Chesterfield Insurance Rates:

Chesterfield, NJ homeowners insurance is approximately $748 to $1,027, about $62-$85/month. Our exhaustive guide indicates shoppers can save as much as $355 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chesterfield, NJ Homeowners Insurance By Home Value

Chesterfield, NJ Home Value Total Homes % of Total Average Chesterfield, NJ Homeowners Insurance
Less than $50,000 13 2.0% $44
$80,000 to $89,999 7 1.0% $168
$100,000 to $124,999 6 1.0% $222
$150,000 to $174,999 7 1.0% $328
$175,000 to $199,999 9 1.0% $381
$200,000 to $249,999 54 9.0% $461
$250,000 to $299,999 140 23.0% $559
$300,000 to $399,999 356 59.0% $719

Top Home Insurance Agents Near Chesterfield, NJ

Home Insurance Company Near Chesterfield, NJ Homeowners Insurance Agency Near Chesterfield, NJ Address
Allstate Vic Hatami 214 W End Ave Unit 2, Toms River, NJ, 8753
Travelers Capstone Insurance Group GWYNEDD CORPORATE CENTER 1120 WELSH RD STE 220, NORTH WALES, PA, 19454
Travelers Mackley Insurance Inc 248 Geiger Road Suite 107, Philadelphia, PA, 19115
Travelers Max Safrin Agency Inc 2266 Springfield Avenue Vauxhall, Union, NJ, 7088
Travelers Puglisi Agency Inc 1923 WESTFIELD AVE, SCOTCH PLAINS, NJ, 7076

Cost Of Homeowners Insurance By Street Near Chesterfield, NJ

Streets in Chesterfield Area Homeowners Insurance Cost
Recklesstown Way, Berryland St, Evesboro Rd, Ginger Rd, Rosewood Dr, Rte 677, Daniel Ave, Gallop Way, Marlton Ln, Downer Way$883
Stackhouse Ln, Woodward Way, Trotter Way, Sykesville Rd, Quaker St, Waln Rd, Bordentown Chesterfield Rd, Co Rd 660, Monmouth Rgetown Rd, Equestrian Way$881
Glock Farm Way, Farrington Way, Shanahan Rd, Chesterfield Jacobstown Rd, Latham Ln, Hutchinson Dr, Crosswicks Ellisdale Rd, Bordentown Crosswicks Rd, Davenport Dr, Alluvial Dr$888
Stelle Rd, Susannah Way, Iron Bridge Rd, Herman Black Rd, Presevation Blvd, Wrightstown Sykesville Rd, Wrightstown Georgetown Rd, Harrison Rd, Highbridge Rd, Stevenson Ln$885
Bullock Way, Ellisdale Rd, Chesterfield Arneytown Rd, Saddle Way, Cromwell Dr, Settlers St, Bordentown Rd, Colemantown Dr, Harker Rd, Crosswicks Chesterfield Rd$885

Chesterfield, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chesterfield$132 to $134
Bordentown$126
Groveville$128
Fieldsboro$123

Chesterfield, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bordentown township, Burlington County, New Jersey $127 $169 $254
Groveville CDP, New Jersey $128 $170 $255
Mansfield township, Burlington County, New Jersey $128 $170 $255

Chesterfield, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chesterfield, NJ2.5%7.4%
Bordentown2.96%8.01%
Groveville3.03%7.94%
Mansfield2.71%8.45%

Chesterfield Renters Insurance as a Percentage of Rent

Chesterfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 24 30.0% $2641
$1,000 to $1,499 30 37.0% $3766
$1,500 or more 25 31.0% $5416

Chesterfield, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Chesterfield Homeowner Insurance Premium Example $3,500$3,000
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $12,300$11,800
Net Savings to Chesterfield Home Owner from High Deductible Plan $500

Chesterfield, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chesterfield, NJ Home Replacement Value MORE than Home Value Chesterfield, NJ Home Replacement Value LESS than Home Value
Replacement Value $482,000 $331,500
Insurance Premium based on Replacement Value $2,325 $1,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $99,000 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $475/year

Example Chesterfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceAllstate
Monthly Premium 162200249
Year Built 194020121996
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $500000-$600000$600000-$700000$600000-$700000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Chesterfield, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 730,000 Shingles Roof 3,040 4 > $10,000 Deductible 1580 10 Vinyl siding yes
1961 915,000 Slate Shingles Roof 4,740 5 $5000 to $10,000 Deductible 1340 8 Stucco siding yes
2012 510,000 Shingles Roof 3,040 4 $2500-$5000 Deductible 1340 8 Wood siding No
2013 570,000 Tile Roof 3,230 5 $5000 to $10,000 Deductible 1610 10 Stone Siding No
1964 525,000 Slate Shingles Roof 2,700 4 $500- $1000 Deductible 1410 10 Brick siding No
1991 530,000 Slate Shingles Roof 2,410 4 $2500-$5000 Deductible 810 6 Brick siding No
1949 360,000 Wood Shake Roof 1,540 5 $500- $1000 Deductible 1250 10 Wood siding yes
1997 375,000 Tile Roof 1,790 4 $500- $1000 Deductible 400 3 Wood siding No
1992 635,000 Slate Shingles Roof 3,000 5 $500- $1000 Deductible 2710 12 Fiber-Cement Siding yes
1942 355,000 Wood Shake Roof 1,540 5 $2500-$5000 Deductible 690 5 Stone Siding yes
1969 635,000 Metal Roof 3,570 5 $500- $1000 Deductible 1760 9 Brick siding yes
1994 890,000 Slate Shingles Roof 3,820 5 $2500-$5000 Deductible 240 1 Stucco siding yes
1962 615,000 Wood Shake Roof 2,830 5 $500- $1000 Deductible 3700 12 Stone Siding yes
1965 335,000 Asphalt Shingles Roof 1,680 4 $2500-$5000 Deductible 260 3 Vinyl siding No
2005 365,000 Tile Roof 1,870 4 $1000-$2500 Deductible 1670 12 Stone Siding yes
1994 565,000 Wood Shake Roof 2,980 5 $5000 to $10,000 Deductible 1180 12 Stucco siding No
2011 505,000 Membrane Roof 2,470 5 $500 Deductible 1820 9 Wood siding No
1948 1,090,000 Membrane Roof 4,610 5 $500 Deductible 5000 10 Brick siding No
1949 615,000 Composition Roof 2,810 4 > $10,000 Deductible 1180 12 Stone Siding yes
1996 500,000 Asphalt Shingles Roof 2,620 4 $1000-$2500 Deductible 2320 12 Fiber-Cement Siding yes
1949 495,000 Membrane Roof 2,260 4 $500- $1000 Deductible 1560 8 Fiber-Cement Siding No
1942 870,000 Slate Shingles Roof 4,130 5 $5000 to $10,000 Deductible 2240 12 Stucco siding No
1964 645,000 Membrane Roof 2,650 4 $500 Deductible 1430 6 Stucco siding yes
2012 1,175,000 Shingles Roof 4,740 5 $2500-$5000 Deductible 1820 6 Fiber-Cement Siding No
2005 675,000 Wood Shake Roof 3,560 5 > $10,000 Deductible 980 7 Stone Siding No
1965 675,000 Shingles Roof 3,220 4 $500 Deductible 3140 12 Stucco siding yes
1968 545,000 Membrane Roof 3,100 4 $1000-$2500 Deductible 1570 10 Brick siding No
1968 540,000 Composition Roof 2,460 5 > $10,000 Deductible 740 5 Brick siding yes