Chevy Chase Insurance Rates:

Chevy Chase, MD homeowners insurance is about $727 to $997, about $60-$83/month. Our complete guide shows customers can save as much as $344 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chevy Chase, MD Homeowners Insurance By Home Value

Chevy Chase, MD Home Value Total Homes % of Total Average Chevy Chase, MD Homeowners Insurance
$50,000 to $59,999 7 4.0% $51
$70,000 to $79,999 7 4.0% $68
$100,000 to $124,999 16 9.0% $103
$125,000 to $149,999 14 8.0% $129
$150,000 to $174,999 9 5.0% $155
$200,000 to $249,999 21 12.0% $224
$250,000 to $299,999 35 20.0% $267
$300,000 to $399,999 64 36.0% $344

Top Home Insurance Agents Near Chevy Chase, MD

Home Insurance Company Near Chevy Chase, MD Homeowners Insurance Agency Near Chevy Chase, MD Address
Erie Hottle And Associates 1 W Loudoun Street, Round Hill, VA, 20141
Nationwide Joseph Bernard Schott 1 North Park Dr STE 208, Cockeysville, MD, 21030-1814
Nationwide Morris Insurance Srvs Inc 725 Baltimore Blvd, Westminster, MD, 21157-6105
Nationwide Rogers & Goldbach Ins Assoc 1057 S Charles St, Baltimore, MD, 21230-4007
Nationwide Smith Agency Insurance And Financial Services Inc 556 Garrisonville RdSuite 210, Stafford, VA, 22554-7826

Cost Of Homeowners Insurance By Street Near Chevy Chase, MD

Streets in Chevy Chase Area Homeowners Insurance Cost
Spring Hill Ct, Underwood St, Stewart Driveway, Jones Bridge Ct, Glengalen Ln, Kentucky Ave, Preston Ct, Village Park Pl, Lynnhurst St, Terrace Garden Way$867
Tilbury St, Cypress Pl, Kenilworth Dr, Thornapple St, Husted Dr, Pinehurst Cir, Taylor St, Village Park Dr, Rosedale Ave, North Dr$865
N Chelsea Ln, Brandt Pl, Grier Rd, Melville Pl, Wyndale Rd, Parsons Rd, Curtis St, Inverness Dr, Kentbury Dr, Raymond St$832
Sleaford Rd, Cloister, Lancaster Dr, Manor Rd, Pauline Dr, Cheltenham Dr, Greenvale Rd, Quincy St, Clifford Ave, Bywood Ln$847
Rolling Rd, Monaco Cir, Preston Pl, Club Dr, Raymond St, S Chelsea Ln, Glenmoor Dr, Loughborough Pl, Sleaford Pl, Kenilworth Driveway$868

Chevy Chase, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chevy Chase$128 to $130
Chevy Chase Section Five$134
North Chevy Chase$126
South Kensington$120

Chevy Chase, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chevy Chase Section Five village, Maryland $112 $149 $224
North Chevy Chase village, Maryland $105 $140 $210
Chevy Chase Section Three village, Maryland $112 $149 $224

Chevy Chase, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chevy Chase, MD2.0%7.2%
Chevy Chase Section Five1.87%7.48%
North Chevy Chase1.86%7.2%
Chevy Chase Section Three1.87%7.48%

Chevy Chase Renters Insurance as a Percentage of Rent

Chevy Chase Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 1.0% $704
$500 to $749 23 2.0% $1829
$1,000 to $1,499 35 3.0% $3704
$1,500 or more 861 91.0% $5354

Average Cost Of Home Insurance By Company In Areas Nearby Chevy Chase For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
460,000 1,000 Frame 10 Allied Property & Casualty Insurance Co. 1,153
360,000 500 Frame 25 Encompass Home/Auto Insurance Co. 2,092
460,000 1,000 Frame 10 Homesite Insurance Co. Of The Midwest 1,097
460,000 1,000 Frame 10 Metropolitan Property And Casualty Ins. 2,299
460,000 1,000 Frame 10 Ngm Insurance Co. 1,165
410,000 1,000 Masonry 15 Stillwater P & C Insurance Co. 1,481
310,000 500 Frame 35 Unitrin Direct Property & Casualty Co. 1,433
410,000 1,000 Masonry 15 Universal North America Insurance Co. 1,435
310,000 500 Frame 35 Vigilant Insurance Co. 1,842
360,000 500 Frame 25 Windsor Mt. Joy Mutual Insurance Co. 1,314

Chevy Chase, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$5,700
Yearly Chevy Chase Homeowner Insurance Premium Example $5,400$4,600
Out of Pocket Expense During Claim$1,700$5,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $39,500$37,900
Net Savings to Chevy Chase Home Owner from High Deductible Plan $1,600

Chevy Chase, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chevy Chase, MD Home Replacement Value MORE than Home Value Chevy Chase, MD Home Replacement Value LESS than Home Value
Replacement Value $1,128,000 $794,000
Insurance Premium based on Replacement Value $6,650 $4,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $108,500 Risk Exposure from Under Insuring Coverage is $225,500
Premium Impact Insurance cheaper by $1,325/year Insurance costlier by $650/year

Example Chevy Chase Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceChubb Group of Insurance
Monthly Premium 216340296
Year Built 200519621959
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths3 Beds, 1 Baths
Coverage Amount $500000-$600000More than 10000000More than 10000000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Chevy Chase, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1953 450,000 Shingles Roof 1,280 2 $1000-$2500 Deductible 1620 9 Stucco siding No
1959 665,000 Wood Shake Roof 2,080 3 $500 Deductible 2900 8 Wood siding yes
1950 815,000 Slate Shingles Roof 1,790 4 $2500-$5000 Deductible 3020 12 Wood siding No
1964 1,170,000 Wood Shake Roof 2,550 5 $500- $1000 Deductible 340 1 Vinyl siding yes
1949 690,000 Tile Roof 1,840 4 > $10,000 Deductible 220 2 Fiber-Cement Siding yes
1947 910,000 Wood Shake Roof 2,030 5 $1000-$2500 Deductible 1200 5 Brick siding yes
1946 1,155,000 Composition Roof 3,000 4 $1000-$2500 Deductible 1740 5 Vinyl siding yes
1954 940,000 Composition Roof 2,130 3 $1000-$2500 Deductible 900 3 Fiber-Cement Siding yes
1947 1,040,000 Wood Shake Roof 2,260 4 $1000-$2500 Deductible 1890 7 Wood siding yes
2005 515,000 Tile Roof 1,370 3 $5000 to $10,000 Deductible 780 7 Vinyl siding No
1944 1,150,000 Slate Shingles Roof 2,550 4 $2500-$5000 Deductible 2050 6 Stucco siding No
1962 765,000 Shingles Roof 2,310 3 $1000-$2500 Deductible 2200 7 Stucco siding yes
1950 1,050,000 Slate Shingles Roof 3,140 4 $2500-$5000 Deductible 1870 7 Brick siding No
1957 480,000 Composition Roof 1,470 3 $1000-$2500 Deductible 860 6 Brick siding No
1956 565,000 Asphalt Shingles Roof 1,290 3 $5000 to $10,000 Deductible 320 2 Brick siding yes
1949 630,000 Asphalt Shingles Roof 1,350 3 $5000 to $10,000 Deductible 1660 10 Wood siding yes
2002 965,000 Membrane Roof 2,840 4 $500- $1000 Deductible 1850 7 Fiber-Cement Siding yes
2005 945,000 Membrane Roof 2,390 4 $1000-$2500 Deductible 2400 9 Stucco siding No
2006 850,000 Tile Roof 1,940 5 $5000 to $10,000 Deductible 310 2 Fiber-Cement Siding No
1951 1,185,000 Slate Shingles Roof 2,980 4 $1000-$2500 Deductible 3540 10 Vinyl siding yes
2004 475,000 Tile Roof 1,350 3 $2500-$5000 Deductible 1720 10 Stone Siding No
1943 620,000 Composition Roof 1,850 3 $5000 to $10,000 Deductible 870 5 Stone Siding No
2001 335,000 Asphalt Shingles Roof 1,040 2 $500- $1000 Deductible 790 9 Brick siding yes
1967 745,000 Asphalt Shingles Roof 1,800 4 $5000 to $10,000 Deductible 850 6 Vinyl siding yes
1968 545,000 Metal Roof 1,590 2 $1000-$2500 Deductible 1460 6 Vinyl siding No
1941 855,000 Membrane Roof 2,330 4 $500- $1000 Deductible 1730 5 Stone Siding yes
1968 965,000 Metal Roof 2,090 3 $500 Deductible 4080 12 Vinyl siding yes
1958 1,195,000 Wood Shake Roof 3,370 4 $500 Deductible 3750 10 Stone Siding yes
1942 745,000 Tile Roof 1,730 3 > $10,000 Deductible 1920 12 Wood siding No
1952 1,160,000 Shingles Roof 2,930 4 > $10,000 Deductible 2380 10 Vinyl siding No
1949 765,000 Shingles Roof 1,720 4 $2500-$5000 Deductible 650 3 Vinyl siding yes
1963 725,000 Metal Roof 1,600 3 > $10,000 Deductible 1590 9 Stucco siding No
2003 905,000 Metal Roof 2,350 3 > $10,000 Deductible 1410 7 Stone Siding No
1949 605,000 Membrane Roof 1,590 5 > $10,000 Deductible 1130 9 Fiber-Cement Siding No