China Grove Insurance Rates:

China Grove, NC homeowners insurance is nearly $499 to $677, about $41-$56/month. Our thorough research reveals consumers can save upto $235 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
Allstate is the best insurance in my opinion, for first time home buyers. my reasoning for that is because there are multiple discounts which could slice your monthly payment in half. buying a house isn't cheap so you need as much discounts as possible with no sacrifice in coverage. allstate is the place to be.
Allstate
I like that my home insurance company is all around the united states of america because it is easier when moving because you will always have an allstate near you
State Farm
Insurance is a necessity, in general, not something you enjoy paying, but I have no problem with state farm as a company
State Farm
They are really easy to talk to and answer all the questions I may have and I don't have anything negative to say about how they work. I hope all companies are this good at communication.
Progressive
I'm sorry how much can you say about an insurance company. I don't have any dislikes for the company. I never had to file a claim, that's what tells you how good they are. I'm fine with the price and I pay it with my loan.
Allstate
I have no issues, never had a problem.

China Grove, NC Homeowners Insurance By Home Value

China Grove, NC Home Value Total Homes % of Total Average China Grove, NC Homeowners Insurance
Less than $50,000 688 11.0% $117
$50,000 to $59,999 291 4.0% $252
$60,000 to $69,999 201 3.0% $311
$70,000 to $79,999 443 7.0% $364
$80,000 to $89,999 291 4.0% $411
$90,000 to $99,999 427 7.0% $458
$100,000 to $124,999 1,048 17.0% $535
$125,000 to $149,999 787 12.0% $670
$150,000 to $174,999 698 11.0% $787
$175,000 to $199,999 366 6.0% $911
$200,000 to $249,999 366 6.0% $1099
$250,000 to $299,999 201 3.0% $1340
$300,000 to $399,999 259 4.0% $1705

Top Home Insurance Agents Near China Grove, NC

Home Insurance Company Near China Grove, NC Homeowners Insurance Agency Near China Grove, NC Address
Allstate John Rose 16151 Lancaster Hwy Ste B, Charlotte, NC, 28277
Nationwide Keith W Hiller 2900 Waughtown St, Winston Salem, NC, 27107-1621
Nationwide Kelley E Moulton 3210 Prosperity Church Rd STE 103, Charlotte, NC, 28269-8194
Allstate Marty Blocker-Simmons 33 4th St NW, Hickory, NC, 28601
Travelers Preferred Ins And Fincl Svcs Of The Carolinas 235 OAKLAND AVE, ROCK HILL, SC, 29732

Cost Of Homeowners Insurance By Street Near China Grove, NC

Streets in China Grove Area Homeowners Insurance Cost
Graham Ave, Vivian Rd, Castlebrook Dr, Hidden Cir, E 10th St, State Rd 1308, State Hwy 153, Rankin Rd, Firehouse Dr, Greenheather Dr$588
US Hwy 29 S, Weaver Rd, Stratus St, Cedar St, S Highland Ave, Winding Way, Running Brook Dr, None Dr, State Rd 2556, Gulledge St$589
Blue Jay Ln, Riting Rd, State Rd 1335, Verlen Acres Ln, Foxgate Ln, State Rd 1449, Dogwood Dr, Leach Rd, Stokes St, S Upright St$588
Pamela St, Fraley St, W Centerview St, Stolz Rd, Carlton Ridge Rd, Tyre Dr, Barnhardt Ave, State Rd 1436, Hickory Ln, State Rd 1205$586
Rice St, Fred Ln, Big Rock Rd, Alpha Dr, Roy Cline Rd, Flowers Ln, Wellington Estates Dr, Barons Ridge Rd, Barclay Ct, Hickory Nut Ln$584
Sugar Maple Ln, Jaybird Ct, Stafford Estates Dr, Millbridge Cir, Journey Ln, State Rd 1579, W C St, McCombs Ave, Camelot Rd, N Central Ave$579
Appalachian Dr, Hidden Pond Ln, Fairway Dr, Walker Valley Ln, Pine Ridge Rd, McCleave Rd, Hollybrook Ct, Charles St, State Rd 2533, Fellowship Park Rd$590
Kay St, Cline Dr, Kevin Ave, Romans Rd, Front St, Ashby St, State Rd 1476, State Rte 2554, State Rd 1587, S Franklin St$589
Harvey Ave, Laura Ave, Bernhardt Rd, E Mills Dr, Nash Ave, Louise Ave, Kittey Ln, Ervin Loop, Bessie St, Holobough Ln$590
McCarns St, State Rd 2600, Shannon Bear Ln, State Rd 2520, Roseman Rd, W 2nd St, John Rainey Rd, Christina Ct, Simmons Cir, Lyerly Pond Rd$589

China Grove, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
China Grove$87 to $90
Landis$87
Litaker$88
Locke$89

China Grove, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Landis town, North Carolina $88 $117 $176
Enochville CDP, North Carolina $88 $117 $176
Litaker township, Rowan County, North Carolina $89 $118 $177

China Grove, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
China Grove, NC4.5%14.2%
Landis4.02%10.95%
Enochville5.15%18.82%
Litaker4.59%16.92%

China Grove Renters Insurance as a Percentage of Rent

China Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 34 1.0% $781
$300 to $499 163 5.0% $1231
$500 to $749 1,263 46.0% $1906
$750 to $999 998 36.0% $2656
$1,000 to $1,499 285 10.0% $3781

China Grove, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly China Grove Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,900$8,300
Net Savings to China Grove Home Owner from High Deductible Plan $600

China Grove, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario China Grove, NC Home Replacement Value MORE than Home Value China Grove, NC Home Replacement Value LESS than Home Value
Replacement Value $187,500 $110,500
Insurance Premium based on Replacement Value $775 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example China Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualState Farm
Monthly Premium 5260116
Year Built 197819552010
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$125000-$150000$300000-$350000
Deductible $500- $1000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for China Grove, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 115,000 Shingles Roof 1,630 4 $500 Deductible 410 8 Stucco siding yes
1971 165,000 Wood Shake Roof 1,980 3 $5000 to $10,000 Deductible 150 3 Vinyl siding yes
1965 275,000 Metal Roof 3,110 4 > $10,000 Deductible 550 6 Wood siding No
1967 95,000 Metal Roof 1,400 3 $500- $1000 Deductible 440 10 Wood siding yes
1964 195,000 Slate Shingles Roof 2,400 3 $500 Deductible 840 9 Brick siding yes
2010 180,000 Membrane Roof 2,620 4 $2500-$5000 Deductible 350 6 Brick siding No
2004 135,000 Composition Roof 1,940 3 $1000-$2500 Deductible 660 12 Fiber-Cement Siding yes
1981 80,000 Composition Roof 1,290 3 $1000-$2500 Deductible 110 3 Vinyl siding yes
1966 120,000 Metal Roof 1,850 3 $2500-$5000 Deductible 170 6 Stucco siding No
2011 145,000 Asphalt Shingles Roof 2,010 4 $500 Deductible 700 10 Stone Siding No
1972 140,000 Membrane Roof 1,700 3 $2500-$5000 Deductible 130 3 Wood siding No
1982 135,000 Metal Roof 1,840 3 $500- $1000 Deductible 430 7 Brick siding No
2010 115,000 Shingles Roof 1,790 3 $500- $1000 Deductible 220 6 Vinyl siding No
1965 130,000 Metal Roof 1,730 4 $2500-$5000 Deductible 40 1 Brick siding No
2011 145,000 Shingles Roof 1,910 4 $500- $1000 Deductible 530 10 Stone Siding yes
2009 275,000 Slate Shingles Roof 3,040 4 > $10,000 Deductible 320 8 Fiber-Cement Siding No
1943 185,000 Metal Roof 2,400 3 $1000-$2500 Deductible 730 10 Wood siding yes
2012 210,000 Composition Roof 3,350 4 $1000-$2500 Deductible 90 1 Stucco siding yes
1976 230,000 Composition Roof 2,450 4 $500- $1000 Deductible 320 4 Brick siding No
1955 90,000 Slate Shingles Roof 1,360 3 $2500-$5000 Deductible 420 12 Wood siding yes
1947 135,000 Asphalt Shingles Roof 1,640 3 $2500-$5000 Deductible 320 9 Stucco siding yes
2007 160,000 Shingles Roof 1,700 4 $500- $1000 Deductible 260 5 Wood siding yes
1985 125,000 Slate Shingles Roof 1,810 3 $500- $1000 Deductible 80 2 Fiber-Cement Siding yes
1957 270,000 Metal Roof 3,280 4 $500 Deductible 440 4 Stucco siding yes
1950 155,000 Wood Shake Roof 1,980 3 $500 Deductible 190 3 Vinyl siding yes
2014 155,000 Metal Roof 2,230 3 $1000-$2500 Deductible 200 4 Vinyl siding No
1947 165,000 Metal Roof 2,260 4 $500- $1000 Deductible 310 6 Fiber-Cement Siding No
1948 120,000 Asphalt Shingles Roof 1,700 3 $500- $1000 Deductible 200 5 Wood siding yes
1988 130,000 Membrane Roof 1,810 3 $500 Deductible 420 8 Vinyl siding No
1977 150,000 Metal Roof 2,130 3 $500 Deductible 490 6 Stucco siding yes