Chesnee Insurance Rates:

Chesnee, SC homeowners insurance is roughly $663 to $906, about $55-$75/month. Our thorough research reveals consumers can save upto $314 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chesnee, SC Homeowners Insurance By Home Value

Chesnee, SC Home Value Total Homes % of Total Average Chesnee, SC Homeowners Insurance
Less than $50,000 314 21.0% $243
$50,000 to $59,999 206 13.0% $510
$60,000 to $69,999 46 3.0% $628
$70,000 to $79,999 197 13.0% $730
$80,000 to $89,999 70 4.0% $824
$90,000 to $99,999 74 4.0% $926
$100,000 to $124,999 137 9.0% $1067
$125,000 to $149,999 146 9.0% $1342
$150,000 to $174,999 78 5.0% $1585
$175,000 to $199,999 46 3.0% $1829
$200,000 to $249,999 108 7.0% $2198
$250,000 to $299,999 19 1.0% $2684
$300,000 to $399,999 54 3.0% $3414

Top Home Insurance Agents Near Chesnee, SC

Home Insurance Company Near Chesnee, SC Homeowners Insurance Agency Near Chesnee, SC Address
NA Warlick And Hamrick Insurance 106 East Mountain Street Kings Mountain, Kings Mountain, NC, 28086
Nationwide Daniel P Stansell Jr Agency 700 Woodruff Rd Ste 1, Greenville, SC, 29607
Allstate Kenneth Mosteller 2591 E Main St Ste 101, Lincolnton, NC, 28092
State Farm Stan Crosby 630 Powdersville Rd, Easley, SC, 29642-1961
Nationwide Timothy A Mahaffey 5051 Calhoun Memorial Hwy Ste I, Easley, SC, 29640-3859

Cost Of Homeowners Insurance By Street Near Chesnee, SC

Streets in Chesnee Area Homeowners Insurance Cost
Peachshed Rd, N Alabama Ave, Bryson Cantrell Rd, Lake Rd, Pruitt Rd, South Virginia Ave, Pleasant Trl, Sanders Rd, Texas Ave, Farfield Rd$794
State Rd S-42-251, E Saluda St, Ivey Rd, Rocky Creek Rd, Bonner Cir, Summer Chase Ct, Manor House Ln, Salters Ct, Robbins Rd, Raymond Dr$792
Mason Rd, Carolina Foothills Dr, Brooklyn Church Rd, Hensley Rd, State Rd S-42-4246, State Rd S-42-136, Kirk Dr, Overland Park Dr, Richland St, Richard St$783
S Cash Ave, Dogwood Cove Dr, Simmons Dr, State Rd S-42-983, State Rd S-42-984, Lockland Dr, Fish Camp Rd, State Rd S-42-2884, McKinney St, McDowell Rd$790
Peach Shed Rd, Buckner Dr, Bain Dr, S Georgia Ave, Shoreside Dr, State Rd S-42-1883, Lowe Rd, Henderson Rd, Scruggs Rd, Bridgeview Rd$784

Chesnee, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chesnee$116 to $118
Sulphur Springs$87
Boiling Springs$121
Fingerville$119

Chesnee, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sulphur Springs township, Rutherford County, North Carolina $73 $97 $146
Boiling Springs CCD, Spartanburg County, South Carolina $101 $135 $202
Fingerville CCD, Spartanburg County, South Carolina $100 $133 $199

Chesnee, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chesnee, SC6.5%23.5%
Sulphur Springs5.05%16.39%
Boiling Springs5.7%20.64%
Fingerville5.68%28.66%

Chesnee Renters Insurance as a Percentage of Rent

Chesnee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 2.0% $358
$300 to $499 124 21.0% $1258
$500 to $749 249 43.0% $1933
$750 to $999 169 29.0% $2683
$1,000 to $1,499 11 1.0% $3808

Chesnee, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Chesnee Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$12,300
Net Savings to Chesnee Home Owner from High Deductible Plan $1,200

Chesnee, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chesnee, SC Home Replacement Value MORE than Home Value Chesnee, SC Home Replacement Value LESS than Home Value
Replacement Value $93,000 $53,000
Insurance Premium based on Replacement Value $900 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Chesnee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceState Farm
Monthly Premium 3691165
Year Built 199920091988
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$250000-$300000$200000-$250000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Chesnee, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 185,000 Membrane Roof 2,940 4 $1000-$2500 Deductible 1430 10 Stucco siding yes
2014 115,000 Tile Roof 1,990 4 $2500-$5000 Deductible 180 3 Stone Siding yes
1980 125,000 Slate Shingles Roof 2,390 4 $1000-$2500 Deductible 580 7 Brick siding yes
1981 140,000 Membrane Roof 2,090 5 $2500-$5000 Deductible 600 10 Brick siding yes
1996 155,000 Shingles Roof 3,020 4 $500 Deductible 840 9 Stucco siding yes
1994 70,000 Membrane Roof 1,350 3 $2500-$5000 Deductible 190 6 Stucco siding yes
1985 185,000 Metal Roof 3,660 5 $500- $1000 Deductible 330 3 Wood siding No
1991 140,000 Shingles Roof 2,660 5 $1000-$2500 Deductible 590 9 Vinyl siding No
1984 130,000 Tile Roof 2,210 3 $500- $1000 Deductible 900 9 Fiber-Cement Siding yes
1990 110,000 Wood Shake Roof 2,100 4 $1000-$2500 Deductible 490 8 Stone Siding No
2010 110,000 Wood Shake Roof 2,050 3 $1000-$2500 Deductible 590 9 Brick siding yes
2013 95,000 Membrane Roof 1,300 3 $1000-$2500 Deductible 500 9 Brick siding yes
2004 145,000 Asphalt Shingles Roof 1,950 3 $500- $1000 Deductible 660 8 Brick siding No