Chicago Heights, IL Home Insurance - Analysis On Quotes, Rates & Agents
Chicago Heights Insurance Rates:
Chicago Heights, IL homeowners insurance is about $632 to $859, about $52-$71/month. Our complete analysis indicates shoppers can save as much as $298 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmThe music that they play while you are on hold is repetitive and gives me a headache after 15 minutes.
ProgressiveIt is easy to get documents for your policy with progressive. you can access them through their website, or you can request a fax and they will deliver it promptly.
Goodville MutualThey covered a nice hotel for us to stay in while our home was being renovated. they were very responsive to our needs.
Erie InsuranceWhen I first bought my own, I was clueless about what I needed or what I should have my broker was amazing
American FamilyI have had no interaction with the agent I purchased the initial insurance from. He was pleasant and personable, I haven't had any issues with the insurance, payments, or claims.
TravelersI like that I get consistently low rates for my home insurance. The service is also very good if I have to call in
State FarmWe switched to this company after our previous company kept raising the rate of our home and auto insurance. They came out within two days and did an inspection and gave us a quote. They have the best rates in our area and are always friendly and helpful. Our coverage was also increased by using them.
AaaI'm satisfied with it. I see all the other companies advertised on T.V, comparing rates with each other, but no one seems to want to compare with AAA. That tells me that AAA rated are quite competitive.
AllstateI would give this company a 5 out 5 stars. they are a very good price. I have yet to need to file a claim, but so far I would recommend.
Chicago Heights, IL Homeowners Insurance By Home Value
| Chicago Heights, IL Home Value | Total Homes | % of Total | Average Chicago Heights, IL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 244 | 4.0% | $141 |
| $50,000 to $59,999 | 63 | 1.0% | $305 |
| $60,000 to $69,999 | 217 | 3.0% | $379 |
| $70,000 to $79,999 | 205 | 3.0% | $432 |
| $80,000 to $89,999 | 402 | 6.0% | $491 |
| $90,000 to $99,999 | 479 | 8.0% | $551 |
| $100,000 to $124,999 | 1,246 | 21.0% | $640 |
| $125,000 to $149,999 | 996 | 17.0% | $804 |
| $150,000 to $174,999 | 1,134 | 19.0% | $946 |
| $175,000 to $199,999 | 277 | 4.0% | $1095 |
| $200,000 to $249,999 | 356 | 6.0% | $1318 |
| $250,000 to $299,999 | 66 | 1.0% | $1609 |
| $300,000 to $399,999 | 130 | 2.0% | $2041 |
Top Home Insurance Agents Near Chicago Heights, IL
| Home Insurance Company Near Chicago Heights, IL | Homeowners Insurance Agency Near Chicago Heights, IL | Address |
|---|---|---|
| NA | Ability Risk Management, Inc. | 5518 W 95Th St , Oak Lawn, IL, 60453 |
| State Farm | Charles Cathey Jr | 1652 E 87th Street, Chicago, IL, 60617 |
| Travelers | Concklin Insurance Agency | 240 S WESTMORE AVE, LOMBARD, IL, 60148 |
| State Farm | Curtis R Monday | 17537 Kedzie Ave, Hazel Crest, IL, 60429-2007 |
| Farmers | Rachelrevbu | 1047 Madison St, Oak Park, IL, 60302 |
Cost Of Homeowners Insurance By Street Near Chicago Heights, IL
| Streets in Chicago Heights Area | Homeowners Insurance Cost |
|---|---|
| Portland Ave, Rosewood Ln, Butler St, S Floyd Ln, Joyce Ln, Lynn Ln, Bramanti Trl, Country Club Rd, Winchester Rd, Maple Dr N | $750 |
| W End Ave, E 17th St, Amy St, Doris Ln, W Cherry Ln, Coolidge St, Independence Dr, N Cherry Dr, Manchester Dr N, Lawrence Ave W | $770 |
| 184th Pl, Leonard St, N Longwood Ct, Sylvan Ct, E 13th Pl, E 192nd St, Travers Ave, Helfred Ave, Cummings Ln, Floyd Ln S | $769 |
| Serena Dr S, Independence Rd, W 16th Pl, Leonard St, Cherry Dr, Hickory Ridge, W 207th St, Craig Dr W, W 10th St, Edgewood Ave | $740 |
| Frederick Rd, E 11th Pl, Macarthur Dr, Heartland Dr, N Maple Dr, Avonelle Dr, Lowe St, Park Ter, E Steger Rd, Riegel Rd | $751 |
Chicago Heights, IL Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Chicago Heights | $111 to $114 |
| Bloom | $112 |
| South Chicago Heights | $110 |
| Glenwood | $113 |
Chicago Heights, IL Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Bloom township, Cook County, Illinois | $113 | $150 | $225 |
| South Chicago Heights village, Illinois | $110 | $147 | $221 |
| Glenwood village, Illinois | $113 | $151 | $227 |
Chicago Heights, IL Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Chicago Heights, IL | 4.5% | 11.0% |
| Bloom | 4.16% | 10.92% |
| South Chicago Heights | 4.76% | 12.86% |
| Glenwood | 4.06% | 10.56% |
Chicago Heights Renters Insurance as a Percentage of Rent
| Chicago Heights Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 170 | 4.0% | $347 |
| $200 to $299 | 75 | 2.0% | $797 |
| $300 to $499 | 224 | 6.0% | $1247 |
| $500 to $749 | 820 | 23.0% | $1922 |
| $750 to $999 | 1,055 | 29.0% | $2672 |
| $1,000 to $1,499 | 926 | 26.0% | $3797 |
| $1,500 or more | 284 | 7.0% | $5447 |
Chicago Heights, IL Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Chicago Heights Homeowner Insurance Premium Example | $500 | $300 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $4,600 | $4,000 |
| Net Savings to Chicago Heights Home Owner from High Deductible Plan | $600 | |
Chicago Heights, IL Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Chicago Heights, IL Home Replacement Value MORE than Home Value | Chicago Heights, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $169,500 | $109,500 |
| Insurance Premium based on Replacement Value | $700 | $450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,500 | Risk Exposure from Under Insuring Coverage is $23,500 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $175/year |
Example Chicago Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | GEICO Insurance | Liberty Mutual | Travelers |
| Monthly Premium | 53 | 37 | 79 |
| Year Built | 1980 | 1943 | 1971 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $175000-$200000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | > $10,000 Deductible | $500- $1000 Deductible |
Sample Home Insurance Rates for Chicago Heights, IL from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1982 | 100,000 | Wood Shake Roof | 1,530 | 3 | $1000-$2500 Deductible | 200 | 6 | Wood siding | No |
| 1967 | 315,000 | Membrane Roof | 4,190 | 5 | $500 Deductible | 860 | 8 | Vinyl siding | yes |
| 1968 | 210,000 | Composition Roof | 2,710 | 5 | $500- $1000 Deductible | 620 | 10 | Stone Siding | No |
| 1966 | 150,000 | Metal Roof | 1,560 | 3 | $2500-$5000 Deductible | 260 | 6 | Vinyl siding | yes |
| 1969 | 150,000 | Composition Roof | 1,780 | 4 | $2500-$5000 Deductible | 680 | 12 | Brick siding | No |
| 1976 | 210,000 | Wood Shake Roof | 2,480 | 4 | $1000-$2500 Deductible | 840 | 12 | Fiber-Cement Siding | No |
| 1975 | 130,000 | Slate Shingles Roof | 1,700 | 4 | $500- $1000 Deductible | 220 | 3 | Wood siding | No |
| 1987 | 220,000 | Metal Roof | 2,510 | 5 | > $10,000 Deductible | 300 | 8 | Brick siding | yes |
| 1981 | 135,000 | Wood Shake Roof | 1,700 | 5 | $500- $1000 Deductible | 110 | 2 | Fiber-Cement Siding | yes |
| 1988 | 125,000 | Asphalt Shingles Roof | 1,590 | 3 | $500- $1000 Deductible | 100 | 2 | Fiber-Cement Siding | No |
| 1982 | 225,000 | Composition Roof | 3,470 | 5 | $2500-$5000 Deductible | 690 | 7 | Brick siding | No |
| 1945 | 180,000 | Shingles Roof | 2,630 | 4 | $5000 to $10,000 Deductible | 670 | 12 | Stone Siding | yes |
| 1986 | 275,000 | Wood Shake Roof | 3,300 | 4 | $2500-$5000 Deductible | 280 | 3 | Stone Siding | No |
| 1962 | 225,000 | Asphalt Shingles Roof | 3,360 | 4 | $2500-$5000 Deductible | 510 | 6 | Vinyl siding | No |
| 1965 | 165,000 | Composition Roof | 1,960 | 3 | $5000 to $10,000 Deductible | 150 | 4 | Fiber-Cement Siding | No |
| 1978 | 200,000 | Membrane Roof | 2,340 | 3 | $2500-$5000 Deductible | 490 | 9 | Stone Siding | No |
| 1971 | 195,000 | Shingles Roof | 2,100 | 5 | $5000 to $10,000 Deductible | 520 | 12 | Wood siding | No |
| 1979 | 275,000 | Shingles Roof | 2,850 | 5 | $1000-$2500 Deductible | 780 | 8 | Stone Siding | No |
| 1960 | 260,000 | Tile Roof | 3,000 | 4 | $5000 to $10,000 Deductible | 620 | 10 | Brick siding | yes |
| 1982 | 130,000 | Membrane Roof | 1,710 | 3 | $500 Deductible | 370 | 10 | Stucco siding | yes |
| 1970 | 190,000 | Asphalt Shingles Roof | 2,340 | 3 | $1000-$2500 Deductible | 350 | 5 | Stucco siding | yes |
| 1967 | 165,000 | Shingles Roof | 2,120 | 3 | $5000 to $10,000 Deductible | 250 | 6 | Fiber-Cement Siding | No |
| 1973 | 295,000 | Tile Roof | 3,970 | 5 | $500 Deductible | 1060 | 12 | Vinyl siding | yes |
| 1964 | 225,000 | Membrane Roof | 2,400 | 4 | $1000-$2500 Deductible | 110 | 2 | Stucco siding | yes |
| 1975 | 115,000 | Membrane Roof | 1,390 | 3 | $2500-$5000 Deductible | 160 | 4 | Wood siding | yes |
| 1976 | 150,000 | Composition Roof | 2,110 | 3 | $2500-$5000 Deductible | 320 | 7 | Stucco siding | yes |
| 1965 | 195,000 | Tile Roof | 2,360 | 4 | $5000 to $10,000 Deductible | 140 | 4 | Vinyl siding | No |
| 1946 | 195,000 | Tile Roof | 2,310 | 3 | $1000-$2500 Deductible | 330 | 4 | Vinyl siding | yes |
| 1971 | 275,000 | Metal Roof | 2,900 | 4 | $500- $1000 Deductible | 540 | 6 | Wood siding | yes |
| 1944 | 290,000 | Composition Roof | 3,040 | 4 | > $10,000 Deductible | 550 | 8 | Wood siding | No |
| 1987 | 180,000 | Wood Shake Roof | 2,330 | 5 | $5000 to $10,000 Deductible | 440 | 9 | Stucco siding | No |