Chickamauga Insurance Rates:

Chickamauga, GA homeowners insurance is nearly $740 to $1,010, about $61-$84/month. Our exhaustive guide reveals consumers can save as much as $350 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chickamauga, GA Homeowners Insurance By Home Value

Chickamauga, GA Home Value Total Homes % of Total Average Chickamauga, GA Homeowners Insurance
Less than $50,000 596 13.0% $175
$50,000 to $59,999 199 4.0% $385
$60,000 to $69,999 112 2.0% $473
$70,000 to $79,999 204 4.0% $543
$80,000 to $89,999 261 5.0% $621
$90,000 to $99,999 428 9.0% $692
$100,000 to $124,999 557 12.0% $805
$125,000 to $149,999 493 11.0% $1007
$150,000 to $174,999 554 12.0% $1191
$175,000 to $199,999 328 7.0% $1375
$200,000 to $249,999 325 7.0% $1655
$250,000 to $299,999 201 4.0% $2014
$300,000 to $399,999 137 3.0% $2566

Top Home Insurance Agents Near Chickamauga, GA

Home Insurance Company Near Chickamauga, GA Homeowners Insurance Agency Near Chickamauga, GA Address
Travelers Flegal Insurance Inc 23 GEORGIA AVE, SUMMERVILLE, GA, 30747
Allstate Michael Hodges 3849 Dayton Blvd Ste 105, Chattanooga, TN, 37415
Allstate Mike Britton 101 Elliott Dr Nw Ste A, Rome, GA, 30165
NA Weeks & Peters Agency, A Dvision Of Starr-Mathews 7604 Nashville St, Ringgold, GA, 30736
State Farm Aaron Stiles 4215 Cloud Springs Rd, Ringgold, GA, 30736-8413

Cost Of Homeowners Insurance By Street Near Chickamauga, GA

Streets in Chickamauga Area Homeowners Insurance Cost
Emerald Ln, Jada Ln, Jackson Ln, Wooten Ct, Abby St, Cole Ln, Clark St, Spruce St, Garretts Chapel Ct, Old Homestead Dr$877
Line Ln, Hidden Hills Dr, Stanford Dr, Haleys Cove Dr, Blue Grass Ln, Dogwood Hill Ln, Bonds Rd, Boseman Ln, Roundtree Ct, 9th St$875
Parrish Ln, Pine St, Hwy 341, Pinehurst Cir, Lark Rd, State Rte 341, Jd Dr, Fannie Mae, Lytle Rd, Friendship Ct$875
Boss Ct, Martin Cement Dr, Cone Ln, Blue Sky Ln, Mill Creek Ln, Pinson Ln, Green Dr, Lee Clarkson Rd, Davis Rd, Clear Creek Rd$876
Lenox Cir, Zackry Trce, A St, Bramlett Dr, Oakwood St, E Frost Dr, Tanner Ln, Joye Ln, Hardin Rd, Shook Dr$870

Chickamauga, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chickamauga$130 to $132
Fairview$129
Chattanooga Valley$130
Rossville-Beverly Hills$128

Chickamauga, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fairview CDP, Georgia $129 $172 $258
Chattanooga Valley CCD, Walker County, Georgia $130 $173 $260
Rossville-Beverly Hills CCD, Walker County, Georgia $128 $170 $255

Chickamauga, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chickamauga, GA6.6%25.8%
Fairview7.61%25.69%
Chattanooga Valley7.54%22.96%
Rossville-Beverly Hills8.33%25.88%

Chickamauga Renters Insurance as a Percentage of Rent

Chickamauga Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 217 18.0% $1271
$500 to $749 639 55.0% $1946
$750 to $999 227 19.0% $2696
$1,000 to $1,499 68 5.0% $3821

Chickamauga, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Chickamauga Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Chickamauga Home Owner from High Deductible Plan $600

Chickamauga, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chickamauga, GA Home Replacement Value MORE than Home Value Chickamauga, GA Home Replacement Value LESS than Home Value
Replacement Value $146,500 $94,500
Insurance Premium based on Replacement Value $625 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example Chickamauga Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyTravelers
Monthly Premium 439262
Year Built 199320021986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$175000-$200000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Chickamauga, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 155,000 Slate Shingles Roof 1,820 3 $5000 to $10,000 Deductible 310 8 Vinyl siding No
1997 280,000 Asphalt Shingles Roof 3,180 4 $2500-$5000 Deductible 1060 10 Stucco siding No
2013 115,000 Asphalt Shingles Roof 1,780 4 $2500-$5000 Deductible 260 9 Stone Siding yes
1996 230,000 Shingles Roof 3,610 5 $500- $1000 Deductible 490 7 Stone Siding No
1974 85,000 Asphalt Shingles Roof 1,270 3 $1000-$2500 Deductible 180 5 Stucco siding No
2001 105,000 Composition Roof 1,310 3 $1000-$2500 Deductible 150 4 Wood siding yes
1996 110,000 Shingles Roof 1,240 3 $500- $1000 Deductible 290 7 Brick siding yes
2008 300,000 Wood Shake Roof 3,870 5 $500- $1000 Deductible 300 2 Vinyl siding yes
2002 365,000 Shingles Roof 3,930 5 $2500-$5000 Deductible 700 8 Wood siding yes
1989 130,000 Asphalt Shingles Roof 2,020 4 $1000-$2500 Deductible 590 10 Stone Siding yes
2000 160,000 Metal Roof 2,370 4 $5000 to $10,000 Deductible 240 7 Fiber-Cement Siding yes
2011 215,000 Composition Roof 2,520 5 > $10,000 Deductible 320 7 Stone Siding yes
2009 225,000 Slate Shingles Roof 2,800 5 $2500-$5000 Deductible 70 1 Stucco siding yes
1986 165,000 Shingles Roof 1,790 3 $500- $1000 Deductible 190 3 Fiber-Cement Siding No
1992 80,000 Composition Roof 1,230 3 $500- $1000 Deductible 80 3 Vinyl siding No
2002 135,000 Asphalt Shingles Roof 1,620 3 $500 Deductible 360 7 Vinyl siding No
1973 340,000 Wood Shake Roof 3,880 5 $500 Deductible 810 4 Brick siding yes
1991 170,000 Wood Shake Roof 2,010 4 $1000-$2500 Deductible 140 2 Stucco siding yes
1970 365,000 Tile Roof 4,380 5 $1000-$2500 Deductible 520 4 Stucco siding No
2005 125,000 Slate Shingles Roof 1,740 4 $1000-$2500 Deductible 250 7 Stone Siding No
2002 225,000 Composition Roof 3,220 5 $1000-$2500 Deductible 470 6 Brick siding No
2013 260,000 Asphalt Shingles Roof 2,930 4 $500 Deductible 720 7 Wood siding No
1982 175,000 Membrane Roof 2,660 4 $5000 to $10,000 Deductible 420 9 Brick siding No
2007 160,000 Asphalt Shingles Roof 1,980 4 $2500-$5000 Deductible 230 5 Wood siding yes
1997 285,000 Metal Roof 3,120 5 $1000-$2500 Deductible 830 7 Fiber-Cement Siding yes
1971 245,000 Shingles Roof 3,370 4 > $10,000 Deductible 580 12 Stone Siding No
2004 195,000 Composition Roof 2,310 3 $500 Deductible 970 9 Wood siding No
1973 215,000 Membrane Roof 2,640 4 $500- $1000 Deductible 390 4 Wood siding yes
1975 135,000 Metal Roof 1,930 3 $2500-$5000 Deductible 90 3 Stone Siding yes
1980 195,000 Membrane Roof 2,390 3 $500- $1000 Deductible 370 6 Vinyl siding No
1974 145,000 Asphalt Shingles Roof 1,760 3 $500 Deductible 710 12 Brick siding No
1983 250,000 Membrane Roof 3,120 4 $2500-$5000 Deductible 210 2 Brick siding yes
1982 130,000 Wood Shake Roof 1,660 3 $2500-$5000 Deductible 160 3 Brick siding No
2011 195,000 Metal Roof 2,350 4 $5000 to $10,000 Deductible 240 5 Vinyl siding No