Chili Insurance Rates:

Chili, NY homeowners insurance is roughly $505 to $683, about $42-$56/month. Our detailed guide shows customers can save upto $237 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like the fact that the plan comes with discounts so you get to save some money at the beginning of your plan. that is a positive effect for me
State Farm
My insurance agency rushed to give me a quote for my homeowners policy, quoted me wrong at a lower rate.
State Farm
I have a great insurance agent she is always seems to want to get me signed up for additional services.
Farmer's Insurance
I appreciated my insurance company's quick response to my claim. Plus how they sent a claims adjustor the same week I called and catered to my schedule. I also liked the quick response and the solutions, they allowed me to choose which one was more beneficial for my home.
State Farm
The website and mobile app are easy to use. The security will have you reset your password from time to time and if you are in a hurry, this can be an inconvenience. I do understand the importance of this process. Also, seeing a claim or what was paid on the claim is not available on the website.
Usaa
From other people in our neighborhood, it seems like our premium is much better than theirs - and our deductible is much lower.
Esurance
My insurance agent was helpful after my wreck. However, there are times when I try and contact her and she is are seldom in the office.
Farmer's Insurance
I wish it would have an easy place to find proof of insurance cards to print out for our auto insurance.

Chili, NY Homeowners Insurance By Home Value

Chili, NY Home Value Total Homes % of Total Average Chili, NY Homeowners Insurance
Less than $50,000 232 2.0% $106
$50,000 to $59,999 102 1.0% $225
$60,000 to $69,999 150 1.0% $285
$70,000 to $79,999 149 1.0% $326
$80,000 to $89,999 317 3.0% $368
$90,000 to $99,999 575 6.0% $415
$100,000 to $124,999 1,923 22.0% $481
$125,000 to $149,999 2,132 24.0% $599
$150,000 to $174,999 1,370 16.0% $712
$175,000 to $199,999 588 6.0% $819
$200,000 to $249,999 585 6.0% $986
$250,000 to $299,999 284 3.0% $1205
$300,000 to $399,999 149 1.0% $1532

Top Home Insurance Agents Near Chili, NY

Home Insurance Company Near Chili, NY Homeowners Insurance Agency Near Chili, NY Address
Nationwide Brian Kelly 3225 Chili Ave Ste 5, Rochester, NY, 14624
Travelers Brown & Brown Of New York Inc 45 East Ave Ste 1, Rochester, NY, 14604
Travelers Greece Agency Inc 1777 ENGLISH RD, ROCHESTER, NY, 14616
Travelers Rp Wheeler Ins Agency Llc 790 Pre Emption Road, Geneva, NY, 14456
Travelers The Chrisman Agency Inc 8689 MAIN ST 10, HONEOYE, NY, 14471

Cost Of Homeowners Insurance By Street Near Chili, NY

Streets in Chili Area Homeowners Insurance Cost
N Sheffer Rd, Irving Dr, Pine Ridge Dr, Brasser Dr, Wheat Hill, Cross Bow Dr, Glenlivet Dr, Loyalist Ave, Morgan Rd, Autumn Wood$594
Irvington Dr, Scottcross Ln, Woodruff Glen, Reed Rd, Co Rd 123, Bellaqua Estates Dr, Chester Ave, Privateers Ln, Pikuet Dr, Knights Trl W$592
Windsor Park, Norfolk Dr, State Rte 252A, Greyson Rd, Maureen Dr, S Sheffer Rd, Bent Oak Rd, Gilead Hill Rd, Sheffer Rd, Fenton Rd$593
Chili Riga Townline Rd, Scott Ln, Rio Grande Dr, I- 390, Coates Rd, Wegmans Market St, Krenzer Rd, Beech Tree Blvd, Indian Hill Dr, Province Dr$595
Archer Rd, Miller Ave, Red Bud Rd, W Forest Dr, Old Scottsville Chili Rd, Dover Ct, Harmony Cir, Apple Ln, Forsythia Dr, Springlake Apartment$595

Chili, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chili$88 to $91
Scottsville$88
Henrietta$89
Brighton$90

Chili, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Scottsville village, New York $74 $98 $147
Gates town, Monroe County, New York $74 $98 $147
Henrietta town, Monroe County, New York $74 $99 $148

Chili, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chili, NY3.6%8.8%
Scottsville3.7%9.55%
Gates3.87%9.55%
Henrietta3.69%8.81%

Chili Renters Insurance as a Percentage of Rent

Chili Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 95 3.0% $1246
$500 to $749 780 31.0% $1921
$750 to $999 857 34.0% $2671
$1,000 to $1,499 600 24.0% $3796
$1,500 or more 138 5.0% $5446

Chili, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$5,600
Yearly Chili Homeowner Insurance Premium Example $2,800$1,800
Out of Pocket Expense During Claim$1,600$5,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $15,600$14,600
Net Savings to Chili Home Owner from High Deductible Plan $1,000

Chili, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chili, NY Home Replacement Value MORE than Home Value Chili, NY Home Replacement Value LESS than Home Value
Replacement Value $180,500 $108,500
Insurance Premium based on Replacement Value $2,150 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $425/year

Example Chili Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateAmica Mutual Insurance Company
Monthly Premium 99119106
Year Built 197119832014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$175000-$200000$200000-$250000
Deductible $500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Chili, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 175,000 Tile Roof 1,880 5 $500 Deductible 1610 12 Stucco siding yes
2003 155,000 Slate Shingles Roof 2,110 3 $1000-$2500 Deductible 1020 10 Stucco siding yes
1984 105,000 Shingles Roof 1,340 3 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
1993 210,000 Metal Roof 2,300 5 $5000 to $10,000 Deductible 380 4 Stone Siding yes
2012 155,000 Composition Roof 1,570 5 $5000 to $10,000 Deductible 240 4 Wood siding yes
2014 135,000 Asphalt Shingles Roof 1,740 3 $500- $1000 Deductible 110 1 Stone Siding No
2000 160,000 Metal Roof 2,110 5 $2500-$5000 Deductible 600 5 Wood siding No
1971 150,000 Shingles Roof 1,880 4 $500- $1000 Deductible 1600 12 Brick siding No
2005 250,000 Slate Shingles Roof 2,860 4 $2500-$5000 Deductible 420 3 Brick siding yes
1965 280,000 Metal Roof 3,360 4 > $10,000 Deductible 270 2 Wood siding yes
2007 225,000 Tile Roof 2,320 3 $500- $1000 Deductible 1130 6 Stone Siding yes
1977 150,000 Slate Shingles Roof 1,510 3 $500 Deductible 270 2 Stone Siding No
1982 315,000 Tile Roof 3,110 4 $2500-$5000 Deductible 140 1 Wood siding No
1985 240,000 Shingles Roof 2,690 4 $2500-$5000 Deductible 1570 10 Vinyl siding yes
1983 170,000 Membrane Roof 2,090 4 $1000-$2500 Deductible 1070 10 Brick siding No
2008 180,000 Composition Roof 2,340 3 $5000 to $10,000 Deductible 310 3 Wood siding yes
1992 385,000 Slate Shingles Roof 4,480 5 $500- $1000 Deductible 3180 8 Stone Siding No
1991 205,000 Metal Roof 2,520 4 $1000-$2500 Deductible 640 5 Brick siding yes
2000 295,000 Slate Shingles Roof 4,100 5 > $10,000 Deductible 960 10 Wood siding No
1964 230,000 Shingles Roof 2,480 5 $1000-$2500 Deductible 250 2 Wood siding yes
1989 145,000 Composition Roof 1,630 4 $500- $1000 Deductible 990 8 Vinyl siding yes
1995 250,000 Wood Shake Roof 3,110 4 > $10,000 Deductible 1120 8 Vinyl siding yes
1985 260,000 Wood Shake Roof 3,100 4 $500- $1000 Deductible 590 3 Brick siding No
1976 140,000 Slate Shingles Roof 1,940 5 $500 Deductible 180 2 Stucco siding No
1968 175,000 Asphalt Shingles Roof 2,020 5 $500- $1000 Deductible 1230 7 Vinyl siding yes
1993 170,000 Shingles Roof 2,410 4 $500- $1000 Deductible 740 6 Stone Siding yes