Chicopee, MA homeowners insurance is roughly $852 to $1,154, about $71-$96/month. Our thorough guide reveals consumers can save as much as $401 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Chicopee, MA | Homeowners Insurance Agency Near Chicopee, MA | Address |
|---|---|---|
| Travelers | Ross Insurance Agency Inc | 150 Lower Westfield Rd Ste 2, HOLYOKE, MA, 1040 |
| Travelers | Byrnes Agency Inc | 6 CONSUMERS AVE, NORWICH, CT, 6360 |
| State Farm | Coe Bancroft | 41a Welles St, Glastonbury, CT, 06033-2047 |
| Travelers | Cpm Insurance Services Llc | 90 Hinman Street, Cheshire, CT, 6410 |
| Liberty Mutual Independent | Goss & Mclain Insurance Agcy | 1767 NORTHAMPTON ST, HOLYOKE, MA, 1040 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hampden County, Massachusetts | $126 | $168 | $252 |
| Holyoke city, Massachusetts | $126 | $167 | $251 |
| Springfield city, Massachusetts | $124 | $165 | $248 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Chicopee, MA | 5.9% | 15.8% |
| Hampden County | 5.26% | 14.64% |
| Holyoke | 5.71% | 14.18% |
| Springfield | 5.82% | 15.31% |
| Chicopee Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 226 | 2.0% | $374 |
| $200 to $299 | 703 | 7.0% | $824 |
| $300 to $499 | 979 | 10.0% | $1274 |
| $500 to $749 | 2,333 | 25.0% | $1949 |
| $750 to $999 | 2,966 | 32.0% | $2699 |
| $1,000 to $1,499 | 1,767 | 19.0% | $3824 |
| $1,500 or more | 211 | 2.0% | $5474 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $3,800 |
| Yearly Chicopee Homeowner Insurance Premium Example | $1,700 | $1,200 |
| Out of Pocket Expense During Claim | $1,800 | $3,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $13,700 | $12,200 |
| Net Savings to Chicopee Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Chicopee, MA Home Replacement Value MORE than Home Value | Chicopee, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $208,000 | $146,000 |
| Insurance Premium based on Replacement Value | $1,500 | $1,050 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $26,000 | Risk Exposure from Under Insuring Coverage is $36,000 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $200/year |
| Insurance Company | Amica Mutual Insurance Company | State Farm | Allstate |
| Monthly Premium | 66 | 110 | 123 |
| Year Built | 1970 | 1964 | 1948 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $200000-$250000 | $175000-$200000 |
| Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible |