Chicago Heights Insurance Rates:

Chicago Heights, IL homeowners insurance is about $632 to $859, about $52-$71/month. Our complete analysis indicates shoppers can save as much as $298 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The music that they play while you are on hold is repetitive and gives me a headache after 15 minutes.
Progressive
It is easy to get documents for your policy with progressive. you can access them through their website, or you can request a fax and they will deliver it promptly.
Goodville Mutual
They covered a nice hotel for us to stay in while our home was being renovated. they were very responsive to our needs.
Erie Insurance
When I first bought my own, I was clueless about what I needed or what I should have my broker was amazing
American Family
I have had no interaction with the agent I purchased the initial insurance from. He was pleasant and personable, I haven't had any issues with the insurance, payments, or claims.
Travelers
I like that I get consistently low rates for my home insurance. The service is also very good if I have to call in
State Farm
We switched to this company after our previous company kept raising the rate of our home and auto insurance. They came out within two days and did an inspection and gave us a quote. They have the best rates in our area and are always friendly and helpful. Our coverage was also increased by using them.
Aaa
I'm satisfied with it. I see all the other companies advertised on T.V, comparing rates with each other, but no one seems to want to compare with AAA. That tells me that AAA rated are quite competitive.
Allstate
I would give this company a 5 out 5 stars. they are a very good price. I have yet to need to file a claim, but so far I would recommend.

Chicago Heights, IL Homeowners Insurance By Home Value

Chicago Heights, IL Home Value Total Homes % of Total Average Chicago Heights, IL Homeowners Insurance
Less than $50,000 244 4.0% $141
$50,000 to $59,999 63 1.0% $305
$60,000 to $69,999 217 3.0% $379
$70,000 to $79,999 205 3.0% $432
$80,000 to $89,999 402 6.0% $491
$90,000 to $99,999 479 8.0% $551
$100,000 to $124,999 1,246 21.0% $640
$125,000 to $149,999 996 17.0% $804
$150,000 to $174,999 1,134 19.0% $946
$175,000 to $199,999 277 4.0% $1095
$200,000 to $249,999 356 6.0% $1318
$250,000 to $299,999 66 1.0% $1609
$300,000 to $399,999 130 2.0% $2041

Top Home Insurance Agents Near Chicago Heights, IL

Home Insurance Company Near Chicago Heights, IL Homeowners Insurance Agency Near Chicago Heights, IL Address
NA Ability Risk Management, Inc. 5518 W 95Th St , Oak Lawn, IL, 60453
State Farm Charles Cathey Jr 1652 E 87th Street, Chicago, IL, 60617
Travelers Concklin Insurance Agency 240 S WESTMORE AVE, LOMBARD, IL, 60148
State Farm Curtis R Monday 17537 Kedzie Ave, Hazel Crest, IL, 60429-2007
Farmers Rachelrevbu 1047 Madison St, Oak Park, IL, 60302

Cost Of Homeowners Insurance By Street Near Chicago Heights, IL

Streets in Chicago Heights Area Homeowners Insurance Cost
Portland Ave, Rosewood Ln, Butler St, S Floyd Ln, Joyce Ln, Lynn Ln, Bramanti Trl, Country Club Rd, Winchester Rd, Maple Dr N$750
W End Ave, E 17th St, Amy St, Doris Ln, W Cherry Ln, Coolidge St, Independence Dr, N Cherry Dr, Manchester Dr N, Lawrence Ave W$770
184th Pl, Leonard St, N Longwood Ct, Sylvan Ct, E 13th Pl, E 192nd St, Travers Ave, Helfred Ave, Cummings Ln, Floyd Ln S$769
Serena Dr S, Independence Rd, W 16th Pl, Leonard St, Cherry Dr, Hickory Ridge, W 207th St, Craig Dr W, W 10th St, Edgewood Ave$740
Frederick Rd, E 11th Pl, Macarthur Dr, Heartland Dr, N Maple Dr, Avonelle Dr, Lowe St, Park Ter, E Steger Rd, Riegel Rd$751

Chicago Heights, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chicago Heights$111 to $114
Bloom$112
South Chicago Heights$110
Glenwood$113

Chicago Heights, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bloom township, Cook County, Illinois $113 $150 $225
South Chicago Heights village, Illinois $110 $147 $221
Glenwood village, Illinois $113 $151 $227

Chicago Heights, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chicago Heights, IL4.5%11.0%
Bloom4.16%10.92%
South Chicago Heights4.76%12.86%
Glenwood4.06%10.56%

Chicago Heights Renters Insurance as a Percentage of Rent

Chicago Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 170 4.0% $347
$200 to $299 75 2.0% $797
$300 to $499 224 6.0% $1247
$500 to $749 820 23.0% $1922
$750 to $999 1,055 29.0% $2672
$1,000 to $1,499 926 26.0% $3797
$1,500 or more 284 7.0% $5447

Chicago Heights, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Chicago Heights Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,600$4,000
Net Savings to Chicago Heights Home Owner from High Deductible Plan $600

Chicago Heights, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chicago Heights, IL Home Replacement Value MORE than Home Value Chicago Heights, IL Home Replacement Value LESS than Home Value
Replacement Value $169,500 $109,500
Insurance Premium based on Replacement Value $700 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year

Example Chicago Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualTravelers
Monthly Premium 533779
Year Built 198019431971
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$175000-$200000$200000-$250000
Deductible $500- $1000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Chicago Heights, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 100,000 Wood Shake Roof 1,530 3 $1000-$2500 Deductible 200 6 Wood siding No
1967 315,000 Membrane Roof 4,190 5 $500 Deductible 860 8 Vinyl siding yes
1968 210,000 Composition Roof 2,710 5 $500- $1000 Deductible 620 10 Stone Siding No
1966 150,000 Metal Roof 1,560 3 $2500-$5000 Deductible 260 6 Vinyl siding yes
1969 150,000 Composition Roof 1,780 4 $2500-$5000 Deductible 680 12 Brick siding No
1976 210,000 Wood Shake Roof 2,480 4 $1000-$2500 Deductible 840 12 Fiber-Cement Siding No
1975 130,000 Slate Shingles Roof 1,700 4 $500- $1000 Deductible 220 3 Wood siding No
1987 220,000 Metal Roof 2,510 5 > $10,000 Deductible 300 8 Brick siding yes
1981 135,000 Wood Shake Roof 1,700 5 $500- $1000 Deductible 110 2 Fiber-Cement Siding yes
1988 125,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 100 2 Fiber-Cement Siding No
1982 225,000 Composition Roof 3,470 5 $2500-$5000 Deductible 690 7 Brick siding No
1945 180,000 Shingles Roof 2,630 4 $5000 to $10,000 Deductible 670 12 Stone Siding yes
1986 275,000 Wood Shake Roof 3,300 4 $2500-$5000 Deductible 280 3 Stone Siding No
1962 225,000 Asphalt Shingles Roof 3,360 4 $2500-$5000 Deductible 510 6 Vinyl siding No
1965 165,000 Composition Roof 1,960 3 $5000 to $10,000 Deductible 150 4 Fiber-Cement Siding No
1978 200,000 Membrane Roof 2,340 3 $2500-$5000 Deductible 490 9 Stone Siding No
1971 195,000 Shingles Roof 2,100 5 $5000 to $10,000 Deductible 520 12 Wood siding No
1979 275,000 Shingles Roof 2,850 5 $1000-$2500 Deductible 780 8 Stone Siding No
1960 260,000 Tile Roof 3,000 4 $5000 to $10,000 Deductible 620 10 Brick siding yes
1982 130,000 Membrane Roof 1,710 3 $500 Deductible 370 10 Stucco siding yes
1970 190,000 Asphalt Shingles Roof 2,340 3 $1000-$2500 Deductible 350 5 Stucco siding yes
1967 165,000 Shingles Roof 2,120 3 $5000 to $10,000 Deductible 250 6 Fiber-Cement Siding No
1973 295,000 Tile Roof 3,970 5 $500 Deductible 1060 12 Vinyl siding yes
1964 225,000 Membrane Roof 2,400 4 $1000-$2500 Deductible 110 2 Stucco siding yes
1975 115,000 Membrane Roof 1,390 3 $2500-$5000 Deductible 160 4 Wood siding yes
1976 150,000 Composition Roof 2,110 3 $2500-$5000 Deductible 320 7 Stucco siding yes
1965 195,000 Tile Roof 2,360 4 $5000 to $10,000 Deductible 140 4 Vinyl siding No
1946 195,000 Tile Roof 2,310 3 $1000-$2500 Deductible 330 4 Vinyl siding yes
1971 275,000 Metal Roof 2,900 4 $500- $1000 Deductible 540 6 Wood siding yes
1944 290,000 Composition Roof 3,040 4 > $10,000 Deductible 550 8 Wood siding No
1987 180,000 Wood Shake Roof 2,330 5 $5000 to $10,000 Deductible 440 9 Stucco siding No