Chilhowie Insurance Rates:

Chilhowie, VA homeowners insurance is about $593 to $806, about $49-$67/month. Our comprehensive guide shows customers can save as much as $279 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chilhowie, VA Homeowners Insurance By Home Value

Chilhowie, VA Home Value Total Homes % of Total Average Chilhowie, VA Homeowners Insurance
Less than $50,000 191 14.0% $167
$50,000 to $59,999 68 5.0% $349
$60,000 to $69,999 78 5.0% $433
$70,000 to $79,999 72 5.0% $503
$80,000 to $89,999 84 6.0% $566
$90,000 to $99,999 160 12.0% $636
$100,000 to $124,999 279 21.0% $733
$125,000 to $149,999 121 9.0% $922
$150,000 to $174,999 55 4.0% $1090
$175,000 to $199,999 42 3.0% $1258
$200,000 to $249,999 65 4.0% $1509
$250,000 to $299,999 30 2.0% $1845
$300,000 to $399,999 77 5.0% $2348

Top Home Insurance Agents Near Chilhowie, VA

Home Insurance Company Near Chilhowie, VA Homeowners Insurance Agency Near Chilhowie, VA Address
State Farm Mark Halvorsen 1420 E Stone Dr Ste A, Kingsport, TN, 37660-4165
Travelers Wiley Jonathan Moxley Ii 715 N MAIN ST, MARION, VA, 24354
Nationwide William George Yates 108 Springbrook Dr, Johnson City, TN, 37604-1757
NA Miller Insurance Agency 107 South Jefferson Avenue , West Jefferson, NC, 28694
NA Guardian Insurance Agency 125 Wade E Vannoy Dr , West Jefferson, NC, 28694

Cost Of Homeowners Insurance By Street Near Chilhowie, VA

Streets in Chilhowie Area Homeowners Insurance Cost
Co Rd 640, Bear Ridge Ln, Haven Ridge Rd, Town Springs Rd, S Wood Ln, Rusty Hollow Ln, Eagles Nest Rd, Brinkley Ln, Co Rd 717, Saint James Rd$698
Beaver Trl, Co Rd 1017, Keesee Ln, Indigo Dr, Cardinal Ln, Co Rd 1015, Co Rd 668, Armstrong Hollow Ln, Skyview Dr, Hood St$695
Christin Ln, Co Rd 655, Tiny Town Ave, Timberland Ln, Chance Ln, Co Rd 1301, Logan Ln, Zion Hill Rd, Hummingbird Ln, Old Rock Rd$694
Leonard Ln, Overlook Dr, Worley St, Fuller Ln, Long Hollow Rd, Davis Valley Rd, Vale Cir, Moore St, Dixie Loop, Konnarock Rd$692
Co Rd 606, Tattle Branch Rd, Co Rd 683, Scratch Gravel Rd, Dotson Ridge Rd, Co Rd 1022, Co Rd 1027, Swamp Rd, Co Rd 609, Big Tree Dr$698

Chilhowie, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chilhowie$104 to $107
Seven Mile Ford$104
Adwolf$103
Monroe$105

Chilhowie, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Seven Mile Ford CDP, Virginia $87 $116 $174
Adwolf CDP, Virginia $87 $115 $173
Glade Spring town, Virginia $87 $115 $173

Chilhowie, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chilhowie, VA6.1%18.3%
Seven Mile Ford6.85%19.81%
Adwolf5.96%20.41%
Glade Spring6.2%18.9%

Chilhowie Renters Insurance as a Percentage of Rent

Chilhowie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 136 26.0% $1256
$500 to $749 273 52.0% $1931
$750 to $999 106 20.0% $2681

Chilhowie, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Chilhowie Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,900$5,300
Net Savings to Chilhowie Home Owner from High Deductible Plan $600

Chilhowie, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chilhowie, VA Home Replacement Value MORE than Home Value Chilhowie, VA Home Replacement Value LESS than Home Value
Replacement Value $118,000 $87,000
Insurance Premium based on Replacement Value $600 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Chilhowie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyErie Insurance
Monthly Premium 423275
Year Built 198419931979
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$100000-$125000$250000-$300000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Chilhowie, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 170,000 Slate Shingles Roof 2,900 4 $2500-$5000 Deductible 250 6 Wood siding yes
1960 225,000 Wood Shake Roof 3,100 5 $500 Deductible 700 9 Fiber-Cement Siding No
1981 130,000 Wood Shake Roof 2,080 3 $1000-$2500 Deductible 160 4 Brick siding No
1989 100,000 Tile Roof 1,600 3 $500- $1000 Deductible 460 12 Stone Siding yes
1973 115,000 Composition Roof 1,480 3 $1000-$2500 Deductible 250 6 Fiber-Cement Siding No
1993 255,000 Tile Roof 3,540 5 $5000 to $10,000 Deductible 460 7 Stone Siding No
1988 85,000 Asphalt Shingles Roof 1,240 3 $500 Deductible 180 7 Wood siding yes
1995 180,000 Slate Shingles Roof 2,070 3 $5000 to $10,000 Deductible 290 7 Vinyl siding yes
1984 135,000 Membrane Roof 1,560 3 $500- $1000 Deductible 500 10 Brick siding yes
1998 140,000 Metal Roof 1,820 3 $500 Deductible 400 6 Stucco siding No
1994 190,000 Slate Shingles Roof 2,820 4 $1000-$2500 Deductible 200 4 Wood siding yes
2009 240,000 Slate Shingles Roof 3,490 5 > $10,000 Deductible 270 5 Wood siding No
1962 175,000 Tile Roof 2,080 4 $2500-$5000 Deductible 180 3 Stone Siding No
1994 195,000 Wood Shake Roof 3,170 4 $5000 to $10,000 Deductible 320 9 Vinyl siding yes
1969 200,000 Slate Shingles Roof 2,940 4 > $10,000 Deductible 480 12 Vinyl siding yes
1970 125,000 Shingles Roof 1,700 3 $1000-$2500 Deductible 40 1 Wood siding yes
2002 190,000 Tile Roof 2,290 4 $500 Deductible 340 4 Fiber-Cement Siding No
1975 160,000 Tile Roof 1,880 4 $500- $1000 Deductible 360 7 Vinyl siding yes
1971 195,000 Tile Roof 3,080 4 $500- $1000 Deductible 970 12 Stucco siding No
1967 125,000 Wood Shake Roof 1,720 3 $1000-$2500 Deductible 80 2 Stucco siding No
1972 145,000 Asphalt Shingles Roof 2,210 3 $2500-$5000 Deductible 360 8 Vinyl siding yes
2004 270,000 Asphalt Shingles Roof 3,990 5 $5000 to $10,000 Deductible 370 5 Stone Siding yes
1970 85,000 Wood Shake Roof 1,220 3 $2500-$5000 Deductible 20 1 Wood siding yes
1999 120,000 Slate Shingles Roof 2,000 3 $500 Deductible 120 3 Stone Siding yes
2005 135,000 Tile Roof 2,320 3 $2500-$5000 Deductible 300 8 Stone Siding No
2001 190,000 Wood Shake Roof 2,930 4 $1000-$2500 Deductible 270 3 Fiber-Cement Siding yes
1998 165,000 Composition Roof 2,200 3 $5000 to $10,000 Deductible 80 2 Wood siding No
2009 165,000 Slate Shingles Roof 2,100 3 $500- $1000 Deductible 370 5 Wood siding yes
2004 195,000 Membrane Roof 2,600 4 $500- $1000 Deductible 170 3 Fiber-Cement Siding yes
2000 100,000 Tile Roof 1,550 5 $500 Deductible 100 3 Brick siding No