Chicago Heights, IL homeowners insurance is about $632 to $859, about $52-$71/month. Our complete analysis indicates shoppers can save as much as $298 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Chicago Heights, IL Home Value | Total Homes | % of Total | Average Chicago Heights, IL Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 244 | 4.0% | $141 |
$50,000 to $59,999 | 63 | 1.0% | $305 |
$60,000 to $69,999 | 217 | 3.0% | $379 |
$70,000 to $79,999 | 205 | 3.0% | $432 |
$80,000 to $89,999 | 402 | 6.0% | $491 |
$90,000 to $99,999 | 479 | 8.0% | $551 |
$100,000 to $124,999 | 1,246 | 21.0% | $640 |
$125,000 to $149,999 | 996 | 17.0% | $804 |
$150,000 to $174,999 | 1,134 | 19.0% | $946 |
$175,000 to $199,999 | 277 | 4.0% | $1095 |
$200,000 to $249,999 | 356 | 6.0% | $1318 |
$250,000 to $299,999 | 66 | 1.0% | $1609 |
$300,000 to $399,999 | 130 | 2.0% | $2041 |
Home Insurance Company Near Chicago Heights, IL | Homeowners Insurance Agency Near Chicago Heights, IL | Address |
---|---|---|
NA | Ability Risk Management, Inc. | 5518 W 95Th St , Oak Lawn, IL, 60453 |
State Farm | Charles Cathey Jr | 1652 E 87th Street, Chicago, IL, 60617 |
Travelers | Concklin Insurance Agency | 240 S WESTMORE AVE, LOMBARD, IL, 60148 |
State Farm | Curtis R Monday | 17537 Kedzie Ave, Hazel Crest, IL, 60429-2007 |
Farmers | Rachelrevbu | 1047 Madison St, Oak Park, IL, 60302 |
Streets in Chicago Heights Area | Homeowners Insurance Cost |
---|---|
Portland Ave, Rosewood Ln, Butler St, S Floyd Ln, Joyce Ln, Lynn Ln, Bramanti Trl, Country Club Rd, Winchester Rd, Maple Dr N | $750 |
W End Ave, E 17th St, Amy St, Doris Ln, W Cherry Ln, Coolidge St, Independence Dr, N Cherry Dr, Manchester Dr N, Lawrence Ave W | $770 |
184th Pl, Leonard St, N Longwood Ct, Sylvan Ct, E 13th Pl, E 192nd St, Travers Ave, Helfred Ave, Cummings Ln, Floyd Ln S | $769 |
Serena Dr S, Independence Rd, W 16th Pl, Leonard St, Cherry Dr, Hickory Ridge, W 207th St, Craig Dr W, W 10th St, Edgewood Ave | $740 |
Frederick Rd, E 11th Pl, Macarthur Dr, Heartland Dr, N Maple Dr, Avonelle Dr, Lowe St, Park Ter, E Steger Rd, Riegel Rd | $751 |
Place | Savings For Senior Occupied Homes |
---|---|
Chicago Heights | $111 to $114 |
Bloom | $112 |
South Chicago Heights | $110 |
Glenwood | $113 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Bloom township, Cook County, Illinois | $113 | $150 | $225 |
South Chicago Heights village, Illinois | $110 | $147 | $221 |
Glenwood village, Illinois | $113 | $151 | $227 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Chicago Heights, IL | 4.5% | 11.0% |
Bloom | 4.16% | 10.92% |
South Chicago Heights | 4.76% | 12.86% |
Glenwood | 4.06% | 10.56% |
Chicago Heights Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 170 | 4.0% | $347 |
$200 to $299 | 75 | 2.0% | $797 |
$300 to $499 | 224 | 6.0% | $1247 |
$500 to $749 | 820 | 23.0% | $1922 |
$750 to $999 | 1,055 | 29.0% | $2672 |
$1,000 to $1,499 | 926 | 26.0% | $3797 |
$1,500 or more | 284 | 7.0% | $5447 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $600 | $1,600 |
Yearly Chicago Heights Homeowner Insurance Premium Example | $500 | $300 |
Out of Pocket Expense During Claim | $600 | $1,600 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $4,600 | $4,000 |
Net Savings to Chicago Heights Home Owner from High Deductible Plan | $600 |
Scenario | Chicago Heights, IL Home Replacement Value MORE than Home Value | Chicago Heights, IL Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $169,500 | $109,500 |
Insurance Premium based on Replacement Value | $700 | $450 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,500 | Risk Exposure from Under Insuring Coverage is $23,500 |
Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $175/year |
Insurance Company | GEICO Insurance | Liberty Mutual | Travelers |
Monthly Premium | 53 | 37 | 79 |
Year Built | 1980 | 1943 | 1971 |
Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
Coverage Amount | $125000-$150000 | $175000-$200000 | $200000-$250000 |
Deductible | $500- $1000 Deductible | > $10,000 Deductible | $500- $1000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1979 | 235,000 | Wood Shake Roof | 2,890 | 4 | $500- $1000 Deductible | 90 | 1 | Stone Siding | yes |
1945 | 275,000 | Slate Shingles Roof | 3,540 | 5 | $2500-$5000 Deductible | 940 | 12 | Brick siding | No |
1982 | 100,000 | Wood Shake Roof | 1,530 | 3 | $1000-$2500 Deductible | 200 | 6 | Wood siding | No |
1967 | 315,000 | Membrane Roof | 4,190 | 5 | $500 Deductible | 860 | 8 | Vinyl siding | yes |
1968 | 210,000 | Composition Roof | 2,710 | 5 | $500- $1000 Deductible | 620 | 10 | Stone Siding | No |
1966 | 150,000 | Metal Roof | 1,560 | 3 | $2500-$5000 Deductible | 260 | 6 | Vinyl siding | yes |
1969 | 150,000 | Composition Roof | 1,780 | 4 | $2500-$5000 Deductible | 680 | 12 | Brick siding | No |
1976 | 210,000 | Wood Shake Roof | 2,480 | 4 | $1000-$2500 Deductible | 840 | 12 | Fiber-Cement Siding | No |
1975 | 130,000 | Slate Shingles Roof | 1,700 | 4 | $500- $1000 Deductible | 220 | 3 | Wood siding | No |
1987 | 220,000 | Metal Roof | 2,510 | 5 | > $10,000 Deductible | 300 | 8 | Brick siding | yes |
1981 | 135,000 | Wood Shake Roof | 1,700 | 5 | $500- $1000 Deductible | 110 | 2 | Fiber-Cement Siding | yes |
1988 | 125,000 | Asphalt Shingles Roof | 1,590 | 3 | $500- $1000 Deductible | 100 | 2 | Fiber-Cement Siding | No |
1982 | 225,000 | Composition Roof | 3,470 | 5 | $2500-$5000 Deductible | 690 | 7 | Brick siding | No |
1945 | 180,000 | Shingles Roof | 2,630 | 4 | $5000 to $10,000 Deductible | 670 | 12 | Stone Siding | yes |
1986 | 275,000 | Wood Shake Roof | 3,300 | 4 | $2500-$5000 Deductible | 280 | 3 | Stone Siding | No |
1962 | 225,000 | Asphalt Shingles Roof | 3,360 | 4 | $2500-$5000 Deductible | 510 | 6 | Vinyl siding | No |
1965 | 165,000 | Composition Roof | 1,960 | 3 | $5000 to $10,000 Deductible | 150 | 4 | Fiber-Cement Siding | No |
1978 | 200,000 | Membrane Roof | 2,340 | 3 | $2500-$5000 Deductible | 490 | 9 | Stone Siding | No |
1971 | 195,000 | Shingles Roof | 2,100 | 5 | $5000 to $10,000 Deductible | 520 | 12 | Wood siding | No |
1979 | 275,000 | Shingles Roof | 2,850 | 5 | $1000-$2500 Deductible | 780 | 8 | Stone Siding | No |
1960 | 260,000 | Tile Roof | 3,000 | 4 | $5000 to $10,000 Deductible | 620 | 10 | Brick siding | yes |
1982 | 130,000 | Membrane Roof | 1,710 | 3 | $500 Deductible | 370 | 10 | Stucco siding | yes |
1970 | 190,000 | Asphalt Shingles Roof | 2,340 | 3 | $1000-$2500 Deductible | 350 | 5 | Stucco siding | yes |
1967 | 165,000 | Shingles Roof | 2,120 | 3 | $5000 to $10,000 Deductible | 250 | 6 | Fiber-Cement Siding | No |
1973 | 295,000 | Tile Roof | 3,970 | 5 | $500 Deductible | 1060 | 12 | Vinyl siding | yes |
1964 | 225,000 | Membrane Roof | 2,400 | 4 | $1000-$2500 Deductible | 110 | 2 | Stucco siding | yes |
1975 | 115,000 | Membrane Roof | 1,390 | 3 | $2500-$5000 Deductible | 160 | 4 | Wood siding | yes |
1976 | 150,000 | Composition Roof | 2,110 | 3 | $2500-$5000 Deductible | 320 | 7 | Stucco siding | yes |
1965 | 195,000 | Tile Roof | 2,360 | 4 | $5000 to $10,000 Deductible | 140 | 4 | Vinyl siding | No |
1946 | 195,000 | Tile Roof | 2,310 | 3 | $1000-$2500 Deductible | 330 | 4 | Vinyl siding | yes |
1971 | 275,000 | Metal Roof | 2,900 | 4 | $500- $1000 Deductible | 540 | 6 | Wood siding | yes |
1944 | 290,000 | Composition Roof | 3,040 | 4 | > $10,000 Deductible | 550 | 8 | Wood siding | No |
1987 | 180,000 | Wood Shake Roof | 2,330 | 5 | $5000 to $10,000 Deductible | 440 | 9 | Stucco siding | No |