Chillicothe Insurance Rates:

Chillicothe, OH homeowners insurance is nearly $583 to $795, about $48-$66/month. Our extensive guide reveals consumers can save as much as $276 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
Travelers has an exceptionally comprehensive home coverage for my policy that includes a wide ranging list of computer parts that i use for special editing.
Progressive
I do not like that the office in our area does not have a receptionist that could answer simple questions if the main person would be unavailable.
Geico
Once you receive your online auto insurance quote, you can the make your first payment and elect to receive your proof of insurance by email.
Erie Insurance
Like anything, I wish it was cheaper but it's not and you need it so there isn't anything to be done
Liberty Mutual
I like that website because it is easy to get through it. I do not have to carry my insurance cards because I have them on my phone. I pay my premium every 6 months but my husband pays his portion monthly. It is nice to be able to hop and there and make sure we are all covered.
Amica Mutual Insurance
I like the customer service I receive. They have also been great with handling past claims. I like the loyalty to great service.
Geico
I haven't dealt with them much but every single time I have they have been helpful and friendly and straight to the point.
American Family
The company has provided me all these years with good agents who regularly contact me. The rates on the policies are in line with other companies and the discounts with bundling policies make it simple to just renew the coverage each year without getting quotes from other ones
State Farm
It is very minimalist with the features and information it provides. I can view only the most basic information on my homeowners and auto policies. I do like the simplicity of the site and the ease of use but it also adds to the above issue with not enough info. I would like the ability to alter, add coverage or review coverages on the site - needs more self-service functionality.

Chillicothe, OH Homeowners Insurance By Home Value

Chillicothe, OH Home Value Total Homes % of Total Average Chillicothe, OH Homeowners Insurance
Less than $50,000 644 11.0% $165
$50,000 to $59,999 203 3.0% $351
$60,000 to $69,999 475 8.0% $441
$70,000 to $79,999 334 6.0% $510
$80,000 to $89,999 594 11.0% $579
$90,000 to $99,999 441 8.0% $648
$100,000 to $124,999 615 11.0% $745
$125,000 to $149,999 778 14.0% $938
$150,000 to $174,999 366 6.0% $1104
$175,000 to $199,999 202 3.0% $1276
$200,000 to $249,999 457 8.0% $1538
$250,000 to $299,999 120 2.0% $1876
$300,000 to $399,999 160 2.0% $2387

Top Home Insurance Agents Near Chillicothe, OH

Home Insurance Company Near Chillicothe, OH Homeowners Insurance Agency Near Chillicothe, OH Address
NA Metzger Insurance Agency 404 Mill Street, Williamsport, OH, 43164
Travelers Dick Spencer Insurance Agency Llc 926 GAY ST, PORTSMOUTH, OH, 45662
State Farm Jeff Lehner 165 E Main St, Chillicothe, OH, 45601
Nationwide Jeffrey K Harper Lutcf 40 E Stimson Ave, Athens, OH, 45701-2645
State Farm Roger Roush 3558 Broadway, Grove City, OH, 43123-1941

Cost Of Homeowners Insurance By Street Near Chillicothe, OH

Streets in Chillicothe Area Homeowners Insurance Cost
S Hickory St, Bearce Rd, Simon Ln, Winona Blvd, Twp Hwy 292, Edgewood Ct, Devon Rd, Northview Dr, Orchard Ln, Tecumseh Dr$692
Western Ave, Liberty St, Clay St, Woodhill Rd, Pawnee Rd, Stanley St, Olive St, Mead Dr, Sharon Rd, Executive Center Dr$725
E 2nd St, Dun Rd, Deerpath St, Massie Ave, S Hickory St, Colomet Rd, Robin Ct, Evergreen Ln, Huron Rd, Parsons Ave$690
Canal St, Oneida Rd, Medical Dr, Braewood Dr, Park St, Twp Hwy 1159, S Watt St, Cheyenne Dr, Indian Spring Ln, Goff St$689
Shawnee Dr, Twp Hwy 144, Seney Rd, Twp Hwy 144B, Adena Rd, Fry Dr, King St, Buckeye St, Philclaire Dr, Hospital St$711

Chillicothe, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chillicothe$102 to $105
Scioto$103
Ross County$104
Andersonville$108

Chillicothe, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Scioto township, Ross County, Ohio $104 $138 $207
Ross County, Ohio $104 $139 $209
Andersonville CDP, Ohio $108 $144 $216

Chillicothe, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chillicothe, OH5.3%15.1%
Scioto5.21%15.34%
Ross County5.08%15.33%
Andersonville5.1%12.97%

Chillicothe Renters Insurance as a Percentage of Rent

Chillicothe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 82 2.0% $356
$200 to $299 193 5.0% $806
$300 to $499 722 21.0% $1256
$500 to $749 1,096 32.0% $1931
$750 to $999 873 26.0% $2681
$1,000 to $1,499 258 7.0% $3806
$1,500 or more 105 3.0% $5456

Chillicothe, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Chillicothe Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,500$8,900
Net Savings to Chillicothe Home Owner from High Deductible Plan $600

Chillicothe, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chillicothe, OH Home Replacement Value MORE than Home Value Chillicothe, OH Home Replacement Value LESS than Home Value
Replacement Value $97,500 $77,000
Insurance Premium based on Replacement Value $450 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Chillicothe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceGEICO Insurance
Monthly Premium 302045
Year Built 195919701943
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$50000-$75000$125000-$150000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Chillicothe, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 230,000 Shingles Roof 3,740 5 $1000-$2500 Deductible 260 4 Brick siding yes
1967 160,000 Metal Roof 2,130 5 $2500-$5000 Deductible 70 2 Vinyl siding yes
1965 345,000 Asphalt Shingles Roof 4,790 5 $500- $1000 Deductible 160 1 Vinyl siding yes
1945 225,000 Slate Shingles Roof 3,380 5 $2500-$5000 Deductible 360 8 Stone Siding yes
1966 180,000 Asphalt Shingles Roof 2,530 5 $500 Deductible 270 4 Vinyl siding No
1951 225,000 Metal Roof 3,250 5 $500 Deductible 840 10 Fiber-Cement Siding yes
1962 75,000 Metal Roof 1,180 2 $500- $1000 Deductible 250 10 Stone Siding No
1940 335,000 Composition Roof 4,570 5 $2500-$5000 Deductible 100 1 Vinyl siding No
1942 415,000 Metal Roof 4,850 5 $500- $1000 Deductible 1690 10 Brick siding yes
1962 155,000 Wood Shake Roof 2,030 5 $5000 to $10,000 Deductible 50 1 Brick siding yes
1983 95,000 Wood Shake Roof 1,310 2 $2500-$5000 Deductible 230 12 Brick siding No
1969 160,000 Wood Shake Roof 2,280 4 $2500-$5000 Deductible 120 3 Fiber-Cement Siding No
1940 165,000 Metal Roof 2,320 4 $500- $1000 Deductible 290 6 Brick siding No
1964 155,000 Tile Roof 2,280 3 $2500-$5000 Deductible 250 5 Stucco siding yes
1978 300,000 Slate Shingles Roof 4,000 5 $500 Deductible 120 1 Fiber-Cement Siding No
1970 135,000 Slate Shingles Roof 1,750 3 $500 Deductible 410 10 Stucco siding yes
1977 135,000 Wood Shake Roof 1,710 3 $2500-$5000 Deductible 220 5 Wood siding No
1941 80,000 Slate Shingles Roof 1,060 2 $500 Deductible 80 5 Stucco siding yes
1963 105,000 Wood Shake Roof 1,840 5 $1000-$2500 Deductible 180 8 Wood siding yes
1981 140,000 Composition Roof 1,770 4 $2500-$5000 Deductible 320 10 Wood siding yes
1951 105,000 Tile Roof 1,700 4 $2500-$5000 Deductible 120 4 Stucco siding No
1958 265,000 Tile Roof 3,320 4 $5000 to $10,000 Deductible 190 4 Stone Siding No
1963 350,000 Tile Roof 4,180 5 $1000-$2500 Deductible 410 5 Fiber-Cement Siding yes
1961 155,000 Tile Roof 2,300 3 $1000-$2500 Deductible 790 12 Stone Siding No
1942 165,000 Composition Roof 2,300 5 $500 Deductible 280 7 Fiber-Cement Siding No