Chewelah Insurance Rates:

Chewelah, WA homeowners insurance is roughly $492 to $672, about $41-$56/month. Our in depth research indicates shoppers can save upto $233 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chewelah, WA Homeowners Insurance By Home Value

Chewelah, WA Home Value Total Homes % of Total Average Chewelah, WA Homeowners Insurance
Less than $50,000 140 9.0% $75
$50,000 to $59,999 45 2.0% $169
$60,000 to $69,999 20 1.0% $209
$70,000 to $79,999 26 1.0% $239
$90,000 to $99,999 24 1.0% $308
$100,000 to $124,999 166 10.0% $355
$125,000 to $149,999 165 10.0% $443
$150,000 to $174,999 248 16.0% $524
$175,000 to $199,999 131 8.0% $606
$200,000 to $249,999 220 14.0% $734
$250,000 to $299,999 220 14.0% $897
$300,000 to $399,999 135 8.0% $1136

Top Home Insurance Agents Near Chewelah, WA

Home Insurance Company Near Chewelah, WA Homeowners Insurance Agency Near Chewelah, WA Address
Travelers Aaa Insurance Agency 7307 N DIVISION STE 103, SPOKANE, WA, 99208
Liberty Mutual Independent Hub International Northwest Llc 110 S 3Rd St E Chewelah, Colville, WA, 99109
Travelers Mount Spokane Insurance 4025 E MT SPOKANE PARK DR, MEAD, WA, 99021
Travelers Mount Spokane Insurance 4025 E Mt Spokane Park Dr, Mead, WA, 99021
Farmers Robert Schmit 4711 N Maple St, Spokane, WA, 99205

Cost Of Homeowners Insurance By Street Near Chewelah, WA

Streets in Chewelah Area Homeowners Insurance Cost
N 5th St E, Flowery Trail Rd, Clarke Rd, Co Hwy 9311, Kaniksu Rd, Old Sr 3 Rd, Eagle-Lambert Rd, Flyckt Rd, Nat For Dev Rd 012, Heine Rd$596
Schmidlekofer Rd, N Baker St, E Webster Ave, Addy Main St, Co Hwy 2978, Sanford Way, Cozy Nook Branch Rd, N 4th St E, Co Hwy 2850, W Webster Ave$597
W Jenkins Ave, S 5th St E, Par Pl, Egger Farm Way, Co Hwy 2879, Addy-Gifford Rd, Newton Rd, Co Hwy 3580, North St, W Franklin Ave$597
Fenton Way, Highline Rd, S Kruger Ct, Hutchison Rd, S 4th St E, Quarry-Browns Lake Rd, Farm To Market Rd, W Chewelah Creek Rd, N Stevens St, Co Hwy 3489$589
Main St, Smith Rd, Co Hwy 2998, Co Hwy 3647, W Trappers Loop, Stolp Rd, Co Hwy 2978, Steinmetz Rd, Sand Canyon Rd, Cozy Nook Rd$592

Chewelah, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chewelah$86 to $89
Addy$81
Stevens County$87
Valley$86

Chewelah, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stevens County, Washington $73 $97 $145
Valley CDP, Washington $72 $95 $143
Springdale CCD, Stevens County, Washington $73 $97 $145

Chewelah, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chewelah, WA4.2%14.5%
Stevens County3.94%14.97%
Springdale3.97%15.04%
Colville3.98%14.24%

Chewelah Renters Insurance as a Percentage of Rent

Chewelah Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 31 5.0% $353
$200 to $299 56 9.0% $803
$300 to $499 141 24.0% $1253
$500 to $749 128 22.0% $1928
$750 to $999 146 25.0% $2678
$1,000 to $1,499 64 11.0% $3803

Chewelah, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Chewelah Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,600$7,100
Net Savings to Chewelah Home Owner from High Deductible Plan $500

Chewelah, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chewelah, WA Home Replacement Value MORE than Home Value Chewelah, WA Home Replacement Value LESS than Home Value
Replacement Value $153,500 $112,000
Insurance Premium based on Replacement Value $425 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Chewelah Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceAllstate
Monthly Premium 634637
Year Built 200319861998
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $300000-$350000$200000-$250000$150000-$175000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Chewelah, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 255,000 Membrane Roof 2,210 4 $500- $1000 Deductible 820 10 Fiber-Cement Siding No
1942 275,000 Membrane Roof 2,470 4 $500 Deductible 70 1 Wood siding yes
2004 255,000 Wood Shake Roof 2,320 5 $500 Deductible 580 12 Wood siding yes
1993 125,000 Composition Roof 1,260 2 $1000-$2500 Deductible 160 7 Fiber-Cement Siding yes
1990 130,000 Tile Roof 1,140 2 $1000-$2500 Deductible 130 5 Brick siding No
2011 160,000 Composition Roof 1,690 2 $500- $1000 Deductible 370 12 Fiber-Cement Siding No
1996 260,000 Asphalt Shingles Roof 2,400 4 $1000-$2500 Deductible 200 4 Wood siding No
1986 220,000 Shingles Roof 1,880 3 $500- $1000 Deductible 490 9 Wood siding No
2011 340,000 Membrane Roof 2,920 4 $1000-$2500 Deductible 850 9 Brick siding No
2011 270,000 Metal Roof 2,640 4 $1000-$2500 Deductible 60 1 Wood siding yes
2011 165,000 Membrane Roof 1,600 5 $1000-$2500 Deductible 70 2 Stone Siding yes
2001 175,000 Shingles Roof 1,990 4 $5000 to $10,000 Deductible 120 4 Fiber-Cement Siding No
1987 270,000 Shingles Roof 3,170 4 > $10,000 Deductible 110 4 Vinyl siding No
1995 175,000 Shingles Roof 1,490 2 $500 Deductible 220 8 Stucco siding yes
1948 215,000 Tile Roof 1,990 4 $5000 to $10,000 Deductible 150 4 Vinyl siding yes
2012 265,000 Membrane Roof 3,030 4 $1000-$2500 Deductible 730 12 Fiber-Cement Siding No
1945 280,000 Wood Shake Roof 3,080 4 $500- $1000 Deductible 280 5 Stucco siding yes
2013 325,000 Membrane Roof 2,830 4 $5000 to $10,000 Deductible 180 3 Stucco siding yes
2009 170,000 Wood Shake Roof 1,560 3 $5000 to $10,000 Deductible 50 2 Fiber-Cement Siding No
2011 325,000 Slate Shingles Roof 2,960 4 $5000 to $10,000 Deductible 70 1 Stucco siding yes
2008 195,000 Tile Roof 1,750 3 $500- $1000 Deductible 190 5 Vinyl siding No
1948 210,000 Metal Roof 1,830 3 $2500-$5000 Deductible 140 3 Vinyl siding yes
2007 125,000 Shingles Roof 1,330 3 $500 Deductible 360 12 Brick siding No
1991 345,000 Membrane Roof 2,790 4 $1000-$2500 Deductible 70 1 Fiber-Cement Siding No
2003 255,000 Wood Shake Roof 2,080 3 $500 Deductible 110 2 Wood siding yes
2010 110,000 Slate Shingles Roof 920 2 $2500-$5000 Deductible 150 7 Stone Siding No
1945 445,000 Asphalt Shingles Roof 3,890 5 > $10,000 Deductible 310 7 Brick siding No
2002 250,000 Slate Shingles Roof 2,720 4 > $10,000 Deductible 150 5 Fiber-Cement Siding yes
2001 220,000 Metal Roof 1,960 3 $500 Deductible 320 7 Stone Siding No
2013 155,000 Composition Roof 1,460 3 $2500-$5000 Deductible 70 2 Vinyl siding yes
1948 265,000 Composition Roof 2,390 3 > $10,000 Deductible 220 7 Stucco siding yes
1980 175,000 Composition Roof 1,520 2 $500 Deductible 450 10 Stone Siding No
2014 220,000 Composition Roof 1,760 2 $1000-$2500 Deductible 160 4 Wood siding No
2004 100,000 Tile Roof 1,000 2 $2500-$5000 Deductible 40 2 Stone Siding No