How Much Does Chicago, IL Home Insurance Cost?
Chicago, IL Average Homeowners Insurance Cost
$940
Homeowners Insurance Cost - Chicago, IL
$234,500
Median Home Value - Chicago, IL
Chicago, IL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.28 | $928.72 |
| $1000 Deductible | -$99.83 | $840.17 |
| $1500 Deductible | -$149.08 | $790.92 |
| $2000 Deductible | -$222.03 | $717.97 |
| $2500 Deductible | -$265.08 | $674.92 |
Chicago, IL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$197 | $743 |
| 30 year old | +$14 | $954 |
| 40 year old | +$24 | $964 |
| 50 year old | +$36 | $976 |
| Above 50 year old | +$45 | $985 |
Chicago, IL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$113 | $827 |
| Superior | -$94 | $846 |
| Masonry | -$47 | $893 |
| Brick | -$47 | $893 |
| Hail Resistant Roof | -$28 | $912 |
Chicago, IL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$19 | $959 |
| Swimming Pool With A Diving Board | +$47 | $987 |
| Swimming Pool With Slide | +$56 | $996 |
Chicago, IL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $28 | $912 |
| Police Department | $9 | $931 |
Chicago, IL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$394.8 | $1,335 |
| Filing a Second Liability Claim | +$357.2 | $1,297 |
| Filing a Second Theft Claim | +$357.2 | $1,297 |
| Filing a Second Water Claim | +$310.2 | $1,250 |
| Filing a Fire Claim | +$188.0 | $1,128 |
| Filing a Liability Claim | +$178.6 | $1,119 |
| Filing a Theft Claim | +$178.6 | $1,119 |
| Filing a Water Claim | +$150.4 | $1,090 |
| Filing a Weather Claim | +$150.4 | $1,090 |