 1.0% $343
$200 to $299 145 5.0% $793
$300 to $499 476 18.0% $1243
$500 to $749 1,273 49.0% $1918
$750 to $999 405 15.0% $2668
$1,000 to $1,499 188 7.0% $3793
$1,500 or more 42 1.0% $5443

Chippewa Falls, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Chippewa Falls Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Chippewa Falls Home Owner from High Deductible Plan $600

Chippewa Falls, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chippewa Falls, WI Home Replacement Value MORE than Home Value Chippewa Falls, WI Home Replacement Value LESS than Home Value
Replacement Value $173,500 $106,500
Insurance Premium based on Replacement Value $725 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Chippewa Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateErie InsuranceNationwide Insurance
Monthly Premium 304241
Year Built 194919831964
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$150000-$175000$150000-$175000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Chippewa Falls, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 210,000 Tile Roof 2,240 5 $5000 to $10,000 Deductible 180 5 Fiber-Cement Siding No
1989 120,000 Slate Shingles Roof 1,730 3 $500- $1000 Deductible 90 3 Wood siding No
1946 210,000 Asphalt Shingles Roof 2,300 3 $500 Deductible 400 8 Brick siding No
1989 100,000 Tile Roof 1,170 2 $500 Deductible 320 10 Vinyl siding No
1948 140,000 Composition Roof 2,220 3 $500 Deductible 610 12 Wood siding No
1944 330,000 Asphalt Shingles Roof 4,550 5 $5000 to $10,000 Deductible 150 2 Vinyl siding yes
1963 135,000 Wood Shake Roof 1,670 4 $500 Deductible 70 2 Stone Siding No
1966 385,000 Slate Shingles Roof 4,230 5 $1000-$2500 Deductible 1800 12 Vinyl siding No
1986 175,000 Metal Roof 2,170 4 $5000 to $10,000 Deductible 210 6 Stone Siding No
2006 160,000 Membrane Roof 1,780 2 $1000-$2500 Deductible 390 7 Vinyl siding yes
1945 365,000 Membrane Roof 4,950 5 > $10,000 Deductible 490 9 Wood siding No
1945 415,000 Asphalt Shingles Roof 4,420 5 $1000-$2500 Deductible 480 6 Wood siding yes
1962 235,000 Membrane Roof 2,780 5 $2500-$5000 Deductible 450 7 Fiber-Cement Siding No